Gavop's guide to buying homeowners insurance in Batesville, IN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Batesville, IN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Brook Dr, Co Rd 400 S, Red School Rd, Wissel Rd, Co Rd 600 S, Shady Rd, Washington St, Hillcrest Estates Dr, Short Rd, W Hamburg Rd | $173,500 | $150,000 | $150,000-$175,000 | $251,000 | $220,000 | $200,000-$250,000 |
| Co Rd 1260 W, Heritage Ln, Shrine Rd, Arlington, Douglas Strasse St, Saint Mary Rd, Hilltop Rd, Woodin Rd, Ziegler Rd, N Huntersville Rd | $193,000 | $160,000 | $175,000-$200,000 | $173,000 | $160,000 | $150,000-$175,000 |
| Sycamore St, Locust Ave, Stockpile Rd, Paradise Rd, Woodfield Dr, Ferkenhoff Rd, S Pocket Rd, N Co Rd 1000 E, Northside Dr, Rail Fence Rd | $269,000 | $250,000 | $250,000-$300,000 | $266,500 | $220,000 | $200,000-$250,000 |
| St Joseph St, Averdick St, State Rd 229, Co Rd 1125 W, S Co Rd 1000 E, Bulldog Blvd W, Mid Rd, Indiana St, S Three Mile Rd, Haverkos Rd | $200,500 | $160,000 | $200,000-$250,000 | $218,000 | $210,000 | $200,000-$250,000 |
| Harvey Branch Rd, W Columbus Ave, Werner Rd, Enochsburg Rd, Belmont Pl, Douglas St, Vote Rd, Arlington Dr, Hickory Ln, Longbranch Rd | $268,000 | $250,000 | $250,000-$300,000 | $290,000 | $240,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $678 |
| Superior Protection Discount | -$79 | $709 |
| Fire & Security Discount | -$63 | $725 |
| Hail Resistant Roof Discount | -$24 | $764 |
| Newly Constructed Home Discount | -$173 | $615 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $7,834 |
| Hail Damage | $5,103 |
| Wind Damage | $10,116 |
| Expensive Claims | |
| Fire | $37,853 |
| Accidental Discharge/Leakage | $8,280 |
| Optional Coverage Losses | $8,156 |
| Home Insurance Company Batesville, IN | Homeowners Insurance Agency Batesville, IN | Address | Popularity Score | Distance from Batesville (miles) |
|---|---|---|---|---|
| Travelers | Holland Insurance | 1305 S Adams St Ste A, Versailles, IN, 47042 | 16.5 | |
| Travelers | Reedy Insurance Services | 703 N Ewing, Seymour, IN, 47274 | 43.0 | |
| Erie | Pence Brooks & Shepherd Insurance | 802 E Main Street, Greenfield, IN, 46140 | 44.6 | |
| Erie | Edinburgh Insurance Agency | 15430 N Us Highway 31, Edinburgh, IN, 46124 | 40.8 | |
| Travelers | Brooks Insurance Professionals | 200 E Jackson St, Shelbyville, IN, 46176 | 33.7 | |
| State Farm | Danette Volpenhein | 451 Bielby Rd, Lawrenceburg, IN, 47025-1057 | 21.6 | |
| State Farm | Pat James | 901 S A Street, Richmond, IN, 47374-5521 | 40.4 | |
| Erie | Teresa Raymer Insurance Agency | 10 E State Hwy 3 & 7, Vernon, IN, 47282 | 30.1 | |
| State Farm | Andy Kendall | 920 W Kathys Way Ste F, Greensburg, IN, 47240-3413 | 15.6 | |
| State Farm | Brent Reece | 5040 W Us 52 Ste A, New Palestine, IN, 46163-8637 | 46.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Indiana | $130,200 | $847 | $580 | $1,160 | $580 |
| Franklin County, IN | $152,200 | $761 | $560 | $1,080 | $520 |
| Batesville, IN | $165,700 | $788 | $540 | $1,120 | $580 |
| Osgood, IN | $94,500 | $730 | $500 | $1,010 | $510 |
| Manchester, IN | $159,300 | $923 | $660 | $1,270 | $610 |
| Haw Creek, IN | $99,800 | $749 | $510 | $1,070 | $560 |
| Gasper, OH | $122,200 | $682 | $480 | $980 | $500 |
| Greens Fork, IN | $61,100 | $589 | $400 | $810 | $410 |
| Dillonvale, OH | $138,100 | $718 | $520 | $990 | $470 |
| Nineveh, IN | $158,300 | $921 | $670 | $1,320 | $650 |
| Dalton, IN | $124,000 | $829 | $560 | $1,140 | $580 |
| New Liberty, KY | $92,900 | $756 | $550 | $1,070 | $520 |