Gavop shows you how to buy homeowners insurance in Buffalo County, NE by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $48,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $96,500 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $202,500 | $170,000 | $200,000-$250,000 |
| 4 Bedroom | $229,500 | $200,000 | $200,000-$250,000 |
| 5 Bedroom | $309,000 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$195 | $1,025 |
| Superior Protection Discount | -$110 | $1,110 |
| Fire & Security Discount | -$122 | $1,098 |
| Hail Resistant Roof Discount | -$24 | $1,196 |
| Newly Constructed Home Discount | -$244 | $976 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Buffalo County | $700 | $1,206 | $1,906 | $876 | $1,576 | $329 |
| Buffalo County, NE | $1,500 | $1,206 | $2,706 | $876 | $2,376 | $329 |
| Funk, NE | $1,000 | $1,039 | $2,039 | $755 | $1,755 | $284 |
| Posen, NE | $100 | $717 | $817 | $521 | $621 | $196 |
| Farwell, NE | $2,500 | $675 | $3,175 | $490 | $2,990 | $184 |
| Lake, NE | $700 | $1,274 | $1,974 | $926 | $1,626 | $348 |
| North Franklin, NE | $400 | $597 | $997 | $434 | $834 | $163 |
| Bladen, NE | $1,500 | $655 | $2,155 | $476 | $1,976 | $179 |
| Gosper County, NE | $100 | $895 | $995 | $651 | $751 | $245 |
| Palmer, NE | $700 | $783 | $1,483 | $569 | $1,269 | $214 |
| Home Insurance Company Buffalo County, NE | Homeowners Insurance Agency Buffalo County, NE | Address | Popularity Score | Distance from Buffalo County (miles) |
|---|---|---|---|---|
| State Farm | Cory Kruse | 3320 2nd Ave, Kearney, NE, 68847-2902 | 10.1 | |
| State Farm | Lisa Willman | 3310 W Capital Ave, Grand Island, NE, 68803-1333 | 37.0 | |
| State Farm | Kara Grauerholz | 5609 1st Ave Ste C2, Kearney, NE, 68847-2438 | 8.7 | |
| State Farm | Amy Glenn | 311 W 11th St, Kearney, NE, 68845-7331 | 11.8 | |
| State Farm | Matt Pawloski | 216 W 42nd St, Kearney, NE, 68845-8500 | 9.6 | |
| Travelers | Family Tradition Inc | 201 N Tyler St, Elm Creek, NE, 68836 | 18.3 | |
| State Farm | Judy Barnes | 205 S Burlington Ave, Hastings, NE, 68901-5905 | 40.5 | |
| Allstate | Andrew Newton | 3423 2nd Ave Ste 4, Kearney, NE, 68847 | 10.0 | |
| Allstate | Barney Ins Inc | 5205 2nd Ave # 3199, Kearney, NE, 68847 | 9.0 | |
| Allstate | The Pinnacle Agency | 1112 2nd St. St Paul, Saint Paul, NE, 68873 | 41.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nebraska | $142,400 | $1,218 | $840 | $1,720 | $880 |
| Buffalo County, NE | $161,200 | $1,220 | $870 | $1,670 | $800 |
| Buffalo County, NE | $161,200 | $1,220 | $870 | $1,740 | $870 |
| Funk, NE | $111,500 | $1,052 | $760 | $1,460 | $700 |
| Posen, NE | $59,100 | $726 | $490 | $1,000 | $510 |
| Farwell, NE | $52,800 | $683 | $470 | $940 | $470 |
| Lake, NE | $156,500 | $1,289 | $920 | $1,840 | $920 |
| North Franklin, NE | $41,700 | $604 | $420 | $860 | $440 |
| Bladen, NE | $50,000 | $663 | $460 | $910 | $450 |
| Gosper County, NE | $116,300 | $906 | $610 | $1,280 | $670 |
| Palmer, NE | $69,200 | $793 | $530 | $1,100 | $570 |