Gavop shows you how to buy homeowners insurance in Morristown, VT by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $124,500 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $226,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $418,000 | $380,000 | $350,000-$400,000 |
| 5 Bedroom | $205,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$91 | $558 |
| Superior Protection Discount | -$65 | $584 |
| Fire & Security Discount | -$71 | $578 |
| Hail Resistant Roof Discount | -$13 | $636 |
| Newly Constructed Home Discount | -$136 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lamoille County | $2,000 | $656 | $2,656 | $476 | $2,476 | $179 |
| Morristown, VT | $1,500 | $642 | $2,142 | $466 | $1,966 | $175 |
| Bolton, VT | $100 | $735 | $835 | $534 | $634 | $201 |
| Calais, VT | $1,500 | $860 | $2,360 | $625 | $2,125 | $235 |
| Jay, VT | $100 | $787 | $887 | $572 | $672 | $215 |
| Burke, VT | $2,500 | $702 | $3,202 | $510 | $3,010 | $192 |
| Cumberland Head, NY | $400 | $649 | $1,049 | $472 | $872 | $177 |
| Au Sable, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Middlebury, VT | $300 | $681 | $981 | $495 | $795 | $186 |
| Beekmantown, NY | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Champlain, NY | $2,000 | $940 | $2,940 | $683 | $2,683 | $257 |
| Home Insurance Company Morristown, VT | Homeowners Insurance Agency Morristown, VT | Address | Popularity Score | Distance from Morristown (miles) |
|---|---|---|---|---|
| Nationwide | Jared Jabaut Agency | 3198 Shelburne Rd, Shelburne, VT, 5482 | 30.0 | |
| Allstate | Donna Booher | 4001 Williston Rd, South Burlington, VT, 5403 | 25.4 | |
| State Farm | Jim Soriano | 211 Maple St Ste 27c, Middlebury, VT, 05753-1147 | 45.1 | |
| Travelers | Winooski Insurance Agency | 476 Main St, Winooski, VT, 5404 | 26.9 | |
| Allstate | Morse Insurance | Po Box 557, Hardwick, VT, 5843 | 14.0 | |
| Allstate | Town And Country Agy | 64 Church St, Jeffersonville, VT, 5464 | 11.5 | |
| Travelers | The Essex Agency Inc | 2 Railroad St, Essex Junction, VT, 5452 | 23.4 | |
| State Farm | Anthony Murphy | 100 Dorset St Ste 17, S Burlington, VT, 05403-6241 | 27.2 | |
| Allstate | Poulos Ins Inc | 78 Vt Route 15 W, Morrisville, VT, 5661 | 3.1 | |
| Travelers | Farm Country Insurance Inc | 1951 Memorial Dr, St Johnsbury Center, VT, 5819 | 31.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Vermont | $220,600 | $783 | $570 | $1,070 | $500 |
| Lamoille County, VT | $225,200 | $664 | $480 | $920 | $440 |
| Morristown, VT | $214,000 | $649 | $450 | $900 | $450 |
| Bolton, VT | $195,700 | $744 | $510 | $1,030 | $520 |
| Calais, VT | $280,900 | $870 | $630 | $1,210 | $580 |
| Jay, VT | $229,900 | $797 | $570 | $1,130 | $560 |
| Burke, VT | $177,300 | $711 | $500 | $980 | $480 |
| Cumberland Head, NY | $156,800 | $657 | $450 | $900 | $450 |
| Au Sable, NY | $93,600 | $590 | $400 | $810 | $410 |
| Middlebury, VT | $247,100 | $690 | $500 | $950 | $450 |
| Beekmantown, NY | $135,400 | $621 | $420 | $880 | $460 |
| Champlain, NY | $113,800 | $952 | $650 | $1,340 | $690 |