Gavop's guide to buying homeowners insurance in Teller County, CO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $67,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $108,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $239,500 | $200,000 | $250,000-$300,000 |
| 4 Bedroom | $315,000 | $280,000 | $300,000-$350,000 |
| 5 Bedroom | $506,000 | $480,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $831 |
| Superior Protection Discount | -$88 | $890 |
| Fire & Security Discount | -$78 | $899 |
| Hail Resistant Roof Discount | -$20 | $958 |
| Newly Constructed Home Discount | -$215 | $763 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Teller County | $2,000 | $966 | $2,966 | $702 | $2,702 | $264 |
| Teller County, CO | $1,000 | $966 | $1,966 | $702 | $1,702 | $264 |
| Monument, CO | $200 | $1,045 | $1,245 | $760 | $960 | $286 |
| Brookside, CO | $700 | $1,065 | $1,765 | $774 | $1,474 | $291 |
| Penrose, CO | $400 | $1,145 | $1,545 | $832 | $1,232 | $313 |
| Douglas County, CO | $700 | $1,235 | $1,935 | $898 | $1,598 | $338 |
| Rockvale, CO | $500 | $1,023 | $1,523 | $743 | $1,243 | $279 |
| Black Forest-Peyton, CO | $1,000 | $976 | $1,976 | $709 | $1,709 | $267 |
| Ponderosa Park, CO | $400 | $1,678 | $2,078 | $1,219 | $1,619 | $458 |
| Aspen Park, CO | $700 | $1,613 | $2,313 | $1,172 | $1,872 | $441 |
| Lone Tree, CO | $100 | $1,038 | $1,138 | $754 | $854 | $284 |
| Home Insurance Company Teller County, CO | Homeowners Insurance Agency Teller County, CO | Address | Popularity Score | Distance from Teller County (miles) |
|---|---|---|---|---|
| Farmers | Justin Burns | 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919 | 19.4 | |
| Farmers | Timothy Spellman | 5555 Tech Center Dr Ste 110, Colorado Springs, CO, 80919 | 19.4 | |
| Travelers | Trailstone Insurance Group | 8357 N Rampart Range Rd 8357 N Rampart Range Rd , Littleton, CO, 80125 | 42.6 | |
| Travelers | Tag-Highlands Ranch | 9609 S University Blvd 631637, Highlands Ranch, CO, 80163 | 48.4 | |
| State Farm | Virginia Hooper | 10143 W Chatfield Ave Ste 12, Littleton, CO, 80127-4245 | 48.3 | |
| Allstate | Eddie Pacheco | 311 E County Line Rd Unit A12, Littleton, CO, 80122 | 49.1 | |
| Allstate | Schomp Insurance | 1190 Plum Valley Ln, Highlands Ranch, CO, 80129 | 48.5 | |
| Allstate | Peter Claton | 5660 S Us Highway 85 Unit 1, Colorado Springs, CO, 80911 | 23.3 | |
| State Farm | Jeff Klingensmith | 482 W Happy Canyon Rd, Castle Pines, CO, 80108-3431 | 41.4 | |
| Liberty Mutual Independent | Specialty Insurance Partners | 1221 Lake Plaza Drive 1221 Lake Plaza Drive Colorado Springs, Colorado Springs, CO, 80906 | 21.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Teller County, CO | $261,100 | $978 | $680 | $1,280 | $600 |
| Teller County, CO | $261,100 | $978 | $680 | $1,280 | $600 |
| Monument, CO | $317,800 | $1,058 | $740 | $1,390 | $650 |
| Brookside, CO | $146,700 | $1,078 | $750 | $1,410 | $660 |
| Penrose, CO | $173,800 | $1,159 | $810 | $1,520 | $710 |
| Douglas County, CO | $407,100 | $1,250 | $880 | $1,640 | $760 |
| Rockvale, CO | $133,800 | $1,035 | $720 | $1,360 | $640 |
| Black Forest-Peyton, CO | $379,800 | $988 | $690 | $1,290 | $600 |
| Ponderosa Park, CO | $371,300 | $1,698 | $1,190 | $2,220 | $1,030 |
| Aspen Park, CO | $353,400 | $1,633 | $1,140 | $2,140 | $1,000 |
| Lone Tree, CO | $573,200 | $1,051 | $740 | $1,380 | $640 |