Gavop tells you how to get the best homeowners insurance in White Lake charter, MI by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $60,000 | $25,000-$50,000 |
| 2 Bedroom | $97,000 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $119,000 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $260,000 | $230,000 | $250,000-$300,000 |
| 5 Bedroom | $179,500 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $601 |
| Superior Protection Discount | -$66 | $667 |
| Fire & Security Discount | -$59 | $674 |
| Hail Resistant Roof Discount | -$15 | $718 |
| Newly Constructed Home Discount | -$198 | $535 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Oakland County | $2,500 | $837 | $3,337 | $608 | $3,108 | $229 |
| White Lake charter, MI | $1,000 | $724 | $1,724 | $526 | $1,526 | $198 |
| Farmington Hills, MI | $100 | $856 | $956 | $622 | $722 | $234 |
| Oxford, MI | $2,000 | $820 | $2,820 | $596 | $2,596 | $224 |
| Oakland charter, MI | $400 | $924 | $1,324 | $671 | $1,071 | $252 |
| Rochester, MI | $1,500 | $793 | $2,293 | $576 | $2,076 | $217 |
| Swartz Creek, MI | $500 | $675 | $1,175 | $491 | $991 | $185 |
| Ray, MI | $2,500 | $838 | $3,338 | $609 | $3,109 | $229 |
| Grosse Pointe Farms, MI | $100 | $858 | $958 | $624 | $724 | $235 |
| Sylvan, MI | $1,000 | $913 | $1,913 | $663 | $1,663 | $249 |
| Freedom, MI | $400 | $947 | $1,347 | $688 | $1,088 | $259 |
| Sciota, MI | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Home Insurance Company White Lake charter, MI | Homeowners Insurance Agency White Lake charter, MI | Address | Popularity Score | Distance from White Lake charter (miles) |
|---|---|---|---|---|
| Farmers | Tanya Thornton | 7001 Orchard Lake Rd Ste 330, West Bloomfield, MI, 48322 | 11.2 | |
| Liberty Mutual Independent | Consolidated Agencies Inc. | 33261 Woodward Ave, Birmingham, MI, 48009 | 17.8 | |
| Allstate | Connolly And Associates | 66 N Williams Lake Rd, Waterford, MI, 48327 | 3.3 | |
| Liberty Mutual Independent | Complete Insurance Services Inc | 1717 Cass Lake Rd, Keego Harbor, MI, 48320 | 8.7 | |
| Allstate | Adam Khalil | 3676 S State St, Ann Arbor, MI, 48108 | 31.6 | |
| Liberty Mutual Independent | Ralph C Wilson Agency, Inc | 26026 Telegraph Rd, Ste 100, Southfield, MI, 48033 | 16.6 | |
| State Farm | Heidi Pichler | 6447 Rochester Rd, Troy, MI, 48085-1306 | 19.4 | |
| Allstate | Clarence Little | 3260 Coolidge Hwy, Berkley, MI, 48072 | 19.6 | |
| Travelers | Crumm Insurance Agency | 2959 Crooks Rd Suite 1, Troy, MI, 48084 | 18.5 | |
| Liberty Mutual Independent | Lapham Maxwell Insurance Agency | 185 S Harvey St, Plymouth, MI, 48170 | 19.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Michigan | $136,400 | $775 | $570 | $1,060 | $490 |
| Oakland County, MI | $209,800 | $847 | $570 | $1,180 | $610 |
| White Lake charter, MI | $209,300 | $732 | $510 | $1,050 | $540 |
| Farmington Hills, MI | $230,000 | $867 | $620 | $1,220 | $600 |
| Oxford, MI | $177,900 | $830 | $600 | $1,170 | $570 |
| Oakland charter, MI | $383,400 | $935 | $650 | $1,290 | $640 |
| Rochester, MI | $333,000 | $803 | $550 | $1,110 | $560 |
| Swartz Creek, MI | $108,700 | $684 | $460 | $980 | $520 |
| Ray, MI | $191,200 | $848 | $610 | $1,160 | $550 |
| Grosse Pointe Farms, MI | $298,400 | $869 | $620 | $1,240 | $620 |
| Sylvan, MI | $243,700 | $924 | $660 | $1,280 | $620 |
| Freedom, MI | $262,500 | $958 | $700 | $1,310 | $610 |
| Sciota, MI | $163,000 | $811 | $590 | $1,130 | $540 |