Gavop shows you how to buy homeowners insurance in Bradley Gardens, NJ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bradley Gardens, NJ - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ivy Ln, Bertram Dr, Turnbull Pl, N Branch Rd, Stech Dr, Bertran Dr, Northwood Ave, Shields Ln, Dilts Ln, Catena Ct | $360,000 | $320,000 | $300,000-$350,000 | $346,500 | $320,000 | $300,000-$350,000 |
| Williamson Ct, Walters Brook Dr, Holland Ct, Riverview Dr, Hauck Rd, Dunn Cir, Marcia Way, Short Hills Dr, Freeman Ln, Amsterdam Rd | $502,000 | $460,000 | $400,000-$500,000 | $654,000 | $590,000 | $600,000-$700,000 |
| Decker Ln, Monmouth Ave, Ivy Ln, Stillwell Ct, Lindsley Rd, North Ave, Mahnken Dr, Burr St, Lee Pl, Jarman Pl | $267,000 | $240,000 | $200,000-$250,000 | $664,500 | $560,000 | $500,000-$600,000 |
| Betts Trl, Salvatore Ct, Ten Broek Ct, Patterson St, Dumont Ct, Steeplechase Ln, Buena Pkwy, Hannah Way, Garretson Rd, Strull Ct | $282,000 | $240,000 | $300,000-$350,000 | $466,000 | $380,000 | $500,000-$600,000 |
| Donegal Dr, Holly Ct, Francis Dr, King Dr, Simonson Ln, Larsen Ct, Leghorn Ave, Dutch Farm Rd, Brighton Ave, Duval St | $459,500 | $390,000 | $350,000-$400,000 | $442,000 | $380,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$170 | $894 |
| Superior Protection Discount | -$96 | $969 |
| Fire & Security Discount | -$85 | $979 |
| Hail Resistant Roof Discount | -$21 | $1,043 |
| Newly Constructed Home Discount | -$287 | $777 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Somerset County | $2,500 | $1,189 | $3,689 | $864 | $3,364 | $325 |
| Bradley Gardens, NJ | $700 | $1,052 | $1,752 | $764 | $1,464 | $287 |
| Griggstown, NJ | $200 | $1,176 | $1,376 | $854 | $1,054 | $321 |
| East Amwell, NJ | $1,500 | $1,253 | $2,753 | $910 | $2,410 | $342 |
| Chatham, NJ | $500 | $778 | $1,278 | $566 | $1,066 | $213 |
| New Providence, NJ | $1,500 | $1,024 | $2,524 | $744 | $2,244 | $280 |
| Helmetta, NJ | $400 | $957 | $1,357 | $696 | $1,096 | $262 |
| East Windsor, NJ | $2,000 | $855 | $2,855 | $621 | $2,621 | $234 |
| Johnsonburg, NJ | $500 | $937 | $1,437 | $681 | $1,181 | $256 |
| Ogdensburg, NJ | $1,000 | $885 | $1,885 | $643 | $1,643 | $242 |
| Croydon, PA | $200 | $664 | $864 | $482 | $682 | $181 |
| Hamburg, NJ | $700 | $816 | $1,516 | $593 | $1,293 | $223 |
| Home Insurance Company Bradley Gardens, NJ | Homeowners Insurance Agency Bradley Gardens, NJ | Address | Popularity Score | Distance from Bradley Gardens (miles) |
|---|---|---|---|---|
| State Farm | Navin Jiwnani | 278 Us Highway 22 West, Green Brook, NJ, 08812-1713 | 9.0 | |
| Travelers | Lichtenberger Agency Llc | 1 Harmon Plz 1 Harmon Plz, Secaucus, NJ, 7094 | 34.7 | |
| State Farm | Karen Mojka | 1910 Washington Vly Rd Ste 6, Martinsville, NJ, 08836-2026 | 5.6 | |
| State Farm | Paul Spera | 255 Old New Brnswk Rd, Piscataway, NJ, 08854-3734 | 10.0 | |
| Allstate | Eric Roos | 32 Lyons Mall, Basking Ridge, NJ, 7920 | 9.7 | |
| Farmers | Lillyanne Park | 84 E Ridgewood Ave Ste 203, Ridgewood, NJ, 7450 | 40.1 | |
| Travelers | Howe Insurance Group | 84 Park Ave, Flemington, NJ, 8822 | 11.2 | |
| Allstate | Greg Gravalis | 1063 Rte 202 N, Branchburg, NJ, 8876 | 2.0 | |
| Travelers | Barry Paul Rose Agency | 24 Robinhood Ln, Chatham, NJ, 7928 | 17.9 | |
| State Farm | Troy Evans | 99 Washington St Ste A, Morristown, NJ, 07960-6893 | 18.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $720 | $1,480 | $760 |
| Somerset County, NJ | $412,800 | $1,203 | $810 | $1,650 | $840 |
| Bradley Gardens, NJ | $451,000 | $1,064 | $710 | $1,520 | $810 |
| Griggstown, NJ | $366,500 | $1,190 | $870 | $1,630 | $760 |
| East Amwell, NJ | $392,800 | $1,268 | $900 | $1,800 | $900 |
| Chatham, NJ | $892,000 | $788 | $530 | $1,090 | $560 |
| New Providence, NJ | $583,200 | $1,037 | $720 | $1,460 | $740 |
| Helmetta, NJ | $262,000 | $969 | $650 | $1,370 | $720 |
| East Windsor, NJ | $295,400 | $865 | $620 | $1,220 | $600 |
| Johnsonburg, NJ | $250,000 | $948 | $670 | $1,360 | $690 |
| Ogdensburg, NJ | $221,300 | $896 | $650 | $1,280 | $630 |
| Croydon, PA | $200,700 | $672 | $480 | $950 | $470 |
| Hamburg, NJ | $185,100 | $826 | $550 | $1,140 | $590 |