Gavop shows you how to buy homeowners insurance in Cross, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Cross, SC - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Ford Ln, Morning Star Ln, Tomato Ln, Gooding Ln, Bowfin Dr, Jasper Ln, Odessa Ln, Calamus Pond Rd, Tamah Ln, Marie Ash Ln | $131,000 | $110,000 | $125,000-$150,000 | $137,500 | $130,000 | $100,000-$125,000 |
| Eternity, Malcom Ln, Capersfield Ln, Braveheart Ln, Lannie Ln, Big John Ln, Violet Ln, Timber Way Dr, Ophir St, State Rd S-8-32 | $115,500 | $100,000 | $100,000-$125,000 | $126,500 | $120,000 | $100,000-$125,000 |
| Burbank Dr, Diz Ln, Macio Rd, Cabin Aly, Margaritaville Dr, Jehovah Ln, Robnshers Pl, Eliza Dr, Angie Dr, Thirty Five Mile Rd | $181,000 | $170,000 | $200,000-$250,000 | $91,000 | $80,000 | $75,000-$100,000 |
| Rodeo Ln, Hazel Ln, Trim Rose Ln, Bluff Ln, Burbank, Naomi Ln, Estelle Ln, St Thomas Rd, Old Hwy 6, Wild Cherry Ln | $125,500 | $110,000 | $125,000-$150,000 | $126,000 | $110,000 | $100,000-$125,000 |
| Hutto Rd, Shelby Shea Ln, Fluffy Ln, Lockspur Way, Tranquility Ln, State Hwy 311, Eagle Terrace Trl, Silver King Ave, Beer Ln, Stratos Way | $104,500 | $90,000 | $75,000-$100,000 | $72,500 | $70,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$88 | $496 |
| Superior Protection Discount | -$58 | $526 |
| Fire & Security Discount | -$53 | $531 |
| Hail Resistant Roof Discount | -$12 | $572 |
| Newly Constructed Home Discount | -$169 | $415 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Berkeley County | $2,500 | $987 | $3,487 | $717 | $3,217 | $270 |
| Cross, SC | $2,500 | $577 | $3,077 | $419 | $2,919 | $158 |
| Pinopolis, SC | $100 | $1,540 | $1,640 | $1,119 | $1,219 | $421 |
| Ridgeville, SC | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Ladson, SC | $300 | $772 | $1,072 | $561 | $861 | $211 |
| Summerville, SC | $2,500 | $1,084 | $3,584 | $788 | $3,288 | $296 |
| Lane, SC | $200 | $368 | $568 | $267 | $467 | $100 |
| West Ashley, SC | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Orangeburg County, SC | $100 | $613 | $713 | $446 | $546 | $168 |
| Turbeville, SC | $1,000 | $502 | $1,502 | $365 | $1,365 | $137 |
| Green Pond, SC | $200 | $1,399 | $1,599 | $1,017 | $1,217 | $382 |
| Bamberg County, SC | $2,000 | $813 | $2,813 | $591 | $2,591 | $222 |
| Home Insurance Company Cross, SC | Homeowners Insurance Agency Cross, SC | Address | Popularity Score | Distance from Cross (miles) |
|---|---|---|---|---|
| State Farm | Emily Laplante | 3575 Maybank Hwy Ste H, Johns Island, SC, 29455-4871 | 38.1 | |
| Allstate | Con Chellis | 437 N Main St Ste C, Summerville, SC, 29483 | 16.6 | |
| State Farm | Katelyn Aldridge | 605 W 5th North St, Summerville, SC, 29483-6164 | 16.2 | |
| Liberty Mutual Independent | Bynum Insurance | 1170 Wilson Hall Rd, Sumter, SC, 29150 | 48.7 | |
| State Farm | Tony Pope | 1661 N Main St, Summerville, SC, 29483-7870 | 16.0 | |
| Allstate | Todd Murph | 1136 Oakland Market Rd, Mount Pleasant, SC, 29466 | 37.1 | |
| Allstate | Harry Blake | 1668 Trolley Rd Ste 104, Summerville, SC, 29485 | 18.5 | |
| State Farm | Troy Herndon | 1711 Savannah Hwy, Charleston, SC, 29407-6200 | 34.7 | |
| State Farm | Les Cooper | 106 Executive Park Way Ste 1, Moncks Corner, SC, 29461-3982 | 14.1 | |
| Allstate | The Tom Jones Insurance Agency | 8515 Old State Rd, Holly Hill, SC, 29059 | 12.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $720 | $1,400 | $680 |
| Berkeley County, SC | $164,900 | $999 | $690 | $1,380 | $690 |
| Cross, SC | $91,100 | $584 | $390 | $800 | $410 |
| Pinopolis, SC | $290,800 | $1,559 | $1,040 | $2,150 | $1,110 |
| Ridgeville, SC | $125,200 | $717 | $490 | $1,010 | $520 |
| Ladson, SC | $138,000 | $781 | $560 | $1,120 | $560 |
| Summerville, SC | $187,400 | $1,097 | $740 | $1,530 | $790 |
| Lane, SC | $58,500 | $372 | $270 | $520 | $250 |
| West Ashley, SC | $232,800 | $970 | $690 | $1,330 | $640 |
| Orangeburg County, SC | $92,700 | $621 | $430 | $860 | $430 |
| Turbeville, SC | $75,100 | $508 | $350 | $720 | $370 |
| Green Pond, SC | $247,400 | $1,416 | $950 | $2,000 | $1,050 |
| Bamberg County, SC | $65,800 | $823 | $550 | $1,160 | $610 |