Gavop's guide to buying homeowners insurance in Beaver County, UT covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $36,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 3 Bedroom | $130,500 | $110,000 | $125,000-$150,000 |
| 4 Bedroom | $186,500 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $113,000 | $100,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$126 | $538 |
| Superior Protection Discount | -$66 | $598 |
| Fire & Security Discount | -$66 | $598 |
| Hail Resistant Roof Discount | -$20 | $645 |
| Newly Constructed Home Discount | -$173 | $492 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Beaver County | $2,000 | $657 | $2,657 | $477 | $2,477 | $179 |
| Beaver County, UT | $2,000 | $657 | $2,657 | $477 | $2,477 | $179 |
| Milford-Minersville, UT | $200 | $491 | $691 | $357 | $557 | $134 |
| Milford, UT | $1,000 | $472 | $1,472 | $343 | $1,343 | $129 |
| Minersville, UT | $200 | $544 | $744 | $396 | $596 | $149 |
| Iron County, UT | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Beaver, UT | $500 | $535 | $1,035 | $388 | $888 | $146 |
| Cedar City, UT | $1,000 | $673 | $1,673 | $489 | $1,489 | $184 |
| Parowan, UT | $100 | $547 | $647 | $398 | $498 | $150 |
| Paragonah, UT | $1,000 | $550 | $1,550 | $400 | $1,400 | $150 |
| Beryl-Newcastle, UT | $100 | $425 | $525 | $309 | $409 | $116 |
| Summit, UT | $700 | $602 | $1,302 | $437 | $1,137 | $164 |
| Home Insurance Company Beaver County, UT | Homeowners Insurance Agency Beaver County, UT | Address | Popularity Score | Distance from Beaver County (miles) |
|---|---|---|---|---|
| Allstate | Leavitt Group Insurance | 95 W Harding Ave Ste 2, Cedar City, UT, 84720 | 47.8 | |
| State Farm | Amy Carter | 1322 S Prvdnce Ctr Dr Ste 102, Cedar City, UT, 84720-1977 | 48.6 | |
| Allstate | White Insurance Agency | 15 South Main, Beaver, UT, 84713 | 33.0 | |
| State Farm | Suzette Cardon | 415 N Main St Ste 201, Cedar City, UT, 84721-6177 | 47.4 | |
| State Farm | Sherrie Hansen | 118 W 200 S, Cedar City, UT, 84720-3244 | 48.1 | |
| Liberty Mutual Independent | Dixie Leavitt Agency | 115 N Main St, Cedar City, UT, 84720 | 47.8 | |
| Allstate | Michael Haight | 1870 N Main St Ste 106, Cedar City, UT, 84721 | 45.6 | |
| Allstate | Dixie Leavitt Agcy | 115 N Main St, Cedar City, UT, 84720 | 47.8 | |
| State Farm | Brent Stapley | 45 N Main St, Beaver, UT, 84713-7729 | 33.0 | |
| Allstate | White Ins | 67 E Center St, Parowan, UT, 84761 | 42.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Utah | $238,300 | $616 | $440 | $850 | $410 |
| Beaver County, UT | $147,300 | $665 | $470 | $920 | $450 |
| Beaver County, UT | $147,300 | $665 | $470 | $940 | $470 |
| Milford-Minersville, UT | $124,400 | $497 | $350 | $710 | $360 |
| Milford, UT | $112,500 | $478 | $330 | $660 | $330 |
| Minersville, UT | $166,700 | $551 | $370 | $770 | $400 |
| Iron County, UT | $183,100 | $681 | $460 | $970 | $510 |
| Beaver, UT | $157,400 | $541 | $380 | $740 | $360 |
| Cedar City, UT | $188,300 | $681 | $460 | $970 | $510 |
| Parowan, UT | $169,000 | $554 | $400 | $760 | $360 |
| Paragonah, UT | $172,100 | $557 | $380 | $790 | $410 |
| Beryl-Newcastle, UT | $88,100 | $430 | $290 | $600 | $310 |
| Summit, UT | $229,800 | $609 | $420 | $850 | $430 |