Gavop shows you how to buy homeowners insurance in Brazos County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Brazos County, TX - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Pueblo Ct S, Turtle Dove Trl, Adams St, Emerald Dove Ave, Davis St, Drillers Dr, Staunton Dr, Canyon Creek Cir, Nagle St, Markham Ln | $163,000 | $130,000 | $175,000-$200,000 | $107,500 | $100,000 | $100,000-$125,000 |
| Olympic Ct, Hwy 21 W, Georgia Ave, Copper Falls Dr, Red Apple Ln, Tuscany Ct, Stillforest Cir, Cardinal Ln, Cody Dr, Redbud Dr | $155,500 | $130,000 | $150,000-$175,000 | $121,500 | $110,000 | $100,000-$125,000 |
| Firestone Dr, Oak St, Spruce Dr, Connie Ln, FM 159, Dan Williams Ln, Trotter Ln, S State Hwy 6, Longmire Dr, Horseback Ct | $205,000 | $190,000 | $200,000-$250,000 | $152,500 | $140,000 | $150,000-$175,000 |
| Aurora Ct, E 21st St, Baywood Ln, Concord Cir, W Carson St, Bluestem Dr, Esquire Ct, Sebesta Ln, Sherwood Dr, Hardwood Dr | $147,000 | $130,000 | $150,000-$175,000 | $76,000 | $70,000 | $75,000-$100,000 |
| Coyote Run, Old San Antonio Rd, Mahan St, Kinnard St, Sara Dr, Ettle St, Sage Ln, Blossom St, Barnwood Dr, George Bush Dr E | $186,500 | $170,000 | $200,000-$250,000 | $167,500 | $140,000 | $150,000-$175,000 |
| Quail Run, Agate Dr, Concho Pl, Cavitt Ave, Nunn Jones Rd, Allen Cir, Welch Rd, Gardenia St, Mountain Wind Ct, FM 1179 | $207,500 | $190,000 | $175,000-$200,000 | $183,000 | $160,000 | $150,000-$175,000 |
| Peach Creek Cutoff, Benchmark Dr, Heron Lakes Dr, Aztec St, Degelia St, Adrienne Dr, Pitts Rd, Minnesota Ave, Camargo Ct, Thoroughbred Ridge | $89,500 | $80,000 | $75,000-$100,000 | $105,500 | $90,000 | $100,000-$125,000 |
| N State Hwy 6, Red Haven Ct, S Haswell Dr, Sanctuary Ct, Woodlands Dr, Whiterose Ct, Pin Oak St, Ave C, Rio Grande Blvd, Dansby Ln | $76,000 | $60,000 | $75,000-$100,000 | $45,000 | $40,000 | $25,000-$50,000 |
| Muckleroy St, W Osr, Poplar St, Carmel Pl, Chippendale St, S Gordon St, Osler Blvd, Yellowstone Dr, Dove Hollow Ln, E 17th St | $147,000 | $130,000 | $150,000-$175,000 | $115,500 | $100,000 | $100,000-$125,000 |
| Wayfarer Ln, Riley Rd, S Sims Ave, Richards St, Bendwood, Incourt Ln, Red Oak St, Woodbriar Dr, Howard St, Cheyenne Dr | $129,500 | $120,000 | $125,000-$150,000 | $104,500 | $100,000 | $75,000-$100,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$271 | $1,156 |
| Superior Protection Discount | -$128 | $1,299 |
| Fire & Security Discount | -$128 | $1,299 |
| Hail Resistant Roof Discount | -$29 | $1,399 |
| Newly Constructed Home Discount | -$343 | $1,085 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brazos County | $700 | $1,410 | $2,110 | $1,025 | $1,725 | $385 |
| Brazos County, TX | $2,500 | $1,410 | $3,910 | $1,025 | $3,525 | $385 |
| Bryan, TX | $300 | $1,456 | $1,756 | $1,058 | $1,358 | $398 |
| Washington County, TX | $700 | $1,395 | $2,095 | $1,014 | $1,714 | $381 |
| Normangee, TX | $500 | $1,629 | $2,129 | $1,184 | $1,684 | $445 |
| Brenham, TX | $2,000 | $946 | $2,946 | $688 | $2,688 | $259 |
| Bremond, TX | $100 | $1,424 | $1,524 | $1,035 | $1,135 | $389 |
| Burlington, TX | $1,000 | $1,387 | $2,387 | $1,008 | $2,008 | $379 |
| Lee County, TX | $500 | $940 | $1,440 | $683 | $1,183 | $257 |
| Waller, TX | $700 | $1,536 | $2,236 | $1,116 | $1,816 | $420 |
| Lexington, TX | $500 | $948 | $1,448 | $689 | $1,189 | $259 |
| Jewett, TX | $2,000 | $1,371 | $3,371 | $997 | $2,997 | $375 |
| Home Insurance Company Brazos County, TX | Homeowners Insurance Agency Brazos County, TX | Address | Popularity Score | Distance from Brazos County (miles) |
|---|---|---|---|---|
| State Farm | Greg Myatt | 2651 Boonville Rd Ste 120, Bryan, TX, 77808-2334 | 1.7 | |
| Travelers | The Insurance Store Of Texas | 16 E. Main Street, Bellville, TX, 77418 | 48.7 | |
| Travelers | Isb Insurance Services Inc | 31384 Fm 2920 Ste B, Waller, TX, 77484 | 47.5 | |
| Farmers | Tom Hanson | 3400 S College Ave, Bryan, TX, 77801 | 3.5 | |
| Allstate | Jerry B. Anderson | 2214 Texas Ave S, College Station, TX, 77840 | 3.3 | |
| Allstate | Stover&Crouch | 716 S Madison, Madisonville, TX, 77864 | 30.6 | |
| Travelers | Edmonds Insurance | 1202 Alliance St, Waller, TX, 77484 | 46.9 | |
| Allstate | Scott Leigh | 1055 Texas Ave S, College Station, TX, 77840 | 2.8 | |
| Farmers | Jerral Johnson | 1004 S Austin St, Brenham, TX, 77833 | 34.7 | |
| State Farm | Shanubh Desai | 3900 State Hwy 6 S Ste 107, College Sta, TX, 77845-5831 | 5.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Brazos County, TX | $170,500 | $1,427 | $940 | $2,200 | $1,260 |
| Brazos County, TX | $170,500 | $1,427 | $940 | $2,200 | $1,260 |
| Bryan, TX | $129,200 | $1,473 | $970 | $2,270 | $1,300 |
| Washington County, TX | $163,400 | $1,412 | $930 | $2,170 | $1,240 |
| Normangee, TX | $132,600 | $1,649 | $1,090 | $2,540 | $1,450 |
| Brenham, TX | $168,600 | $958 | $630 | $1,470 | $840 |
| Bremond, TX | $83,900 | $1,441 | $950 | $2,220 | $1,270 |
| Burlington, TX | $77,000 | $1,404 | $930 | $2,160 | $1,230 |
| Lee County, TX | $138,300 | $951 | $630 | $1,470 | $840 |
| Waller, TX | $108,100 | $1,555 | $1,030 | $2,390 | $1,360 |
| Lexington, TX | $170,100 | $960 | $630 | $1,480 | $850 |
| Jewett, TX | $74,100 | $1,388 | $920 | $2,140 | $1,220 |