Gavop tells you how to get the best homeowners insurance in Livingston County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$167 | $528 |
| 30 year old | +$10 | $705 |
| 40 year old | +$18 | $713 |
| 50 year old | +$26 | $721 |
| Above 50 year old | +$33 | $728 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$132 | $563 |
| Superior Protection Discount | -$63 | $632 |
| Fire & Security Discount | -$76 | $618 |
| Hail Resistant Roof Discount | -$21 | $674 |
| Newly Constructed Home Discount | -$181 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Livingston County | $1,500 | $686 | $2,186 | $499 | $1,999 | $188 |
| Livingston County, KY | $2,500 | $686 | $3,186 | $499 | $2,999 | $188 |
| Hendron, KY | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Grantsburg No. 1, IL | $700 | $671 | $1,371 | $488 | $1,188 | $183 |
| Fairdealing, KY | $100 | $783 | $883 | $569 | $669 | $214 |
| Johnson County, IL | $2,500 | $586 | $3,086 | $426 | $2,926 | $160 |
| Cunningham, KY | $200 | $840 | $1,040 | $610 | $810 | $230 |
| Equality, IL | $1,500 | $485 | $1,985 | $353 | $1,853 | $133 |
| Farmington, KY | $400 | $928 | $1,328 | $674 | $1,074 | $254 |
| Creal Springs, IL | $2,000 | $749 | $2,749 | $544 | $2,544 | $205 |
| Crab Orchard, IL | $400 | $670 | $1,070 | $487 | $887 | $183 |
| Cadiz, KY | $2,500 | $724 | $3,224 | $526 | $3,026 | $198 |
| Home Insurance Company Livingston County, KY | Homeowners Insurance Agency Livingston County, KY | Address | Popularity Score | Distance from Livingston County (miles) |
|---|---|---|---|---|
| Allstate | Woodall Agency | 110 W Washington St, Princeton, KY, 42445 | 27.4 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 41.4 | |
| State Farm | Chad Cochran | 1712 State Route 121 N Ste A, Murray, KY, 42071-8864 | 40.3 | |
| State Farm | John Zieba | 230b Madison Square Drive, Madisonville, KY, 42431-2792 | 49.4 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 48.3 | |
| Allstate | Gary Eckelkamp | 325 N 4th St, Paducah, KY, 42001 | 15.5 | |
| Travelers | Brown & Hammack Insurance | Po Box 349, Clay, KY, 42404 | 35.1 | |
| Travelers | Morgan Insurance Services | 796 Industrial Ct, Madisonville, KY, 42431 | 47.7 | |
| Allstate | Lake Barkley Ins | 67 Main St, Cadiz, KY, 42211 | 37.7 | |
| Travelers | Brown & Hammack Insurance | Po Box 337, Clay, KY, 42404 | 35.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $600 | $1,280 | $680 |
| Livingston County, KY | $90,800 | $695 | $470 | $950 | $480 |
| Livingston County, KY | $90,800 | $695 | $480 | $990 | $510 |
| Hendron, KY | $153,800 | $970 | $660 | $1,370 | $710 |
| Grantsburg No. 1, IL | $108,900 | $679 | $480 | $940 | $460 |
| Fairdealing, KY | $144,600 | $792 | $540 | $1,090 | $550 |
| Johnson County, IL | $96,600 | $593 | $420 | $840 | $420 |
| Cunningham, KY | $116,600 | $850 | $590 | $1,160 | $570 |
| Equality, IL | $59,600 | $491 | $360 | $700 | $340 |
| Farmington, KY | $143,300 | $939 | $650 | $1,310 | $660 |
| Creal Springs, IL | $137,300 | $758 | $510 | $1,070 | $560 |
| Crab Orchard, IL | $108,700 | $678 | $490 | $940 | $450 |
| Cadiz, KY | $122,800 | $732 | $530 | $1,040 | $510 |