Gavop shows you how to buy homeowners insurance in Town Creek, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $69,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $212,000 | $190,000 | $175,000-$200,000 |
| 3 Bedroom | $232,000 | $190,000 | $250,000-$300,000 |
| 4 Bedroom | $377,000 | $320,000 | $400,000-$500,000 |
| 5 Bedroom | $337,500 | $270,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$145 | $661 |
| Superior Protection Discount | -$73 | $733 |
| Fire & Security Discount | -$56 | $749 |
| Hail Resistant Roof Discount | -$16 | $789 |
| Newly Constructed Home Discount | -$177 | $628 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brunswick County | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Town Creek, NC | $1,000 | $796 | $1,796 | $578 | $1,578 | $218 |
| Brunswick County, NC | $400 | $958 | $1,358 | $696 | $1,096 | $262 |
| Carolina Beach, NC | $2,000 | $969 | $2,969 | $704 | $2,704 | $265 |
| St. James, NC | $400 | $1,932 | $2,332 | $1,404 | $1,804 | $528 |
| Smithville, NC | $1,500 | $835 | $2,335 | $607 | $2,107 | $228 |
| Bogue, NC | $400 | $590 | $990 | $429 | $829 | $161 |
| Clarkton, NC | $2,500 | $535 | $3,035 | $389 | $2,889 | $146 |
| South Williams, NC | $200 | $519 | $719 | $377 | $577 | $142 |
| Colly, NC | $2,000 | $722 | $2,722 | $525 | $2,525 | $197 |
| Chadbourn, NC | $400 | $861 | $1,261 | $625 | $1,025 | $235 |
| Home Insurance Company Town Creek, NC | Homeowners Insurance Agency Town Creek, NC | Address | Popularity Score | Distance from Town Creek (miles) |
|---|---|---|---|---|
| State Farm | Jonathan Calhoun | 432 Landmark Drive, Wilmington, NC, 28412-6310 | 9.1 | |
| State Farm | Chrystal Fray | 2547 S 17th St Ste C, Wilmington, NC, 28401-7864 | 10.0 | |
| State Farm | Josh London | 1112 E Cutlar Crossing Ste 104, Leland, NC, 28451-7678 | 5.0 | |
| State Farm | Tim Moore | 7016 Market Street, Wilmington, NC, 28411-9728 | 17.2 | |
| State Farm | Henry Brown | 2816a S College Rd, Wilmington, NC, 28412-6827 | 11.7 | |
| State Farm | Amina Shade | 3001 Wrightsville Ave Ste B, Wilmington, NC, 28403-4106 | 11.8 | |
| Liberty Mutual Independent | James E Moore Insurance Agency | 1508 Military Cutoff Rd Ste 104, Wilmington, NC, 28403 | 15.6 | |
| State Farm | David Ward | 4818 New Centre Dr, Wilmington, NC, 28403-1618 | 13.7 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 9.1 | |
| Travelers | Homeinsurance Com | 4829 Carolina Beach Rd Ste. 110, Wilmington, NC, 28412 | 10.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $650 | $1,280 | $630 |
| Brunswick County, NC | $194,700 | $970 | $660 | $1,340 | $680 |
| Town Creek, NC | $179,100 | $806 | $560 | $1,100 | $540 |
| Brunswick County, NC | $194,700 | $970 | $670 | $1,390 | $720 |
| Carolina Beach, NC | $320,200 | $981 | $660 | $1,390 | $730 |
| St. James, NC | $450,200 | $1,955 | $1,410 | $2,700 | $1,290 |
| Smithville, NC | $254,900 | $845 | $580 | $1,180 | $600 |
| Bogue, NC | $95,000 | $597 | $410 | $820 | $410 |
| Clarkton, NC | $85,000 | $542 | $400 | $750 | $350 |
| South Williams, NC | $82,100 | $525 | $380 | $750 | $370 |
| Colly, NC | $121,900 | $731 | $500 | $1,010 | $510 |
| Chadbourn, NC | $66,700 | $871 | $580 | $1,240 | $660 |