Gavop shows you how to buy homeowners insurance in Miami Lakes, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $114,500 | $110,000 | $125,000-$150,000 |
| 2 Bedroom | $220,000 | $190,000 | $200,000-$250,000 |
| 3 Bedroom | $343,000 | $300,000 | $250,000-$300,000 |
| 4 Bedroom | $410,000 | $330,000 | $350,000-$400,000 |
| 5 Bedroom | $686,500 | $580,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$85 | $859 |
| Home and Two Car | -$160 | $783 |
| Home and Three Car | -$217 | $727 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Miami-Dade County | $2,500 | $1,348 | $3,848 | $979 | $3,479 | $368 |
| Miami Lakes, FL | $700 | $932 | $1,632 | $678 | $1,378 | $255 |
| Biscayne Park, FL | $100 | $2,863 | $2,963 | $2,081 | $2,181 | $782 |
| Cooper City, FL | $700 | $927 | $1,627 | $674 | $1,374 | $253 |
| North Bay Village, FL | $100 | $2,176 | $2,276 | $1,581 | $1,681 | $595 |
| Indian Creek, FL | $1,000 | $1,572 | $2,572 | $1,143 | $2,143 | $430 |
| Broadview Park, FL | $500 | $1,337 | $1,837 | $971 | $1,471 | $365 |
| The Crossings, FL | $100 | $1,105 | $1,205 | $803 | $903 | $302 |
| Sunrise, FL | $1,500 | $1,350 | $2,850 | $981 | $2,481 | $369 |
| Richmond Heights, FL | $400 | $991 | $1,391 | $720 | $1,120 | $271 |
| Hypoluxo, FL | $700 | $1,887 | $2,587 | $1,371 | $2,071 | $516 |
| Home Insurance Company Miami Lakes, FL | Homeowners Insurance Agency Miami Lakes, FL | Address | Popularity Score | Distance from Miami Lakes (miles) |
|---|---|---|---|---|
| Allstate | Jorge Valdivieso | 17505 Pines Blvd, Pembroke Pines, FL, 33029 | 7.3 | |
| Allstate | Maria C Suarez | 9702 Ne 2nd Ave, Miami Shores, FL, 33138 | 8.7 | |
| Allstate | Charles Maurer | 1000 Linton Blvd Ste A2, Delray Beach, FL, 33444 | 38.9 | |
| State Farm | Clark Alvarado | 5209 Nw 36th St, Miami Springs, FL, 33166-5923 | 7.9 | |
| Allstate | Jason Shears | 350 E Dania Beach Blvd, Dania, FL, 33004 | 14.7 | |
| Allstate | Angela P Shepherd | 11258 Pines Blvd, Pembroke Pines, FL, 33026 | 6.4 | |
| Travelers | Brightway Insurance | 5860 Flamingo Rd, Cooper City, FL, 33330 | 8.9 | |
| State Farm | Dan Cato | 9633 W Broward Blvd Ste 11, Plantation, FL, 33324-2332 | 14.3 | |
| Allstate | Lauster Adkins | 7537 N State Road 7, Parkland, FL, 33073 | 29.0 | |
| Travelers | Bendell Insurance Group Inc | 18425 Nw 2nd Ave Ste 105, North Miami, FL, 33169 | 7.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Miami-Dade County, FL | $242,800 | $1,364 | $1,060 | $1,830 | $770 |
| Miami Lakes, FL | $345,400 | $944 | $740 | $1,260 | $520 |
| Biscayne Park, FL | $392,200 | $2,898 | $2,260 | $3,880 | $1,620 |
| Cooper City, FL | $346,800 | $938 | $730 | $1,260 | $530 |
| North Bay Village, FL | $271,600 | $2,202 | $1,720 | $2,950 | $1,230 |
| Indian Creek, FL | $2,000,001 | $1,591 | $1,240 | $2,130 | $890 |
| Broadview Park, FL | $140,900 | $1,353 | $1,060 | $1,810 | $750 |
| The Crossings, FL | $267,800 | $1,118 | $870 | $1,500 | $630 |
| Sunrise, FL | $165,500 | $1,366 | $1,070 | $1,830 | $760 |
| Richmond Heights, FL | $163,000 | $1,003 | $780 | $1,340 | $560 |
| Hypoluxo, FL | $225,400 | $1,910 | $1,490 | $2,560 | $1,070 |