Gavop shows you how to buy homeowners insurance in Martin County, TX by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $29,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $65,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $124,500 | $100,000 | $125,000-$150,000 |
| 4 Bedroom | $189,500 | $150,000 | $175,000-$200,000 |
| 5 Bedroom | $186,000 | $150,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$191 | $814 |
| Superior Protection Discount | -$90 | $914 |
| Fire & Security Discount | -$100 | $904 |
| Hail Resistant Roof Discount | -$30 | $975 |
| Newly Constructed Home Discount | -$291 | $713 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Martin County | $2,500 | $993 | $3,493 | $721 | $3,221 | $271 |
| Martin County, TX | $1,500 | $993 | $2,493 | $721 | $2,221 | $271 |
| Midland, TX | $500 | $1,209 | $1,709 | $879 | $1,379 | $330 |
| Lamesa Southeast, TX | $1,500 | $1,434 | $2,934 | $1,042 | $2,542 | $392 |
| Big Spring North, TX | $400 | $1,471 | $1,871 | $1,069 | $1,469 | $402 |
| Midland County, TX | $2,000 | $1,204 | $3,204 | $875 | $2,875 | $329 |
| Howard County, TX | $300 | $1,289 | $1,589 | $937 | $1,237 | $352 |
| Sand Springs, TX | $1,000 | $1,528 | $2,528 | $1,111 | $2,111 | $418 |
| Lamesa Northwest, TX | $200 | $1,338 | $1,538 | $972 | $1,172 | $366 |
| Glasscock County, TX | $1,500 | $979 | $2,479 | $712 | $2,212 | $268 |
| Gail South, TX | $100 | $1,535 | $1,635 | $1,116 | $1,216 | $420 |
| Goldsmith, TX | $700 | $1,422 | $2,122 | $1,033 | $1,733 | $389 |
| Home Insurance Company Martin County, TX | Homeowners Insurance Agency Martin County, TX | Address | Popularity Score | Distance from Martin County (miles) |
|---|---|---|---|---|
| State Farm | Barry Smith | 1050 N Dixie Blvd, Odessa, TX, 79761-2806 | 38.9 | |
| State Farm | Heather Buske | 5050 E University Blvd Ste 3, Odessa, TX, 79762-8100 | 36.1 | |
| State Farm | Jeanie Coor | 1502 Lubbock Hwy, Lamesa, TX, 79331-3330 | 30.1 | |
| State Farm | Filiberto Gonzales | 600 E 42nd St, Odessa, TX, 79762-7722 | 38.1 | |
| State Farm | Guy Chaney | 400 S Main St, Seminole, TX, 79360-5058 | 48.7 | |
| State Farm | Andrew Hernandez | 4401 N Grandview Ave, Odessa, TX, 79762-5311 | 36.6 | |
| Liberty Mutual Independent | Edgmon Insurance Agency | 4800 E University Blvd Ste 8, Odessa, TX, 79762 | 36.4 | |
| Travelers | Moore-Haralson Agency P C | 206 S Main, Seminole, TX, 79360 | 48.8 | |
| State Farm | Lara Sandlin | 402 Andrews Hwy, Midland, TX, 79701-5836 | 23.1 | |
| Farmers | Tommy Churchwell | 2303 Goliad St, Big Spring, TX, 79720 | 29.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Texas | $151,500 | $1,709 | $1,130 | $2,630 | $1,500 |
| Martin County, TX | $120,500 | $1,005 | $660 | $1,550 | $890 |
| Martin County, TX | $120,500 | $1,005 | $660 | $1,550 | $890 |
| Midland, TX | $191,100 | $1,224 | $810 | $1,880 | $1,070 |
| Lamesa Southeast, TX | $85,900 | $1,451 | $960 | $2,230 | $1,270 |
| Big Spring North, TX | $93,500 | $1,489 | $980 | $2,290 | $1,310 |
| Midland County, TX | $187,400 | $1,218 | $800 | $1,880 | $1,080 |
| Howard County, TX | $85,700 | $1,305 | $860 | $2,010 | $1,150 |
| Sand Springs, TX | $106,300 | $1,547 | $1,020 | $2,380 | $1,360 |
| Lamesa Northwest, TX | $68,200 | $1,354 | $890 | $2,090 | $1,200 |
| Glasscock County, TX | $193,600 | $991 | $650 | $1,530 | $880 |
| Gail South, TX | $108,000 | $1,554 | $1,030 | $2,390 | $1,360 |
| Goldsmith, TX | $83,600 | $1,439 | $950 | $2,220 | $1,270 |