How Can I Make My Polk County, NC Home Insurance Cheaper

Gavop tells you how to get the best homeowners insurance in Polk County, NC by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.

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Estimate Appropriate Polk County, NC Home Insurance Coverage Levels | Back to Top

Polk County, NC - Neighbourhoods, Census Blocks & Streets 3 Bedroom 2 Bedroom
Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage Average Home Value Estimated Replacement Value Recommended Home Insurance Coverage
Florida Ave, Windswept Ln, Hidden House Ln, State Rd 1356, Maple St, State Hwy 108 E, Carron Cove Ln, Acorn Ln, Rabun Run, Mayfield Ln $251,500 $220,000 $200,000-$250,000 $178,000 $160,000 $150,000-$175,000
Lasae Ln, Church St, Blackwood Rd, Piney Mtn Rd, Cleveland Rd, Dug Hill Trl, Mockingbird Hill Ln, Over the Way, Oak Ln, Lynn Rd $210,000 $180,000 $200,000-$250,000 $133,500 $120,000 $150,000-$175,000
Herbert Thompson Ln, Carson St, Holbert Dr, Red Fox Rd, Brewery Ln, Hidden Valley Ln, Regan Jackson Rd, Radar Rd, Alexander Cir, John Smith Rd $116,000 $100,000 $125,000-$150,000 $135,500 $130,000 $125,000-$150,000
Indian Creek Ln, Fox Meadows Rd, State Rd 1176, Frank Wilson Ln, Horseshoe Curve Rd, Red Mountain School, Canary Ln, State Rd 1506, Honeyhill Ln, W Howard St $146,500 $140,000 $125,000-$150,000 $143,500 $130,000 $150,000-$175,000
Jamestown Ln, Charleston Harbor Dr, Knoll Dr, County Line Rd S, Boulder Ln, State Rd 1550, Melrose Ave Exn, Hunting Country Rd, US Hwy 176, Stevens St $146,000 $130,000 $150,000-$175,000 $109,500 $90,000 $125,000-$150,000
Woody Cir, Scoggins Rd, Levi Rd, Embury St, E Howard St, Adawehi Ln, Buck Creek Dr, Rippy Rd, Laughter Rd, Crosswinds Rd $122,000 $100,000 $100,000-$125,000 $65,500 $50,000 $50,000-$75,000
Day Lily Ln, Hickory Nut Dr, 1st St, Woodmere Dr, Bill Helton Rd, Glengarnock Rd, Upper Ridgeview Rd, Abrams and Moore Rd, Village Park Ln, Den Ln $165,000 $140,000 $150,000-$175,000 $121,500 $110,000 $125,000-$150,000
State Rd 1150, Horne Rd, Case St, Green St, Deer Trl, Park Rd, Firefly Ln, Prayer Tree Ln, Agner Ln, Hillside Ct $148,500 $120,000 $175,000-$200,000 $113,000 $90,000 $75,000-$100,000
Lone Pine Dr, Club Rd, State Hwy 9 S, State Hwy 9 N, Burt Blackwell Rd, Stonewater Ln, State Rd 1115, Coxe Rd, State Rd 1160, State Rd 1121 $109,500 $100,000 $100,000-$125,000 $136,500 $120,000 $125,000-$150,000
Harmon Field Rd, Haley's Haven Ln, Bishop Ln, Wagon Ln, Grassy Knob Rd, Metcalf St, Amos Miller Ln, Morrison Ln, Nottingham Dr, Ozone Dr $203,000 $190,000 $175,000-$200,000 $167,000 $140,000 $125,000-$150,000

Choose the Best Polk County, NC Home Insurance Premium for your Background | Back to Top

Employment Status Credit Score Income Level Other Details Monthly Home Insurance Rate
Freelancer Up to 499 Credit Score $100 to $150,000 2 Pets, Non-Smoker $1,150
Full Time Job 550-599 Credit Score $75 to $100,000 More than 3 Pets at home, Non-Smoker $440
Unemployed 800-850 Credit Score No Income No Pets, Non-Smoker $330

Choose the Right Deductible for your Polk County, NC Home | Back to Top

Low Deductible ($500) High Deductible ($2500)
Place Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
North Carolina $100 $740 $840 $630 $730 $110
Polk County, NC $700 $830 $1,330 $690 $1,390 $-60
Polk County, NC $2,500 $770 $1,270 $660 $3,160 $-1,890
Sulphur Springs, NC $200 $570 $770 $460 $660 $110
Green River, NC $1,000 $1,040 $1,540 $880 $1,880 $-340
Royal Pines, NC $500 $820 $1,320 $680 $1,180 $140
Black Mountain, NC $700 $910 $1,410 $780 $1,480 $-70
Greenville County, SC $100 $740 $840 $610 $710 $130
Buncombe County, NC $1,000 $1,040 $1,540 $890 $1,890 $-350
Pickens, SC $100 $550 $650 $460 $560 $90
Patterson Springs, NC $2,500 $470 $970 $390 $2,890 $-1,920
Simpsonville, SC $100 $850 $950 $720 $820 $130
North Brook, NC $2,500 $730 $1,230 $600 $3,100 $-1,870

Identify Top Home Insurance Agents near Polk County, NC | Back to Top

Home Insurance Company Polk County, NC Homeowners Insurance Agency Polk County, NC Address Popularity Score Distance from Polk County (miles)
Allstate Mcdaniel-Scott Agency 404 Cherryville Rd, Shelby, NC, 28150
37.5
Travelers Farris Insurance Agency Inc 1101 Us Highway 70, Connelly Springs, NC, 28612
49.3
State Farm Dan Hyder 356 W Main St, Spindale, NC, 28160-1594
14.4
Allstate John Brown 503 E Main St, Cherryville, NC, 28021
45.3
Travelers Davidson Insurance Agency 1205 Shelby Road, Kings Mountain, NC, 28086
45.3
Travelers Davidson Insurance Agency 1205 Shelby Rd, Kings Mountain, NC, 28086
45.3
State Farm Robin Brackett 941 E Marion St Ste 2, Shelby, NC, 28150-4740
36.6
Allstate Brian Davis 52 S Main St, Weaverville, NC, 28787
36.3
Allstate Timothy Hoffman 155 W Mills St Ste 106, Columbus, NC, 28722
2.7
State Farm Syna Lewis 11899 Highway 226 South, Spruce Pine, NC, 28777
42.8

Compare Rates for Polk County, NC Home Insurance Providers | Back to Top

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Place Typical Home Value Typical Home Insurance Costs 25th Percentile 75th Percentile Potential Savings & Difference between 25th & 75th Percentile
North Carolina $153,600 $710 $520 $970 $450
Polk County, NC $171,800 $940 $680 $1,340 $660
Polk County, NC $171,800 $760 $550 $1,090 $540
Sulphur Springs, NC $106,900 $620 $420 $890 $470
Green River, NC $219,800 $1,080 $750 $1,540 $790
Royal Pines, NC $201,600 $1,110 $810 $1,580 $770
Black Mountain, NC $186,500 $900 $640 $1,240 $600
Greenville County, SC $152,100 $880 $630 $1,250 $620
Buncombe County, NC $191,500 $900 $620 $1,240 $620
Pickens, SC $108,800 $570 $390 $780 $390
Patterson Springs, NC $84,700 $420 $280 $590 $310
Simpsonville, SC $170,400 $830 $560 $1,150 $590
North Brook, NC $134,200 $540 $360 $770 $410