Gavop tells you how to get the best homeowners insurance in Mount Zion, IL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $58,500 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $146,000 | $130,000 | $100,000-$125,000 |
| 3 Bedroom | $111,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $175,500 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $281,000 | $260,000 | $200,000-$250,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$59 | $596 |
| Home and Two Car | -$111 | $544 |
| Home and Three Car | -$164 | $491 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Macon County | $2,000 | $610 | $2,610 | $443 | $2,443 | $167 |
| Mount Zion, IL | $700 | $647 | $1,347 | $470 | $1,170 | $177 |
| Tunbridge, IL | $200 | $559 | $759 | $406 | $606 | $153 |
| Kenney, IL | $1,500 | $514 | $2,014 | $373 | $1,873 | $140 |
| Jeisyville, IL | $400 | $482 | $882 | $350 | $750 | $132 |
| Buffalo Hart, IL | $1,500 | $770 | $2,270 | $559 | $2,059 | $210 |
| Big Spring, IL | $400 | $746 | $1,146 | $542 | $942 | $204 |
| Rochester, IL | $2,500 | $711 | $3,211 | $517 | $3,017 | $194 |
| Lerna, IL | $500 | $505 | $1,005 | $367 | $867 | $138 |
| Heyworth, IL | $1,500 | $772 | $2,272 | $561 | $2,061 | $211 |
| Cumberland County, IL | $500 | $578 | $1,078 | $420 | $920 | $158 |
| Dale, IL | $2,000 | $919 | $2,919 | $668 | $2,668 | $251 |
| Home Insurance Company Mount Zion, IL | Homeowners Insurance Agency Mount Zion, IL | Address | Popularity Score | Distance from Mount Zion (miles) |
|---|---|---|---|---|
| State Farm | Chris Coyne | 1212 Woodlawn Rd Ste B, Lincoln, IL, 62656-9746 | 40.4 | |
| Travelers | Gtps Insurance Agency | 1311 S Neil St, Champaign, IL, 61820 | 41.3 | |
| Erie | Richland Insurance Services Inc. | 104 North Drive, Mount Zion, IL, 62549 | 3.0 | |
| State Farm | Rob Lipic | 1212 E Pershing Rd, Decatur, IL, 62526-4729 | 10.6 | |
| State Farm | Nick Smith | 2704 Boulder Dr Ste C, Urbana, IL, 61802-7832 | 42.9 | |
| Erie | Grieme Insurance Agency Llc | P O Box 890, Lincoln, IL, 62656 | 39.0 | |
| State Farm | Donna Barbian | 2555 E Andrew Rd, Sherman, IL, 62684-9639 | 41.2 | |
| Travelers | Forsyth Insurance Group | 430 East Vine, Springfield, IL, 62703 | 42.2 | |
| State Farm | Mike Rave | 3703 Ireland Grove Rd Ste 3, Bloomington, IL, 61704-5295 | 49.8 | |
| State Farm | Leo Berger | 455 W Eldorado St, Decatur, IL, 62522-2116 | 9.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $620 | $1,170 | $550 |
| Macon County, IL | $95,900 | $617 | $440 | $880 | $440 |
| Mount Zion, IL | $146,300 | $655 | $450 | $900 | $450 |
| Tunbridge, IL | $77,200 | $566 | $380 | $780 | $400 |
| Kenney, IL | $66,000 | $520 | $380 | $740 | $360 |
| Jeisyville, IL | $58,800 | $488 | $360 | $700 | $340 |
| Buffalo Hart, IL | $145,800 | $779 | $570 | $1,080 | $510 |
| Big Spring, IL | $135,900 | $755 | $540 | $1,050 | $510 |
| Rochester, IL | $183,400 | $720 | $510 | $1,000 | $490 |
| Lerna, IL | $64,000 | $511 | $360 | $730 | $370 |
| Heyworth, IL | $146,800 | $781 | $530 | $1,070 | $540 |
| Cumberland County, IL | $94,000 | $585 | $420 | $810 | $390 |
| Dale, IL | $228,200 | $930 | $660 | $1,330 | $670 |