Gavop tells you how to get the best homeowners insurance in Alfred, NY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $52,500 | $40,000 | $50,000-$75,000 |
| 2 Bedroom | $136,000 | $110,000 | $125,000-$150,000 |
| 3 Bedroom | $115,500 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $280,500 | $250,000 | $300,000-$350,000 |
| 5 Bedroom | $146,000 | $140,000 | $125,000-$150,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$87 | $881 |
| Home and Two Car | -$155 | $813 |
| Home and Three Car | -$223 | $746 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Allegany County | $1,500 | $1,180 | $2,680 | $857 | $2,357 | $322 |
| Alfred, NY | $1,500 | $957 | $2,457 | $695 | $2,195 | $261 |
| Jasper, NY | $500 | $583 | $1,083 | $424 | $924 | $159 |
| Nunda, NY | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Ischua, NY | $100 | $585 | $685 | $425 | $525 | $160 |
| Coopers Plains, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Wayne, NY | $300 | $675 | $975 | $490 | $790 | $184 |
| Cuylerville, NY | $700 | $586 | $1,286 | $426 | $1,126 | $160 |
| Conesus Lake, NY | $500 | $817 | $1,317 | $594 | $1,094 | $223 |
| Wyoming, NY | $1,500 | $583 | $2,083 | $424 | $1,924 | $159 |
| Bristol, NY | $400 | $663 | $1,063 | $482 | $882 | $181 |
| Bloomfield, NY | $2,500 | $621 | $3,121 | $452 | $2,952 | $170 |
| Home Insurance Company Alfred, NY | Homeowners Insurance Agency Alfred, NY | Address | Popularity Score | Distance from Alfred (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Richardson & Stout Inc | 80 N Main St, Wellsville, NY, 14895 | 10.9 | |
| Allstate | Michelle Cornell Hulbert | 11 Genesee St, Hornell, NY, 14843 | 9.6 | |
| Travelers | Both Branch & Hendrix Inc | 128 South Union Street, Olean, NY, 14760 | 34.3 | |
| Erie | Ryan-Manley Agency | 3832 State Route 417, Jasper, NY, 14855 | 16.9 | |
| State Farm | Michael Cook | 19 E Pearl St, Wellsville, NY, 14895-1133 | 11.0 | |
| Allstate | Sarah Denver | 133 Main St Ste 4, Geneseo, NY, 14454 | 38.8 | |
| Travelers | Lawrence Dye Inc | 73 Genesee St, Cuba, NY, 14727 | 24.8 | |
| Travelers | Weed Ross Agency | 22 Monroe St, Ellicottville, NY, 14731 | 45.0 | |
| State Farm | Dave Palma | 176 Main St, Hornell, NY, 14843-1526 | 9.5 | |
| Allstate | The Weast Agency | 2 Park Sq, Franklinville, NY, 14737 | 34.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $850 | $1,610 | $760 |
| Allegany County, NY | $73,300 | $1,194 | $800 | $1,710 | $910 |
| Alfred, NY | $109,600 | $968 | $650 | $1,370 | $720 |
| Jasper, NY | $93,800 | $590 | $400 | $810 | $410 |
| Nunda, NY | $89,900 | $590 | $400 | $840 | $440 |
| Ischua, NY | $81,000 | $592 | $430 | $820 | $390 |
| Coopers Plains, NY | $89,200 | $590 | $400 | $820 | $420 |
| Wayne, NY | $168,900 | $683 | $480 | $940 | $460 |
| Cuylerville, NY | $104,200 | $593 | $420 | $820 | $400 |
| Conesus Lake, NY | $217,300 | $827 | $570 | $1,170 | $600 |
| Wyoming, NY | $94,600 | $590 | $430 | $820 | $390 |
| Bristol, NY | $163,400 | $671 | $480 | $930 | $450 |
| Bloomfield, NY | $141,300 | $629 | $430 | $870 | $440 |