Gavop shows you how to buy homeowners insurance in Scottsboro, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Scottsboro, AL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Co Rd 191, Parks Ave, Jordan Ave, Co Rd 33, Payne Cir, Co Rd 195, Lakewood Dr, W Maple Ave, Woodson Ln, Brandon St | $198,000 | $160,000 | $200,000-$250,000 | $145,000 | $130,000 | $125,000-$150,000 |
| Stewart Rd, Woodhaven St, Wildwood Ave, Bristol St, Jefferson Dr, Winn Rd, Meadowbrook Dr, Gwen St, King St, Bob Cir | $124,500 | $110,000 | $100,000-$125,000 | $132,500 | $110,000 | $125,000-$150,000 |
| Chevy Ln, County Park Rd, Meadow St, N Market St, Snodgrass Rd, Co Rd 537, Co Rd 28, Joy Dr, Knight Dr, Winding Trl | $124,000 | $100,000 | $125,000-$150,000 | $111,000 | $90,000 | $125,000-$150,000 |
| Linden St, Woodland Dr, Driftwood Shores Dr, E Hayes St, Benson Ln, Co Rd 145, Co Rd 6, Lequire Dr, S Hamilton Ave, Co Rd 77 | $124,000 | $110,000 | $100,000-$125,000 | $90,500 | $80,000 | $75,000-$100,000 |
| Bob Haas Rd, Sleepy Ln, Sharp Ln, Warn St, Goosepond Dr, W Hayes St, Happiness Dr, Co Rd 26, Co Rd 470, Bingham St | $112,500 | $100,000 | $125,000-$150,000 | $74,500 | $70,000 | $75,000-$100,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$71 | $718 |
| Home and Two Car | -$126 | $663 |
| Home and Three Car | -$189 | $600 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jackson County | $700 | $967 | $1,667 | $702 | $1,402 | $264 |
| Scottsboro, AL | $2,000 | $780 | $2,780 | $567 | $2,567 | $213 |
| Hollywood, AL | $200 | $826 | $1,026 | $600 | $800 | $226 |
| Dutton, AL | $700 | $908 | $1,608 | $660 | $1,360 | $248 |
| Valley Head-Mentone, AL | $300 | $1,212 | $1,512 | $881 | $1,181 | $331 |
| Cedar Bluff, AL | $2,000 | $912 | $2,912 | $663 | $2,663 | $249 |
| Trion, GA | $100 | $818 | $918 | $594 | $694 | $223 |
| Chattanooga Valley, GA | $1,000 | $658 | $1,658 | $478 | $1,478 | $180 |
| Baileyton, AL | $400 | $1,015 | $1,415 | $737 | $1,137 | $277 |
| Somerville, AL | $1,500 | $896 | $2,396 | $651 | $2,151 | $245 |
| Hokes Bluff, AL | $400 | $778 | $1,178 | $565 | $965 | $213 |
| Home Insurance Company Scottsboro, AL | Homeowners Insurance Agency Scottsboro, AL | Address | Popularity Score | Distance from Scottsboro (miles) |
|---|---|---|---|---|
| Allstate | Vickie Sanders | 212 Veterans Dr, Scottsboro, AL, 35768 | 1.7 | |
| Allstate | Carolyn Lankford | 7771 Highway 72 W Ste A, Madison, AL, 35758 | 40.1 | |
| Allstate | Jeff Knight | 7185 Highway 72 W Ste B, Madison, AL, 35758 | 38.7 | |
| State Farm | Mike Hawkins | 333 Whitesport Dr Sw Ste 102, Huntsville, AL, 35801-3455 | 30.3 | |
| Travelers | Shannon & Banks Inc | 200 Chestnut St, Gadsden, AL, 35901 | 47.1 | |
| Allstate | James F. Smith | 415 Church St Nw Ste 131b, Huntsville, AL, 35801 | 31.5 | |
| State Farm | Thomas W Norwood | 700 E Laurel Street, Scottsboro, AL, 35768-1046 | 1.6 | |
| State Farm | Mark Mitchell | 17174 Al Highway 75, Henagar, AL, 35978-5662 | 17.3 | |
| Farmers | Christopher Malone | 2100b Sparkman Dr Nw, Huntsville, AL, 35810 | 31.8 | |
| Farmers | James Thornberry | 5375 Tammy Little Dr, Section, AL, 35771 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $850 | $1,600 | $750 |
| Jackson County, AL | $105,000 | $978 | $670 | $1,340 | $670 |
| Scottsboro, AL | $121,100 | $789 | $530 | $1,100 | $570 |
| Hollywood, AL | $76,900 | $836 | $610 | $1,200 | $590 |
| Dutton, AL | $89,000 | $919 | $620 | $1,300 | $680 |
| Valley Head-Mentone, AL | $144,300 | $1,227 | $820 | $1,750 | $930 |
| Cedar Bluff, AL | $89,600 | $923 | $640 | $1,280 | $640 |
| Trion, GA | $50,300 | $827 | $590 | $1,130 | $540 |
| Chattanooga Valley, GA | $94,800 | $666 | $480 | $950 | $470 |
| Baileyton, AL | $106,300 | $1,027 | $750 | $1,450 | $700 |
| Somerville, AL | $154,900 | $906 | $620 | $1,300 | $680 |
| Hokes Bluff, AL | $120,500 | $787 | $570 | $1,130 | $560 |