Gavop shows you how to buy homeowners insurance in Hamilton, PA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Hamilton, PA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Tallow Hill Rd, Etter Rd, Evergreen Dr, Meadowcreek Dr, Edith Dr, Gayman Rd, Old Kiln Rd, State Rte 4008, Lawyer Rd, Glendell Dr | $272,500 | $240,000 | $200,000-$250,000 | $162,000 | $130,000 | $150,000-$175,000 |
| Surrey Dr, Miramar Dr, Sleichter Ln, Hoover Dr, Moosic Dr, Raven Dr, Pleasantview Dr, Howard St, W Strohm Dr, Shatzer Orchard Rd | $121,500 | $100,000 | $125,000-$150,000 | $96,500 | $80,000 | $100,000-$125,000 |
| Gutner Rd, Twp Rd 485, Forest Rd, Laurich Dr, Wood Duck Dr W, Fort McCord Rd, Sunset Dr, Meadowcreek Dr S, Gregway Dr, Hamilton Hills Dr | $115,500 | $100,000 | $125,000-$150,000 | $141,000 | $130,000 | $125,000-$150,000 |
| Lorraine Ln, Coontown Rd, Harrison Dr, Onyx Dr, Hilltop Dr, Hamilton Hill Dr, Quigley Dr, Meadow Creek Dr S, Armory Dr, May-Mar Dr | $273,500 | $220,000 | $250,000-$300,000 | $152,500 | $130,000 | $150,000-$175,000 |
| Buckingham Dr, Wenger Ln, Holly Ln, Malibu Dr, W Loudon St, Wenger Rd, Cresson Dr, Lindia Dr, Jade Dr, Guitner Rd | $192,500 | $160,000 | $200,000-$250,000 | $82,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $588 |
| Superior Protection Discount | -$68 | $615 |
| Fire & Security Discount | -$75 | $609 |
| Hail Resistant Roof Discount | -$14 | $670 |
| Newly Constructed Home Discount | -$150 | $533 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $700 | $724 | $1,424 | $526 | $1,226 | $198 |
| Hamilton, PA | $2,000 | $676 | $2,676 | $491 | $2,491 | $185 |
| McConnellsburg, PA | $500 | $667 | $1,167 | $485 | $985 | $182 |
| Maugansville, MD | $2,500 | $801 | $3,301 | $582 | $3,082 | $219 |
| Cashtown, PA | $300 | $761 | $1,061 | $553 | $853 | $208 |
| Williamsport, MD | $700 | $709 | $1,409 | $516 | $1,216 | $194 |
| Downsville, MD | $100 | $949 | $1,049 | $690 | $790 | $259 |
| Martinsburg, WV | $2,500 | $688 | $3,188 | $500 | $3,000 | $188 |
| McConnellstown, PA | $1,000 | $707 | $1,707 | $514 | $1,514 | $193 |
| Martinsburg, PA | $400 | $652 | $1,052 | $474 | $874 | $178 |
| Home Insurance Company Hamilton, PA | Homeowners Insurance Agency Hamilton, PA | Address | Popularity Score | Distance from Hamilton (miles) |
|---|---|---|---|---|
| State Farm | Kim Stouffer | 1130 Kennebec Dr, Chambersburg, PA, 17201-2809 | 5.2 | |
| Allstate | Don Moats Insurance Agency Inc. | 1495 Lincoln Way E Ste 105, Chambersburg, PA, 17202 | 6.3 | |
| State Farm | Amy Oden-Bitner | 8 E John St, Mc Veytown, PA, 17051 | 38.3 | |
| Travelers | Bell Insurance | 1116 Kennebec Dr, Chambersburg, PA, 17201 | 5.1 | |
| State Farm | Tracy Rush | 472 Wayne Avenue, Chambersburg, PA, 17201-3793 | 4.2 | |
| Allstate | Pdm Insurance | 4050 Lincoln Way W, Chambersburg, PA, 17202 | 1.3 | |
| State Farm | Sue Beckner | 15 Ram Dr, Hanover, PA, 17331-8814 | 39.7 | |
| State Farm | Garrett Hawkins | 5125 Lincoln Way E, Fayetteville, PA, 17222-1043 | 10.1 | |
| State Farm | Josh Grove | 4315 W Market St, York, PA, 17408-5937 | 48.7 | |
| Allstate | Kristy Steiner | 3820 Market St, Camp Hill, PA, 17011 | 46.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Pennsylvania | $170,500 | $745 | $540 | $1,020 | $480 |
| Franklin County, PA | $175,800 | $732 | $490 | $1,000 | $510 |
| Hamilton, PA | $208,000 | $684 | $490 | $940 | $450 |
| McConnellsburg, PA | $135,100 | $675 | $490 | $930 | $440 |
| Maugansville, MD | $200,400 | $811 | $640 | $1,020 | $380 |
| Cashtown, PA | $184,000 | $770 | $550 | $1,100 | $550 |
| Williamsport, MD | $146,800 | $718 | $570 | $900 | $330 |
| Downsville, MD | $276,000 | $961 | $760 | $1,210 | $450 |
| Martinsburg, WV | $149,800 | $696 | $470 | $980 | $510 |
| McConnellstown, PA | $155,400 | $716 | $520 | $990 | $470 |
| Martinsburg, PA | $128,300 | $660 | $480 | $900 | $420 |