Gavop shows you how to buy homeowners insurance in Roosevelt, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $101,000 | $90,000 | $100,000-$125,000 |
| 2 Bedroom | $248,000 | $210,000 | $200,000-$250,000 |
| 3 Bedroom | $371,500 | $340,000 | $350,000-$400,000 |
| 4 Bedroom | $370,000 | $340,000 | $400,000-$500,000 |
| 5 Bedroom | $745,000 | $680,000 | $800,000-$900,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$128 | $787 |
| Superior Protection Discount | -$82 | $833 |
| Fire & Security Discount | -$64 | $852 |
| Hail Resistant Roof Discount | -$27 | $888 |
| Newly Constructed Home Discount | -$256 | $659 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Nassau County | $2,500 | $1,499 | $3,999 | $1,089 | $3,589 | $410 |
| Roosevelt, NY | $2,500 | $905 | $3,405 | $657 | $3,157 | $247 |
| South Farmingdale, NY | $400 | $1,718 | $2,118 | $1,249 | $1,649 | $470 |
| Old Brookville, NY | $1,500 | $1,036 | $2,536 | $753 | $2,253 | $283 |
| Melville, NY | $200 | $840 | $1,040 | $610 | $810 | $229 |
| West Hills, NY | $2,000 | $838 | $2,838 | $609 | $2,609 | $229 |
| Eatons Neck, NY | $400 | $745 | $1,145 | $542 | $942 | $204 |
| Woodland Park, NJ | $2,500 | $841 | $3,341 | $611 | $3,111 | $230 |
| South Orange Village, NJ | $200 | $985 | $1,185 | $716 | $916 | $269 |
| Little Falls, NJ | $2,500 | $842 | $3,342 | $612 | $3,112 | $230 |
| New Square, NY | $100 | $1,401 | $1,501 | $1,018 | $1,118 | $383 |
| East Hanover, NJ | $2,000 | $991 | $2,991 | $720 | $2,720 | $271 |
| Home Insurance Company Roosevelt, NY | Homeowners Insurance Agency Roosevelt, NY | Address | Popularity Score | Distance from Roosevelt (miles) |
|---|---|---|---|---|
| Travelers | C H Edwards Inc | 791 South Main Street , Farmingdale, NY, 11735 | 8.0 | |
| Allstate | Anthony Michaleski | 87 Covert Ave Ste 3, Floral Park, NY, 11001 | 6.2 | |
| Farmers | Jugdeep Singh | 374 S Oyster Bay Rd, Hicksville, NY, 11801 | 8.5 | |
| Travelers | The Viking Agency Inc | 117 Oak Dr, Syosset, NY, 11791 | 9.4 | |
| Travelers | The Excelsior Group Inc | 71 S Central Ave Ste 305, Valley Stream, NY, 11580 | 6.6 | |
| State Farm | Ralph Marciante | 1820 Middle Cntry Rd Ste 102, Centereach, NY, 11720-3675 | 29.3 | |
| Allstate | Alan Aronson | 405 Mill Rd, Hewlett, NY, 11557 | 6.8 | |
| Nationwide | Terry Anne Boyer | 5606 Avenue N, Brooklyn, NY, 11234 | 18.2 | |
| State Farm | Scott Hermann | 1012 Jerusalem Ave, North Merrick, NY, 11566-1870 | 1.9 | |
| Allstate | Attique Rehman | 545 S Broadway, Hicksville, NY, 11801 | 6.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Nassau County, NY | $460,700 | $1,517 | $1,090 | $2,150 | $1,060 |
| Roosevelt, NY | $278,500 | $916 | $650 | $1,310 | $660 |
| South Farmingdale, NY | $388,700 | $1,739 | $1,170 | $2,470 | $1,300 |
| Old Brookville, NY | $1,972,700 | $1,049 | $710 | $1,500 | $790 |
| Melville, NY | $635,000 | $850 | $580 | $1,220 | $640 |
| West Hills, NY | $595,200 | $848 | $600 | $1,200 | $600 |
| Eatons Neck, NY | $710,400 | $754 | $540 | $1,070 | $530 |
| Woodland Park, NJ | $369,300 | $851 | $580 | $1,180 | $600 |
| South Orange Village, NJ | $553,100 | $997 | $690 | $1,380 | $690 |
| Little Falls, NJ | $369,600 | $852 | $580 | $1,180 | $600 |
| New Square, NY | $338,200 | $1,418 | $1,020 | $2,000 | $980 |
| East Hanover, NJ | $557,500 | $1,003 | $730 | $1,430 | $700 |