Gavop's guide to buying homeowners insurance in Dawson Springs, KY covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $26,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $65,500 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $70,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $144,500 | $120,000 | $100,000-$125,000 |
| 5 Bedroom | $127,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$110 | $469 |
| Superior Protection Discount | -$52 | $526 |
| Fire & Security Discount | -$40 | $538 |
| Hail Resistant Roof Discount | -$12 | $567 |
| Newly Constructed Home Discount | -$127 | $451 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,337 |
| Physical Damage | $2,319 |
| Hail Damage | $4,524 |
| Wind Damage | $6,687 |
| Expensive Claims | |
| Fire | $42,889 |
| Smoke | $16,051 |
| Home Insurance Company Dawson Springs, KY | Homeowners Insurance Agency Dawson Springs, KY | Address | Popularity Score | Distance from Dawson Springs (miles) |
|---|---|---|---|---|
| Travelers | Ohio Valley Insurance Llc | 2510 B Tamarack Rd, Owensboro, KY, 42301 | 44.8 | |
| State Farm | Carrie Divine | 701 Us Highway 60 E, Morganfield, KY, 42437-1169 | 32.3 | |
| Liberty Mutual Independent | Goodwin Insurance Agency Inc | 312 W Market St, Princeton, KY, 42445 | 14.1 | |
| State Farm | Daniel Dick | 3101 Alvey Park Dr E Ste B, Owensboro, KY, 42303-2130 | 49.3 | |
| State Farm | John Zieba | 230b Madison Square Drive, Madisonville, KY, 42431-2792 | 13.1 | |
| State Farm | Shane Boggess | 2003 Stapp Dr, Henderson, KY, 42420-2663 | 42.7 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 12.2 | |
| Erie | Nelson Dossett Insurance Llc | 122 N Madisonville Street, Crofton, KY, 42217 | 18.2 | |
| Travelers | Neely Insurance Agency Llc | 2120 Frederica St, Owensboro, KY, 42301 | 47.4 | |
| Allstate | David F. Lindow | 1210 Burlew Blvd Ste A, Owensboro, KY, 42303 | 47.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,250 | $630 |
| Hopkins County, KY | $96,600 | $749 | $520 | $1,060 | $540 |
| Dawson Springs, KY | $64,700 | $578 | $420 | $800 | $380 |
| Greenville, KY | $93,200 | $704 | $510 | $960 | $450 |
| South Crittenden, KY | $75,300 | $676 | $450 | $940 | $490 |
| West Crittenden, KY | $83,600 | $715 | $510 | $1,020 | $510 |
| Canton, KY | $125,100 | $880 | $640 | $1,220 | $580 |
| Livermore, KY | $94,500 | $763 | $520 | $1,050 | $530 |
| Oak Grove, KY | $101,000 | $664 | $480 | $950 | $470 |
| Masonville, KY | $99,500 | $784 | $530 | $1,070 | $540 |
| Hartford, KY | $84,100 | $717 | $490 | $1,030 | $540 |