Gavop shows you how to buy homeowners insurance in Mason, MO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $34,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $82,500 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $171,500 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $125,000 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $631 |
| Superior Protection Discount | -$68 | $683 |
| Fire & Security Discount | -$60 | $691 |
| Hail Resistant Roof Discount | -$15 | $736 |
| Newly Constructed Home Discount | -$150 | $601 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Marion County | $700 | $822 | $1,522 | $598 | $1,298 | $225 |
| Mason, MO | $700 | $742 | $1,442 | $539 | $1,239 | $203 |
| Atlas, IL | $400 | $577 | $977 | $419 | $819 | $158 |
| Lee, IL | $400 | $682 | $1,082 | $495 | $895 | $186 |
| Golden, IL | $2,500 | $582 | $3,082 | $423 | $2,923 | $159 |
| Nebo, IL | $300 | $382 | $682 | $278 | $578 | $104 |
| Calumet, MO | $2,500 | $1,040 | $3,540 | $756 | $3,256 | $284 |
| Spring Creek, IL | $1,000 | $504 | $1,504 | $366 | $1,366 | $138 |
| Montezuma, IL | $300 | $552 | $852 | $401 | $701 | $151 |
| Wythe, IL | $700 | $580 | $1,280 | $421 | $1,121 | $158 |
| Home Insurance Company Mason, MO | Homeowners Insurance Agency Mason, MO | Address | Popularity Score | Distance from Mason (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gallaher Insurance Group | 110 N Coal, Mexico, MO, 65265 | 45.4 | |
| State Farm | Suzanne Baker | 909 W Monroe St, Mexico, MO, 65265-1973 | 45.5 | |
| Farmers | Matthew Dunbar | 3434 Georgia St, Louisiana, MO, 63353 | 24.5 | |
| Farmers | Karen Munch | 18 Northport Plz, Hannibal, MO, 63401 | 2.6 | |
| State Farm | Dick Wehde | 1300 Broadway, Hannibal, MO, 63401-4002 | 0.4 | |
| State Farm | Ramsey Dickerman | 501 W Us Highway 54, Vandalia, MO, 63382-1320 | 27.6 | |
| State Farm | Ed Wenneker | 838 Grand Ave, Hannibal, MO, 63401-3178 | 1.1 | |
| State Farm | Mike Fohey | 300 N Center St, Shelbina, MO, 63468-1120 | 35.6 | |
| State Farm | Kirk Ekern | 1122 E Liberty St, Mexico, MO, 65265-3074 | 45.2 | |
| State Farm | Cindy Blaylock | 201 Georgia St, Louisiana, MO, 63353-1715 | 24.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,510 | $760 |
| Marion County, MO | $113,500 | $832 | $610 | $1,170 | $560 |
| Mason, MO | $85,700 | $751 | $500 | $1,030 | $530 |
| Atlas, IL | $81,800 | $584 | $390 | $800 | $410 |
| Lee, IL | $112,500 | $690 | $500 | $950 | $450 |
| Golden, IL | $83,100 | $589 | $410 | $810 | $400 |
| Nebo, IL | $38,400 | $387 | $260 | $550 | $290 |
| Calumet, MO | $134,100 | $1,053 | $750 | $1,480 | $730 |
| Spring Creek, IL | $63,800 | $510 | $370 | $700 | $330 |
| Montezuma, IL | $75,300 | $559 | $400 | $770 | $370 |
| Wythe, IL | $82,600 | $587 | $430 | $830 | $400 |