Gavop tells you how to get the best homeowners insurance in Fairfield, AL by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $40,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $71,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $76,000 | $70,000 | $50,000-$75,000 |
| 4 Bedroom | $180,500 | $160,000 | $125,000-$150,000 |
| 5 Bedroom | $182,000 | $170,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $672 |
| Superior Protection Discount | -$81 | $729 |
| Fire & Security Discount | -$89 | $721 |
| Hail Resistant Roof Discount | -$24 | $785 |
| Newly Constructed Home Discount | -$227 | $583 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Jefferson County | $2,500 | $1,148 | $3,648 | $834 | $3,334 | $314 |
| Fairfield, AL | $2,000 | $800 | $2,800 | $581 | $2,581 | $219 |
| Indian Springs Village, AL | $400 | $1,803 | $2,203 | $1,310 | $1,710 | $493 |
| Kimberly, AL | $700 | $1,351 | $2,051 | $982 | $1,682 | $369 |
| Woodstock, AL | $200 | $1,064 | $1,264 | $773 | $973 | $291 |
| Trussville, AL | $1,000 | $964 | $1,964 | $701 | $1,701 | $263 |
| Wilsonville, AL | $1,000 | $1,220 | $2,220 | $887 | $1,887 | $333 |
| Springville, AL | $200 | $882 | $1,082 | $641 | $841 | $241 |
| Highland Lake, AL | $1,000 | $1,468 | $2,468 | $1,067 | $2,067 | $401 |
| Sycamore-Winterboro, AL | $100 | $869 | $969 | $632 | $732 | $238 |
| Holly Pond, AL | $700 | $895 | $1,595 | $651 | $1,351 | $245 |
| Home Insurance Company Fairfield, AL | Homeowners Insurance Agency Fairfield, AL | Address | Popularity Score | Distance from Fairfield (miles) |
|---|---|---|---|---|
| State Farm | Caroline Dorris | 2717 7th Ave S Ste 103, Birmingham, AL, 35233-3423 | 7.9 | |
| Allstate | Eyal Ron | 3900 Montclair Rd Ste 280, Birmingham, AL, 35213 | 9.4 | |
| State Farm | Stan Faulkner | 1747 Oxmoor Rd, Homewood, AL, 35209-4048 | 7.3 | |
| Travelers | O. M. Hughes Insurance, Inc. | 300 Union Hill Dr Ste 300, Birmingham, AL, 35209 | 8.1 | |
| Allstate | Brian Campbell | 2870 Old Rocky Ridge Rd Ste 140, Birmingham, AL, 35243 | 10.0 | |
| Allstate | The Marcus Agency | 1442 Montgomery Hwy Ste 201, Vestavia, AL, 35216 | 7.9 | |
| Allstate | Eric Stuman | 3430 Independence Dr Ste 100, Homewood, AL, 35209 | 7.7 | |
| Allstate | The Family Agency | 37 Buck Creek Plz Ste 100, Alabaster, AL, 35007 | 18.6 | |
| Allstate | Melissa Reid | 2321 John Hawkins Pkwy Ste 101, Hoover, AL, 35244 | 9.1 | |
| State Farm | David Smith | 1209 Lake Dr Se Ste 103, Bessemer, AL, 35022-6488 | 9.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,600 | $790 |
| Jefferson County, AL | $149,000 | $1,162 | $850 | $1,590 | $740 |
| Fairfield, AL | $96,100 | $810 | $590 | $1,150 | $560 |
| Indian Springs Village, AL | $335,600 | $1,825 | $1,260 | $2,520 | $1,260 |
| Kimberly, AL | $177,300 | $1,367 | $980 | $1,950 | $970 |
| Woodstock, AL | $115,100 | $1,077 | $720 | $1,520 | $800 |
| Trussville, AL | $235,700 | $976 | $710 | $1,350 | $640 |
| Wilsonville, AL | $146,000 | $1,235 | $890 | $1,740 | $850 |
| Springville, AL | $150,600 | $893 | $610 | $1,240 | $630 |
| Highland Lake, AL | $211,500 | $1,486 | $1,030 | $2,120 | $1,090 |
| Sycamore-Winterboro, AL | $83,200 | $880 | $600 | $1,250 | $650 |
| Holly Pond, AL | $115,500 | $906 | $630 | $1,280 | $650 |