Gavop's guide to buying homeowners insurance in Edgecombe County, NC covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,000 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $84,500 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $154,000 | $140,000 | $150,000-$175,000 |
| 4 Bedroom | $121,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $232,000 | $220,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$138 | $849 |
| Superior Protection Discount | -$99 | $888 |
| Fire & Security Discount | -$109 | $878 |
| Hail Resistant Roof Discount | -$30 | $957 |
| Newly Constructed Home Discount | -$227 | $760 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Edgecombe County | $2,000 | $975 | $2,975 | $709 | $2,709 | $266 |
| Edgecombe County, NC | $700 | $975 | $1,675 | $709 | $1,409 | $266 |
| Hobgood, NC | $2,000 | $377 | $2,377 | $274 | $2,274 | $103 |
| Cross Roads, NC | $100 | $544 | $644 | $396 | $496 | $149 |
| South Weldon, NC | $2,500 | $358 | $2,858 | $260 | $2,760 | $98 |
| Bertie County, NC | $500 | $846 | $1,346 | $615 | $1,115 | $231 |
| Zebulon, NC | $700 | $821 | $1,521 | $597 | $1,297 | $224 |
| Princeton, NC | $100 | $546 | $646 | $397 | $497 | $149 |
| Lenoir County, NC | $2,000 | $984 | $2,984 | $715 | $2,715 | $269 |
| Colerain, NC | $500 | $500 | $1,000 | $363 | $863 | $137 |
| Seven Springs, NC | $2,500 | $452 | $2,952 | $328 | $2,828 | $123 |
| Home Insurance Company Edgecombe County, NC | Homeowners Insurance Agency Edgecombe County, NC | Address | Popularity Score | Distance from Edgecombe County (miles) |
|---|---|---|---|---|
| State Farm | Marc Ingram | 614 N Arendell Ave, Zebulon, NC, 27597-2302 | 40.5 | |
| Nationwide | Brian Jenkins Agency | 113 Oleander Dr, Clayton, NC, 27527 | 48.4 | |
| Travelers | John Hackney Agency Of Rocky Mount | 950 Country Club Rd, Rocky Mount, NC, 27804 | 12.9 | |
| Allstate | Peter Birkner | 133 E Main St Ste 200, Youngsville, NC, 27596 | 49.5 | |
| Nationwide | Susan W. Stanley | 304 N Taylor St, Goldsboro, NC, 27530-4022 | 42.4 | |
| State Farm | Shaun Amato | 3710 Peppermill Dr N Ste D, Wilson, NC, 27896-9536 | 21.4 | |
| Allstate | Sheila Anderson | 2207 N Main St, Tarboro, NC, 27886 | 3.3 | |
| Allstate | Robert Fleming | 504 S Main St, Rolesville, NC, 27571 | 48.6 | |
| Allstate | Gregory Carter | 2419 S Charles St, Greenville, NC, 27858 | 25.2 | |
| State Farm | Shawn Herrmann | 1601 E Booker Dairy Rd, Smithfield, NC, 27577-9410 | 48.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $610 | $1,230 | $620 |
| Edgecombe County, NC | $84,000 | $987 | $700 | $1,400 | $700 |
| Edgecombe County, NC | $84,000 | $987 | $660 | $1,350 | $690 |
| Hobgood, NC | $59,000 | $382 | $260 | $540 | $280 |
| Cross Roads, NC | $86,700 | $551 | $380 | $770 | $390 |
| South Weldon, NC | $56,100 | $362 | $250 | $510 | $260 |
| Bertie County, NC | $78,900 | $856 | $590 | $1,220 | $630 |
| Zebulon, NC | $145,000 | $831 | $570 | $1,150 | $580 |
| Princeton, NC | $87,000 | $553 | $390 | $760 | $370 |
| Lenoir County, NC | $93,500 | $996 | $680 | $1,420 | $740 |
| Colerain, NC | $78,800 | $506 | $360 | $690 | $330 |
| Seven Springs, NC | $70,800 | $457 | $320 | $640 | $320 |