Gavop's guide to buying homeowners insurance in Sherburne County, MN covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sherburne County, MN - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lander Pl NW, 196th Ave NW, Washington Ave NW, 166th St, 305th Ave, 180th Ct, 9th St W, 180th Ave NW, 256th Ave, Co Rd 43 NW | $131,000 | $110,000 | $125,000-$150,000 | $165,000 | $150,000 | $175,000-$200,000 |
| Kennedy St NW, 275th Ave NW, 268th Cir NW, 193rd Ave NW, 20th St, 171st St SE, 36th St SE, 30th St SE, Sherburne Ave, 139th St NW | $180,000 | $160,000 | $150,000-$175,000 | $244,500 | $200,000 | $250,000-$300,000 |
| Field St, 178th Ave NW, Oakview Ave, 196th Ave NW, Jefferson Ln NW, 97 1/2 St NW, 151st St NW, 187th Ave, 233rd Ave NW, 8th Ave SE | $158,000 | $150,000 | $150,000-$175,000 | $282,500 | $240,000 | $300,000-$350,000 |
| 15th St, Albany Cir NW, 204th Ave, Henry St, Rose Dr E, 167th Ave NW, Freeport St, 246th Ave, Co Rd 35, Royal Oaks Rd | $213,000 | $180,000 | $175,000-$200,000 | $199,000 | $170,000 | $200,000-$250,000 |
| Queen Cir NW, Central Ave, 296th Ave NW, 201st Cir NW, Dnr Rd, Lowell St NW, 195th Ave NW, 136th Ave, 197th Ave NW, 17th St | $197,500 | $160,000 | $200,000-$250,000 | $363,500 | $330,000 | $350,000-$400,000 |
| 114th Ave, 106th St NW, Co Hwy 21, 195th Ct SE, 256th Ave, 16th St SE, 172nd Ave, 224th Ct, 150th St, Co Rd 68 | $122,500 | $110,000 | $100,000-$125,000 | $242,000 | $200,000 | $200,000-$250,000 |
| 316 1/2 Ave, 271st Ave NW, 193rd Cir NW, 258th Ave NW, Woodlands Pkwy, 195th St, 37th St SE, 195th Ct, 4th St NW, Fair Meadows Dr | $160,500 | $130,000 | $150,000-$175,000 | $306,500 | $280,000 | $300,000-$350,000 |
| 242nd Ave NW, 100th St, 62nd Ave, 281st Ave NW, 148th Ave SE, Jackson Rd, Auburn Cir NW, 119th Ave SE, 202nd Ave NW, 130th Ave SE | $234,000 | $200,000 | $200,000-$250,000 | $239,500 | $200,000 | $200,000-$250,000 |
| 14th Ave SE, Hiawatha Ave, Fern St, 195th Ave, Co Rd 8 SE, 198th Ave, 213th Ave NW, 262nd Ave, 44th Ave SE, Co Rd 77 | $248,500 | $240,000 | $200,000-$250,000 | $217,000 | $180,000 | $200,000-$250,000 |
| 22nd St, Office St, 107th St, Evans Ave NW, 67th Pl, 199th Cir NW, 316th Ave NW, Trott Brook Pkwy NW, 127th St NW, Quincy Ct NW | $162,500 | $140,000 | $125,000-$150,000 | $310,500 | $270,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$202 | $919 |
| Superior Protection Discount | -$101 | $1,020 |
| Fire & Security Discount | -$78 | $1,042 |
| Hail Resistant Roof Discount | -$22 | $1,098 |
| Newly Constructed Home Discount | -$269 | $852 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sherburne County | $2,500 | $1,107 | $3,607 | $805 | $3,305 | $303 |
| Sherburne County, MN | $2,500 | $1,107 | $3,607 | $805 | $3,305 | $303 |
| Albertville, MN | $300 | $835 | $1,135 | $607 | $907 | $228 |
| Corcoran, MN | $2,500 | $1,048 | $3,548 | $762 | $3,262 | $286 |
| Kimball, MN | $300 | $948 | $1,248 | $689 | $989 | $259 |
| Maine Prairie, MN | $1,000 | $1,290 | $2,290 | $938 | $1,938 | $353 |
| Lexington, MN | $300 | $1,053 | $1,353 | $765 | $1,065 | $288 |
| Mounds View, MN | $2,000 | $790 | $2,790 | $574 | $2,574 | $216 |
| Lewis, MN | $100 | $1,234 | $1,334 | $897 | $997 | $337 |
| Zion, MN | $2,000 | $1,214 | $3,214 | $882 | $2,882 | $332 |
| Union Grove, MN | $500 | $1,119 | $1,619 | $813 | $1,313 | $306 |
| Dahlgren, MN | $2,500 | $1,736 | $4,236 | $1,262 | $3,762 | $474 |
| Home Insurance Company Sherburne County, MN | Homeowners Insurance Agency Sherburne County, MN | Address | Popularity Score | Distance from Sherburne County (miles) |
|---|---|---|---|---|
| Travelers | Cox Insurance Associates Inc | 1639 Larpenteur Ave W Falcon Heights, Falcon Heights, MN, 55113 | 43.2 | |
| Travelers | North Central Insurance Agency | 16854 Highway 10, Elk River, MN, 55330 | 16.2 | |
| State Farm | Ashkan Morvari | 25 W Diamond Lake Rd, Minneapolis, MN, 55419-1926 | 44.9 | |
| State Farm | Mark Olson | 124 Lake Blvd S, Buffalo, MN, 55313-1448 | 20.2 | |
| Travelers | All City Agency | 14511 Forest Blvd N, Hugo, MN, 55038 | 42.9 | |
| Liberty Mutual Independent | Hal Tiffany Agency Inc | 2573 Hamline Ave N Ste B, Roseville, MN, 55113 | 42.3 | |
| Liberty Mutual Independent | Rdm Insurance Agency Inc. | 9201 Lexington Ave N, Circle Pines, MN, 55014 | 36.6 | |
| Travelers | Hatch Insurance Agency Inc | 6121 Baker Rd Ste 102, Minnetonka, MN, 55345 | 41.8 | |
| Farmers | Gretchen Frana | 5445 28th Ave S, Minneapolis, MN, 55417 | 46.1 | |
| State Farm | Ben Just | 14850 Scenic Hts Rd Ste 155, Eden Prairie, MN, 55344-2244 | 43.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Minnesota | $199,700 | $1,192 | $810 | $1,640 | $830 |
| Sherburne County, MN | $204,100 | $1,121 | $760 | $1,590 | $830 |
| Sherburne County, MN | $204,100 | $1,121 | $750 | $1,560 | $810 |
| Albertville, MN | $198,700 | $845 | $580 | $1,210 | $630 |
| Corcoran, MN | $304,500 | $1,061 | $730 | $1,460 | $730 |
| Kimball, MN | $136,500 | $960 | $640 | $1,330 | $690 |
| Maine Prairie, MN | $238,600 | $1,306 | $890 | $1,800 | $910 |
| Lexington, MN | $162,700 | $1,066 | $770 | $1,510 | $740 |
| Mounds View, MN | $179,300 | $800 | $570 | $1,140 | $570 |
| Lewis, MN | $218,800 | $1,249 | $860 | $1,710 | $850 |
| Zion, MN | $212,000 | $1,229 | $820 | $1,680 | $860 |
| Union Grove, MN | $181,700 | $1,133 | $770 | $1,550 | $780 |
| Dahlgren, MN | $377,900 | $1,757 | $1,270 | $2,420 | $1,150 |