Gavop shows you how to buy homeowners insurance in Brunswick County, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $57,000 | $50,000 | $25,000-$50,000 |
| 2 Bedroom | $85,000 | $70,000 | $75,000-$100,000 |
| 3 Bedroom | $171,000 | $150,000 | $175,000-$200,000 |
| 4 Bedroom | $248,000 | $200,000 | $250,000-$300,000 |
| 5 Bedroom | $387,500 | $360,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$155 | $814 |
| Superior Protection Discount | -$97 | $873 |
| Fire & Security Discount | -$107 | $863 |
| Hail Resistant Roof Discount | -$29 | $941 |
| Newly Constructed Home Discount | -$194 | $776 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Brunswick County | $2,500 | $958 | $3,458 | $696 | $3,196 | $262 |
| Brunswick County, NC | $1,000 | $958 | $1,958 | $696 | $1,696 | $262 |
| Ocean Isle Beach, NC | $100 | $2,285 | $2,385 | $1,661 | $1,761 | $625 |
| Hightsville, NC | $700 | $1,040 | $1,740 | $756 | $1,456 | $284 |
| Kings Grant, NC | $200 | $739 | $939 | $537 | $737 | $202 |
| Skippers Corner, NC | $2,500 | $1,033 | $3,533 | $751 | $3,251 | $282 |
| Murraysville, NC | $100 | $797 | $897 | $579 | $679 | $218 |
| Grady, NC | $700 | $568 | $1,268 | $413 | $1,113 | $155 |
| Caswell, NC | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Hampstead, NC | $1,000 | $1,085 | $2,085 | $788 | $1,788 | $296 |
| Horry County, SC | $400 | $994 | $1,394 | $722 | $1,122 | $272 |
| Home Insurance Company Brunswick County, NC | Homeowners Insurance Agency Brunswick County, NC | Address | Popularity Score | Distance from Brunswick County (miles) |
|---|---|---|---|---|
| Travelers | Coastal Insurance | 4625 Main St, Shallotte, NC, 28470 | 9.7 | |
| State Farm | Josh London | 1112 E Cutlar Crossing Ste 104, Leland, NC, 28451-7678 | 15.3 | |
| Allstate | Rusty Russ | 4746 Main St, Shallotte, NC, 28459 | 10.0 | |
| Liberty Mutual Independent | Bladen Insurance Agency Llc | 300 A S Peplar St, Elizabethtown, NC, 28337 | 45.9 | |
| Travelers | Coastal Insurance | 4625 Main St Hwy17 Business, Shallotte, NC, 28470 | 9.7 | |
| State Farm | Kristin Dowdy | 5011 Northside Dr, Shallotte, NC, 28470-4461 | 9.8 | |
| State Farm | Thomas Murphy | 5525 Crlna Bch Rd, Wilmington, NC, 28412-2607 | 18.6 | |
| Nationwide | B&R Ins & Fin Products Inc | 6303 Oleander Dr Ste 102b, Wilmington, NC, 28403-3577 | 25.4 | |
| Liberty Mutual Independent | George Chadwick Insurance | 3301 Wrightsville Ave, Wilmington, NC, 28403 | 22.6 | |
| Travelers | Lacy West Insurance Agenc | 700 West Broad Street, Elizabethtown, NC, 28337 | 46.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $620 | $1,230 | $610 |
| Brunswick County, NC | $194,700 | $970 | $660 | $1,370 | $710 |
| Brunswick County, NC | $194,700 | $970 | $650 | $1,340 | $690 |
| Ocean Isle Beach, NC | $527,000 | $2,313 | $1,690 | $3,280 | $1,590 |
| Hightsville, NC | $208,300 | $1,053 | $760 | $1,440 | $680 |
| Kings Grant, NC | $160,000 | $748 | $510 | $1,020 | $510 |
| Skippers Corner, NC | $206,000 | $1,046 | $700 | $1,430 | $730 |
| Murraysville, NC | $179,400 | $806 | $580 | $1,120 | $540 |
| Grady, NC | $91,000 | $575 | $390 | $790 | $400 |
| Caswell, NC | $99,500 | $621 | $440 | $850 | $410 |
| Hampstead, NC | $223,300 | $1,098 | $800 | $1,560 | $760 |
| Horry County, SC | $166,500 | $1,006 | $720 | $1,430 | $710 |