Gavop tells you how to get the best homeowners insurance in St. Bernard, LA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| St. Bernard, LA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Bridgehead St, Repose St, Randazzo Ln, Angela St, Bear Dr, Daniel Dr, Creely Dr, E Josephine St, Couture Rd, E St Jean Baptist St | $155,500 | $130,000 | $150,000-$175,000 | $82,000 | $70,000 | $50,000-$75,000 |
| Ocelot Dr, 3rd St, Perrin Dr, Daryl Dr, Volpe Dr, 3rd St, W Center St, Puma Dr, Palmisano St, Marcelle Dr | $122,000 | $110,000 | $125,000-$150,000 | $132,000 | $120,000 | $125,000-$150,000 |
| Pontalba St, Valor Dr, Rue Terre Aux, Beachead Ln, W Saint Bernard Hwy, Stella Dr, 4th St, Newport Dr, Carroll Dr, Tracy St | $101,500 | $90,000 | $100,000-$125,000 | $98,000 | $90,000 | $75,000-$100,000 |
| Genie St, Contemporary Ct, Citrus Ave, W Josephine St, la Fontaine, Buffon St, Keane Dr, Montesquieu St, Easy St, 3rd St | $150,000 | $140,000 | $175,000-$200,000 | $152,000 | $140,000 | $125,000-$150,000 |
| Remmie Drove, Jackson Blvd, Story Park Blvd, Bayou Rd, Rose St, W Claiborne Sq, Delille St, Queens Ct E, Maureen Ln, Evangeline Ave | $126,500 | $110,000 | $100,000-$125,000 | $91,500 | $80,000 | $100,000-$125,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$240 | $1,173 |
| Superior Protection Discount | -$141 | $1,272 |
| Fire & Security Discount | -$127 | $1,286 |
| Hail Resistant Roof Discount | -$42 | $1,371 |
| Newly Constructed Home Discount | -$325 | $1,088 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| St. Bernard Parish | $1,500 | $1,396 | $2,896 | $1,015 | $2,515 | $382 |
| St. Bernard, LA | $2,000 | $1,396 | $3,396 | $1,015 | $3,015 | $382 |
| Waveland, MS | $200 | $882 | $1,082 | $641 | $841 | $241 |
| Henderson Point, MS | $1,000 | $1,514 | $2,514 | $1,100 | $2,100 | $414 |
| Poydras, LA | $200 | $1,255 | $1,455 | $912 | $1,112 | $343 |
| Empire, LA | $1,000 | $726 | $1,726 | $528 | $1,528 | $198 |
| Biloxi, MS | $400 | $1,265 | $1,665 | $920 | $1,320 | $346 |
| Slidell, LA | $1,500 | $953 | $2,453 | $693 | $2,193 | $261 |
| Lyman, MS | $300 | $1,483 | $1,783 | $1,078 | $1,378 | $405 |
| Buras, LA | $2,500 | $800 | $3,300 | $582 | $3,082 | $219 |
| Pearl River, LA | $100 | $1,652 | $1,752 | $1,200 | $1,300 | $451 |
| St. Martin, MS | $2,000 | $825 | $2,825 | $599 | $2,599 | $225 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Louisiana | $152,900 | $1,666 | $1,170 | $2,400 | $1,230 |
| St. Bernard Parish, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| St. Bernard, LA | $139,200 | $1,413 | $990 | $2,030 | $1,040 |
| Waveland, MS | $125,200 | $893 | $600 | $1,220 | $620 |
| Henderson Point, MS | $176,000 | $1,532 | $1,120 | $2,110 | $990 |
| Poydras, LA | $104,600 | $1,270 | $890 | $1,830 | $940 |
| Empire, LA | $59,500 | $735 | $510 | $1,060 | $550 |
| Biloxi, MS | $154,800 | $1,281 | $910 | $1,830 | $920 |
| Slidell, LA | $157,000 | $965 | $680 | $1,390 | $710 |
| Lyman, MS | $169,800 | $1,501 | $1,080 | $2,130 | $1,050 |
| Buras, LA | $65,000 | $810 | $570 | $1,170 | $600 |
| Pearl River, LA | $153,900 | $1,672 | $1,170 | $2,410 | $1,240 |
| St. Martin, MS | $111,800 | $835 | $560 | $1,150 | $590 |