Gavop shows you how to buy homeowners insurance in Central, SC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $37,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 3 Bedroom | $118,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $182,000 | $160,000 | $150,000-$175,000 |
| 5 Bedroom | $343,500 | $280,000 | $350,000-$400,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$105 | $595 |
| Superior Protection Discount | -$70 | $631 |
| Fire & Security Discount | -$77 | $623 |
| Hail Resistant Roof Discount | -$21 | $680 |
| Newly Constructed Home Discount | -$203 | $497 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Pickens County | $2,500 | $860 | $3,360 | $625 | $3,125 | $235 |
| Central, SC | $1,500 | $692 | $2,192 | $503 | $2,003 | $189 |
| West Union, SC | $400 | $666 | $1,066 | $484 | $884 | $182 |
| Berea, SC | $700 | $642 | $1,342 | $466 | $1,166 | $175 |
| Sans Souci, SC | $300 | $606 | $906 | $440 | $740 | $165 |
| Greenville, SC | $700 | $1,011 | $1,711 | $735 | $1,435 | $276 |
| Lowndesville, SC | $100 | $558 | $658 | $406 | $506 | $153 |
| Rabun County, GA | $700 | $838 | $1,538 | $609 | $1,309 | $229 |
| Wellford, SC | $200 | $637 | $837 | $463 | $663 | $174 |
| Millshoal, NC | $1,500 | $899 | $2,399 | $653 | $2,153 | $246 |
| Elberton, GA | $500 | $588 | $1,088 | $427 | $927 | $161 |
| Enoree, SC | $1,000 | $492 | $1,492 | $358 | $1,358 | $134 |
| Home Insurance Company Central, SC | Homeowners Insurance Agency Central, SC | Address | Popularity Score | Distance from Central (miles) |
|---|---|---|---|---|
| State Farm | Seth Crow | 26 N Commerce St, Liberty, SC, 29657-1108 | 6.3 | |
| State Farm | Ron Haskell | 804 N Main St, Anderson, SC, 29621-5525 | 16.9 | |
| State Farm | Mahler Nunez | 1905 Laurens Rd, Greenville, SC, 29607-2912 | 25.2 | |
| State Farm | Jon Aprile | 1026 By Pass 123 Ste D, Seneca, SC, 29678-4761 | 11.9 | |
| Travelers | Powdersville Insurance Agency | 209 Siloam Rd, Easley, SC, 29642 | 17.1 | |
| Travelers | Insurance Agency Of The Foothills | 115 Eagles Nest Dr Ste E, Seneca, SC, 29678 | 10.0 | |
| Allstate | Shane Smith | 1376 Tiger Blvd Ste 200, Clemson, SC, 29631 | 3.7 | |
| Liberty Mutual Independent | Palmetto Insurance | 715 Anderson St, Belton, SC, 29627 | 21.4 | |
| Nationwide | Sherry W Grant | 6732 Calhoun Memorial Hwy, Easley, SC, 29640-3672 | 12.5 | |
| State Farm | Anne Mcalister | 100 Century Plaza Dr Ste 1, Seneca, SC, 29678-0850 | 9.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| South Carolina | $148,600 | $989 | $670 | $1,400 | $730 |
| Pickens County, SC | $132,300 | $870 | $640 | $1,230 | $590 |
| Central, SC | $121,900 | $701 | $470 | $970 | $500 |
| West Union, SC | $97,500 | $674 | $460 | $960 | $500 |
| Berea, SC | $112,200 | $649 | $470 | $920 | $450 |
| Sans Souci, SC | $95,400 | $613 | $450 | $880 | $430 |
| Greenville, SC | $170,300 | $1,023 | $700 | $1,450 | $750 |
| Lowndesville, SC | $82,500 | $565 | $380 | $800 | $420 |
| Rabun County, GA | $157,800 | $848 | $610 | $1,210 | $600 |
| Wellford, SC | $111,500 | $645 | $430 | $920 | $490 |
| Millshoal, NC | $165,500 | $910 | $660 | $1,300 | $640 |
| Elberton, GA | $82,500 | $595 | $400 | $850 | $450 |
| Enoree, SC | $73,800 | $498 | $340 | $690 | $350 |