Gavop shows you how to buy homeowners insurance in Mendon, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| 2 Bedroom | $274,500 | $250,000 | $300,000-$350,000 |
| 3 Bedroom | $346,500 | $310,000 | $300,000-$350,000 |
| 4 Bedroom | $502,500 | $450,000 | $400,000-$500,000 |
| 5 Bedroom | $633,500 | $530,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$129 | $677 |
| Superior Protection Discount | -$73 | $733 |
| Fire & Security Discount | -$64 | $741 |
| Hail Resistant Roof Discount | -$24 | $781 |
| Newly Constructed Home Discount | -$234 | $572 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,914 |
| Physical Damage | $2,488 |
| Hail Damage | $4,665 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $46,016 |
| Smoke | $17,054 |
| Home Insurance Company Mendon, NY | Homeowners Insurance Agency Mendon, NY | Address | Popularity Score | Distance from Mendon (miles) |
|---|---|---|---|---|
| Erie | Southern Hills Insurance Agency Inc. | 41 W Main Street, Honeoye Falls, NY, 14472 | 2.8 | |
| Allstate | Todd Jamalkowski | 100 Meridian Ctr Blvd Ste 200, Rochester, NY, 14618 | 8.5 | |
| Travelers | Ag Gaesser Agency, Inc. | 1220 Fairport Rd, Fairport, NY, 14450 | 9.4 | |
| Erie | Michelle Lebel Agency | 4495 W Henrietta Road, Henrietta, NY, 14467 | 7.3 | |
| State Farm | Mike Callan | 1555 E Henrietta Rd, Rochester, NY, 14623-3115 | 7.9 | |
| Travelers | Gregory P Malley | 3021 Brighton Henrietta T/L Rd, Rochester, NY, 14623 | 8.1 | |
| State Farm | Tim Jones | 111 Marsh Rd, Pittsford, NY, 14534-1630 | 8.8 | |
| Allstate | Joseph Schroeder | 572 Titus Ave, Rochester, NY, 14617 | 15.9 | |
| Liberty Mutual Independent | First Niagara Risk Management | 777 Canal View Blvd Ste 100, Rochester, NY, 14623 | 8.2 | |
| Travelers | Pinnacle Insurance Agency | 3255 Brighton-Henrietta Town Line Rd, Rochester, NY, 14623 | 8.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $830 | $1,610 | $780 |
| Monroe County, NY | $142,300 | $612 | $440 | $880 | $440 |
| Mendon, NY | $250,300 | $806 | $580 | $1,120 | $540 |
| Livonia Center, NY | $165,300 | $675 | $480 | $920 | $440 |
| Canandaigua, NY | $161,300 | $619 | $430 | $850 | $420 |
| York Hamlet, NY | $138,900 | $626 | $430 | $900 | $470 |
| Clarendon, NY | $101,600 | $592 | $420 | $820 | $400 |
| Jerusalem, NY | $169,900 | $685 | $500 | $970 | $470 |
| Barre, NY | $90,500 | $590 | $420 | $840 | $420 |
| Fayette, NY | $109,200 | $595 | $410 | $850 | $440 |
| Gaines, NY | $86,200 | $591 | $420 | $820 | $400 |
| Union Springs, NY | $125,000 | $608 | $430 | $850 | $420 |
| Akron, NY | $115,800 | $599 | $410 | $820 | $410 |