Gavop shows you how to buy homeowners insurance in Autauga County, AL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $53,000 | $50,000 | $50,000-$75,000 |
| 2 Bedroom | $100,000 | $90,000 | $75,000-$100,000 |
| 3 Bedroom | $142,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $165,500 | $140,000 | $150,000-$175,000 |
| 5 Bedroom | $349,500 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$204 | $931 |
| Superior Protection Discount | -$102 | $1,033 |
| Fire & Security Discount | -$114 | $1,022 |
| Hail Resistant Roof Discount | -$23 | $1,113 |
| Newly Constructed Home Discount | -$329 | $806 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Autauga County | $700 | $1,122 | $1,822 | $815 | $1,515 | $307 |
| Autauga County, AL | $2,500 | $1,122 | $3,622 | $815 | $3,315 | $307 |
| Verbena, AL | $500 | $722 | $1,222 | $525 | $1,025 | $197 |
| Selma, AL | $2,500 | $875 | $3,375 | $636 | $3,136 | $239 |
| Montgomery, AL | $300 | $1,004 | $1,304 | $730 | $1,030 | $274 |
| Hayneville, AL | $2,000 | $709 | $2,709 | $516 | $2,516 | $194 |
| Mosses, AL | $200 | $719 | $919 | $523 | $723 | $197 |
| Mount Meigs, AL | $2,500 | $991 | $3,491 | $720 | $3,220 | $271 |
| Fayetteville, AL | $2,500 | $883 | $3,383 | $642 | $3,142 | $241 |
| Shorter-Hardaway, AL | $200 | $880 | $1,080 | $640 | $840 | $241 |
| Alabaster, AL | $2,500 | $1,182 | $3,682 | $859 | $3,359 | $323 |
| Home Insurance Company Autauga County, AL | Homeowners Insurance Agency Autauga County, AL | Address | Popularity Score | Distance from Autauga County (miles) |
|---|---|---|---|---|
| Travelers | The Chandler Insurance Agency Llc | 2800 Zelda Road Suite 200-7, Montgomery, AL, 36106 | 25.3 | |
| Travelers | The Morris Agency Inc | 1003 Broad St, Selma, AL, 36701 | 23.7 | |
| Travelers | Liveoak Agency Inc | 4791 Main St, Millbrook, AL, 36054 | 16.3 | |
| State Farm | Craig Dorris | 407 W College St, Columbiana, AL, 35051-9523 | 44.3 | |
| State Farm | Jami Noe | 56 Marketplace Cir Ste B, Calera, AL, 35040-8207 | 43.1 | |
| State Farm | Clay Carroll | 2531 Bell Rd, Montgomery, AL, 36117-4369 | 29.4 | |
| Travelers | Gene Jones Insurance Agency Inc | 3347 Highway 14, Millbrook, AL, 36054 | 15.5 | |
| Travelers | Shubert & Associates | 100 Carrington Ln, Calera, AL, 35040 | 43.8 | |
| Travelers | Davis & Davis Insurance Agency Inc | 401 6th St N, Clanton, AL, 35046 | 21.1 | |
| Allstate | Christin Millard | 62 Church St, Jemison, AL, 35085 | 29.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Alabama | $132,100 | $1,168 | $810 | $1,620 | $810 |
| Autauga County, AL | $143,000 | $1,136 | $760 | $1,600 | $840 |
| Autauga County, AL | $143,000 | $1,136 | $830 | $1,560 | $730 |
| Verbena, AL | $81,700 | $731 | $530 | $1,020 | $490 |
| Selma, AL | $89,700 | $886 | $630 | $1,210 | $580 |
| Montgomery, AL | $118,000 | $1,016 | $720 | $1,400 | $680 |
| Hayneville, AL | $60,900 | $718 | $490 | $980 | $490 |
| Mosses, AL | $62,200 | $728 | $530 | $1,010 | $480 |
| Mount Meigs, AL | $216,100 | $1,003 | $720 | $1,380 | $660 |
| Fayetteville, AL | $85,200 | $894 | $650 | $1,260 | $610 |
| Shorter-Hardaway, AL | $84,900 | $891 | $640 | $1,240 | $600 |
| Alabaster, AL | $167,800 | $1,196 | $870 | $1,710 | $840 |