Gavop's guide to buying homeowners insurance in Richfield, WI covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $80,500 | $60,000 | $75,000-$100,000 |
| 2 Bedroom | $184,500 | $180,000 | $150,000-$175,000 |
| 3 Bedroom | $313,000 | $270,000 | $300,000-$350,000 |
| 4 Bedroom | $415,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $733,000 | $600,000 | $600,000-$700,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$125 | $571 |
| Superior Protection Discount | -$63 | $634 |
| Fire & Security Discount | -$49 | $648 |
| Hail Resistant Roof Discount | -$21 | $675 |
| Newly Constructed Home Discount | -$195 | $501 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Washington County | $2,500 | $722 | $3,222 | $524 | $3,024 | $197 |
| Richfield, WI | $700 | $688 | $1,388 | $500 | $1,200 | $188 |
| Waukesha, WI | $400 | $693 | $1,093 | $504 | $904 | $189 |
| Waubeka, WI | $700 | $787 | $1,487 | $572 | $1,272 | $215 |
| Ashford, WI | $100 | $714 | $814 | $519 | $619 | $195 |
| Lomira, WI | $700 | $654 | $1,354 | $475 | $1,175 | $179 |
| Potter Lake, WI | $300 | $733 | $1,033 | $533 | $833 | $200 |
| Rochester, WI | $700 | $755 | $1,455 | $549 | $1,249 | $206 |
| North Fond du Lac, WI | $100 | $485 | $585 | $353 | $453 | $133 |
| Fox Lake, WI | $700 | $782 | $1,482 | $568 | $1,268 | $214 |
| Christiana, WI | $100 | $817 | $917 | $594 | $694 | $223 |
| Randall, WI | $1,500 | $755 | $2,255 | $549 | $2,049 | $206 |
| Home Insurance Company Richfield, WI | Homeowners Insurance Agency Richfield, WI | Address | Popularity Score | Distance from Richfield (miles) |
|---|---|---|---|---|
| Travelers | David Insurance Agency | 1300 South Green Bay Road, Racine, WI, 53406 | 41.0 | |
| State Farm | Rich Dern | 10335 W Oklahoma Ave Ste 101, Milwaukee, WI, 53227-4155 | 19.9 | |
| State Farm | Alan Jordan | 201 Kettle Moraine Dr N, Slinger, WI, 53086 | 7.1 | |
| State Farm | Brian Brecklin | 2448 S 102nd Street Suite 275, West Allis, WI, 53227-2467 | 19.2 | |
| State Farm | Ben Rabenn | N112w16076 Mequon Road Ste B, Germantown, WI, 53022-3333 | 6.4 | |
| State Farm | Bernie Furlong | W194n11221 Mccormick Dr, Germantown, WI, 53022-3031 | 4.5 | |
| Travelers | Frydach Insurance Agency Inc | W175 N11163 Stonewood Dr Suite 229, Germantown, WI, 53022 | 5.6 | |
| Erie | Provident Insurance Group | 9323 W Greenfield Avenue Suite A, West Allis, WI, 53214 | 18.6 | |
| Erie | Bronson Insurance Services Llc | 5464 N Port Washington Road A2, Milwaukee, WI, 53217 | 18.2 | |
| State Farm | Carl Krejcha Jr | 3015 Douglas Ave, Racine, WI, 53402-4188 | 40.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Wisconsin | $169,300 | $685 | $490 | $970 | $480 |
| Washington County, WI | $219,600 | $730 | $500 | $1,020 | $520 |
| Richfield, WI | $293,800 | $696 | $470 | $970 | $500 |
| Waukesha, WI | $194,800 | $701 | $500 | $960 | $460 |
| Waubeka, WI | $262,500 | $797 | $530 | $1,120 | $590 |
| Ashford, WI | $194,400 | $723 | $510 | $1,030 | $520 |
| Lomira, WI | $156,100 | $662 | $450 | $950 | $500 |
| Potter Lake, WI | $209,900 | $742 | $500 | $1,050 | $550 |
| Rochester, WI | $229,600 | $764 | $560 | $1,080 | $520 |
| North Fond du Lac, WI | $90,000 | $491 | $340 | $680 | $340 |
| Fox Lake, WI | $256,600 | $791 | $550 | $1,080 | $530 |
| Christiana, WI | $291,800 | $827 | $600 | $1,180 | $580 |
| Randall, WI | $229,300 | $764 | $560 | $1,080 | $520 |