Gavop tells you how to get the best homeowners insurance in Northampton County, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $63,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $90,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $145,000 | $130,000 | $125,000-$150,000 |
| 4 Bedroom | $223,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $405,000 | $380,000 | $400,000-$500,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$107 | $561 |
| Superior Protection Discount | -$67 | $601 |
| Fire & Security Discount | -$47 | $621 |
| Hail Resistant Roof Discount | -$13 | $654 |
| Newly Constructed Home Discount | -$154 | $514 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Northampton County | $1,500 | $660 | $2,160 | $479 | $1,979 | $180 |
| Northampton County, VA | $700 | $660 | $1,360 | $479 | $1,179 | $180 |
| Onancock, VA | $500 | $824 | $1,324 | $599 | $1,099 | $225 |
| Petsworth, VA | $400 | $739 | $1,139 | $537 | $937 | $202 |
| Newport, VA | $2,500 | $829 | $3,329 | $603 | $3,103 | $227 |
| Saxis, VA | $400 | $522 | $922 | $379 | $779 | $143 |
| Crisfield, MD | $2,000 | $624 | $2,624 | $454 | $2,454 | $171 |
| Smith Island, MD | $200 | $655 | $855 | $476 | $676 | $179 |
| Shanghai, VA | $500 | $824 | $1,324 | $599 | $1,099 | $225 |
| Home Insurance Company Northampton County, VA | Homeowners Insurance Agency Northampton County, VA | Address | Popularity Score | Distance from Northampton County (miles) |
|---|---|---|---|---|
| Allstate | Nelson Kelley | 12472 Warwick Blvd, Newport News, VA, 23606 | 35.2 | |
| Nationwide | The Braun Agency Inc | 6062 Indian River Rd Ste 101, Virginia Beach, VA, 23464-0000 | 37.2 | |
| Allstate | Breion Rose | 161 Herman Melville Ave, Newport News, VA, 23606 | 34.6 | |
| State Farm | Deborah Womack | 730 High St, Portsmouth, VA, 23704-3426 | 38.6 | |
| State Farm | Mike Lindsey | Ste 100b 927 Battlefield Blvd N, Chesapeake, VA, 23320-4853 | 41.9 | |
| State Farm | Sean Crane | 503 Crawford St, Portsmouth, VA, 23704-3805 | 38.3 | |
| Farmers | Robert Tassone | 10880 General Puller Hwy Ste G, Hartfield, VA, 23071 | 33.6 | |
| State Farm | Ronnie Whitehead | 18476 Canteberry Ln, Smithfield, VA, 23430-6065 | 44.3 | |
| Liberty Mutual Independent | Insco Insurance Group | 5511 Princess Anne Rd, Virginia Beach, VA, 23462 | 35.2 | |
| Travelers | Insurance Agency Services Llc | 552s Battlefield Blvd, Chesapeake, VA, 23322 | 44.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Northampton County, VA | $165,800 | $668 | $450 | $950 | $500 |
| Northampton County, VA | $165,800 | $668 | $450 | $920 | $470 |
| Onancock, VA | $181,900 | $834 | $570 | $1,180 | $610 |
| Petsworth, VA | $212,000 | $748 | $510 | $1,030 | $520 |
| Newport, VA | $296,100 | $839 | $570 | $1,180 | $610 |
| Saxis, VA | $95,000 | $528 | $370 | $760 | $390 |
| Crisfield, MD | $99,200 | $632 | $500 | $800 | $300 |
| Smith Island, MD | $115,800 | $663 | $520 | $840 | $320 |
| Shanghai, VA | $182,100 | $834 | $600 | $1,140 | $540 |