Gavop shows you how to buy homeowners insurance in Marion, NC by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $47,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $98,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $121,000 | $110,000 | $75,000-$100,000 |
| 4 Bedroom | $152,500 | $140,000 | $125,000-$150,000 |
| 5 Bedroom | $131,500 | $120,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$118 | $503 |
| Superior Protection Discount | -$56 | $565 |
| Fire & Security Discount | -$62 | $559 |
| Hail Resistant Roof Discount | -$12 | $609 |
| Newly Constructed Home Discount | -$180 | $441 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McDowell County | $1,000 | $648 | $1,648 | $471 | $1,471 | $177 |
| Marion, NC | $700 | $614 | $1,314 | $446 | $1,146 | $168 |
| Glenwood, NC | $400 | $677 | $1,077 | $492 | $892 | $185 |
| Cooper Gap, NC | $2,000 | $852 | $2,852 | $619 | $2,619 | $233 |
| Grandfather, NC | $400 | $540 | $940 | $392 | $792 | $148 |
| Green Creek, NC | $2,000 | $907 | $2,907 | $659 | $2,659 | $248 |
| Fallston, NC | $100 | $766 | $866 | $556 | $656 | $209 |
| Cleveland County, NC | $700 | $649 | $1,349 | $472 | $1,172 | $177 |
| Horse Shoe, NC | $400 | $1,046 | $1,446 | $760 | $1,160 | $286 |
| Green River, NC | $1,500 | $1,031 | $2,531 | $750 | $2,250 | $282 |
| Macedonia, SC | $400 | $669 | $1,069 | $486 | $886 | $183 |
| Ellendale, NC | $2,500 | $863 | $3,363 | $627 | $3,127 | $236 |
| Home Insurance Company Marion, NC | Homeowners Insurance Agency Marion, NC | Address | Popularity Score | Distance from Marion (miles) |
|---|---|---|---|---|
| Travelers | Farris Insurance Agency Inc | 1101 Us Highway 70, Connelly Springs, NC, 28612 | 31.4 | |
| State Farm | Kevin Mcmillan | 55 Northwest Blvd, Newton, NC, 28658-3955 | 46.7 | |
| Travelers | Lincoln Insurance Agency Inc | 510 East Main Street, Lincolnton, NC, 28092 | 48.4 | |
| Travelers | Morrow Insurance Agency | 246 South Main Street, Marion, NC, 28752 | 3.6 | |
| Allstate | John Brown | 503 E Main St, Cherryville, NC, 28021 | 44.8 | |
| Travelers | Cordell Harris Insurance Agency Inc | 362 10th Ave Dr Ne, Hickory, NC, 28601 | 40.9 | |
| Travelers | Iris Fox Insurance | 103 Carbon City Rd, Morganton, NC, 28655 | 19.3 | |
| State Farm | Paul Parker | 1203 E Main St, Lincolnton, NC, 28092-3839 | 48.8 | |
| State Farm | Al Adams | 540 Oak St, Forest City, NC, 28043-3583 | 28.0 | |
| Nationwide | Rick Hamby Agency Inc | 423 4th St Sw, Hickory, NC, 28602 | 40.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| North Carolina | $161,000 | $894 | $600 | $1,240 | $640 |
| McDowell County, NC | $110,400 | $656 | $450 | $910 | $460 |
| Marion, NC | $108,700 | $621 | $440 | $850 | $410 |
| Glenwood, NC | $112,100 | $685 | $470 | $970 | $500 |
| Cooper Gap, NC | $152,600 | $862 | $590 | $1,190 | $600 |
| Grandfather, NC | $833,300 | $547 | $370 | $750 | $380 |
| Green Creek, NC | $167,500 | $918 | $620 | $1,270 | $650 |
| Fallston, NC | $131,700 | $775 | $530 | $1,100 | $570 |
| Cleveland County, NC | $110,500 | $657 | $450 | $910 | $460 |
| Horse Shoe, NC | $210,300 | $1,059 | $770 | $1,460 | $690 |
| Green River, NC | $205,200 | $1,044 | $750 | $1,450 | $700 |
| Macedonia, SC | $105,500 | $677 | $490 | $960 | $470 |
| Ellendale, NC | $155,600 | $873 | $630 | $1,200 | $570 |