Gavop's guide to buying homeowners insurance in Sullivan County, MO covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Sullivan County, MO - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Lincoln St, Rolling Rd, Snyder St, State Hwy 6, N Cherry St, Hilton Dr, Saffron, Inca Dr, Fulton Dr, S Water St | $110,500 | $100,000 | $100,000-$125,000 | $57,000 | $50,000 | $50,000-$75,000 |
| Hwy Ab, W 1st St, Eclipse Rd, Ram Rd, Edge Dr, Woodland Dr, Paddock, S Market St, State Hwy Ab, Skylark Rd | $109,000 | $100,000 | $75,000-$100,000 | $73,000 | $60,000 | $50,000-$75,000 |
| Gold Dr, Stunt Rd, Jubilee Rd, Opal Rd, Nutmeg Rd, N 4th St, Hwy 129, 240th St, 1st St, Murray St | $78,000 | $70,000 | $50,000-$75,000 | $86,500 | $80,000 | $50,000-$75,000 |
| SW State St, Royal Rd, State Hwy Aa, E 5th St, Apple Rd, Safari Rd, 3rd St, Duke Dr, State Hwy Bb, Rice St | $81,500 | $70,000 | $75,000-$100,000 | $46,500 | $40,000 | $25,000-$50,000 |
| S Broadway St, 6th St, Kay Rd, State Hwy U, Friend Dr, State Hwy 5, W 5th St, State Hwy CC, Deer Dr, Jasper Rd | $120,000 | $100,000 | $125,000-$150,000 | $84,500 | $70,000 | $50,000-$75,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$123 | $602 |
| Superior Protection Discount | -$65 | $660 |
| Fire & Security Discount | -$80 | $645 |
| Hail Resistant Roof Discount | -$22 | $703 |
| Newly Constructed Home Discount | -$188 | $536 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Sullivan County | $1,500 | $716 | $2,216 | $520 | $2,020 | $196 |
| Sullivan County, MO | $2,000 | $716 | $2,716 | $520 | $2,520 | $196 |
| Drake, MO | $1,000 | $869 | $1,869 | $632 | $1,632 | $238 |
| Worthington, MO | $300 | $618 | $918 | $449 | $749 | $169 |
| Elmer, MO | $1,500 | $589 | $2,089 | $428 | $1,928 | $161 |
| Glenwood, MO | $2,000 | $1,098 | $3,098 | $798 | $2,798 | $300 |
| Leisure Lake, MO | $400 | $867 | $1,267 | $630 | $1,030 | $237 |
| Warren, IA | $2,500 | $463 | $2,963 | $337 | $2,837 | $127 |
| Lancaster, MO | $500 | $776 | $1,276 | $564 | $1,064 | $212 |
| Home Insurance Company Sullivan County, MO | Homeowners Insurance Agency Sullivan County, MO | Address | Popularity Score | Distance from Sullivan County (miles) |
|---|---|---|---|---|
| State Farm | Stephanie Trager | 112 W Brooks Street, Brookfield, MO, 64628-1606 | 29.3 | |
| State Farm | Racquel Schempp | 1220 N Baltimore St, Kirksville, MO, 63501 | 28.4 | |
| State Farm | David Cochran | 2910 Oklahoma Ave, Trenton, MO, 64683-3405 | 27.4 | |
| Travelers | Robertson Insurance Services | 417 Locust St, Chillicothe, MO, 64601 | 37.2 | |
| Farmers | Scott Crose | 402 N Main St, Gallatin, MO, 64640 | 49.4 | |
| State Farm | Chris Trout | 800 Washington St, Chillicothe, MO, 64601-2232 | 37.0 | |
| State Farm | Jed Frost | 107a N Main Street Usa, Marceline, MO, 64658-1213 | 35.2 | |
| State Farm | Tim Tadlock | 122 N Market St, Gallatin, MO, 64640-1156 | 49.6 | |
| Allstate | Cynthia Black Rodgers | 102 S Main Street Usa, Marceline, MO, 64658 | 35.2 | |
| Allstate | Scott Ellis | 424 Washington St Ste A, Chillicothe, MO, 64601 | 37.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $750 | $1,540 | $790 |
| Sullivan County, MO | $77,700 | $725 | $520 | $1,040 | $520 |
| Sullivan County, MO | $77,700 | $725 | $490 | $1,010 | $520 |
| Drake, MO | $82,000 | $880 | $600 | $1,240 | $640 |
| Worthington, MO | $27,900 | $626 | $450 | $860 | $410 |
| Elmer, MO | $22,500 | $596 | $410 | $850 | $440 |
| Glenwood, MO | $155,800 | $1,111 | $740 | $1,520 | $780 |
| Leisure Lake, MO | $81,500 | $878 | $640 | $1,220 | $580 |
| Warren, IA | $51,600 | $469 | $320 | $650 | $330 |
| Lancaster, MO | $59,500 | $785 | $530 | $1,110 | $580 |