Gavop shows you how to buy homeowners insurance in Tupper Lake, NY by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Tupper Lake, NY - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Madore Farm Rd, Lafayette St, Marion St, Country Club Rd, Emma St, Racquette Flow Rd, Cedar St, Hurd Ave, Stetson Rd, Hebert Ave | $106,500 | $100,000 | $75,000-$100,000 | $125,500 | $120,000 | $100,000-$125,000 |
| Silver St, Tallman St, Becky Ave, Boyer Ave, Malerba Ave, Charland Rd, Lakeview Ave, Hill St, Raquette River Dr, Township 19 Club | $74,000 | $60,000 | $50,000-$75,000 | $70,000 | $60,000 | $50,000-$75,000 |
| Tamarac Dr, Oak St, Outback Rd, Arthur St, Baker St, Lantry St, Sunset Ave, Mohawk St, Leboeuf St, White Pine Ln | $140,000 | $130,000 | $125,000-$150,000 | $81,000 | $70,000 | $75,000-$100,000 |
| 3rd St, Pickering Ln, Kildare Rd, Co Hwy 49, Old Wawbeek Rd, Woods Ave, Ski Tow Rd, N Little Wolf Rd, Flanders St, Park Ridge | $173,500 | $160,000 | $175,000-$200,000 | $100,500 | $90,000 | $75,000-$100,000 |
| 4th St, 2nd Ave, S Little Wolf Rd, Cliff Ave, Gull Pond, Cliff Ave, Gull Pond Rd, Big Wolf Rd, Lake Shore Dr, Murray St | $169,500 | $140,000 | $125,000-$150,000 | $120,500 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$134 | $826 |
| Superior Protection Discount | -$96 | $864 |
| Fire & Security Discount | -$96 | $864 |
| Hail Resistant Roof Discount | -$29 | $931 |
| Newly Constructed Home Discount | -$240 | $720 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Franklin County | $1,000 | $1,201 | $2,201 | $873 | $1,873 | $328 |
| Tupper Lake, NY | $2,500 | $948 | $3,448 | $689 | $3,189 | $259 |
| Wilmington, NY | $100 | $776 | $876 | $564 | $664 | $212 |
| Bellmont, NY | $1,000 | $583 | $1,583 | $424 | $1,424 | $159 |
| Edwards, NY | $200 | $590 | $790 | $429 | $629 | $161 |
| Moira, NY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Au Sable Forks, NY | $200 | $591 | $791 | $429 | $629 | $161 |
| Saranac, NY | $2,500 | $595 | $3,095 | $432 | $2,932 | $163 |
| DeKalb Junction, NY | $300 | $593 | $893 | $431 | $731 | $162 |
| Diana, NY | $400 | $587 | $987 | $426 | $826 | $160 |
| Rensselaer Falls, NY | $700 | $594 | $1,294 | $432 | $1,132 | $162 |
| Home Insurance Company Tupper Lake, NY | Homeowners Insurance Agency Tupper Lake, NY | Address | Popularity Score | Distance from Tupper Lake (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | Gordon W Pratt Agency Inc | 2699 Main St , Lake Placid, NY, 12946 | 24.2 | |
| Nationwide | Kevin M Daniels | 20 Elm St, Potsdam, NY, 13676 | 39.0 | |
| Travelers | Weekes Agency | 9 E Main St, Gouverneur, NY, 13642 | 50.1 | |
| Travelers | Harrison A Rogers Agency Inc | 28 N Main St, Norfolk, NY, 13667 | 46.3 | |
| Travelers | Weekes Agency | 9 E Main St Po Box 426, Gouverneur, NY, 13642 | 50.1 | |
| Allstate | Patrick Kowalczyk | 336 W Main St, Malone, NY, 12953 | 42.6 | |
| State Farm | Dave Carver | 69 E Main St, Canton, NY, 13617-1444 | 42.0 | |
| Travelers | S Curtis Hayes Inc | 20 Broadway, Saranac Lake, NY, 12983 | 17.6 | |
| Travelers | James T Lahey Agency Inc | 28 Market Street, Potsdam, NY, 13676 | 39.1 | |
| Travelers | Ayres Insurance Agency Inc | 59 Main St, Saranac Lake, NY, 12983 | 17.6 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New York | $293,000 | $1,164 | $800 | $1,620 | $820 |
| Franklin County, NY | $102,200 | $1,215 | $890 | $1,690 | $800 |
| Tupper Lake, NY | $119,300 | $960 | $660 | $1,370 | $710 |
| Wilmington, NY | $204,900 | $785 | $570 | $1,120 | $550 |
| Bellmont, NY | $91,100 | $590 | $410 | $820 | $410 |
| Edwards, NY | $72,200 | $597 | $410 | $850 | $440 |
| Moira, NY | $90,400 | $590 | $420 | $810 | $390 |
| Au Sable Forks, NY | $113,200 | $598 | $400 | $830 | $430 |
| Saranac, NY | $119,100 | $602 | $420 | $850 | $430 |
| DeKalb Junction, NY | $67,200 | $600 | $440 | $830 | $390 |
| Diana, NY | $107,800 | $594 | $430 | $840 | $410 |
| Rensselaer Falls, NY | $67,000 | $601 | $440 | $820 | $380 |