Gavop tells you how to get the best homeowners insurance in Laclede County, MO by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $35,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $70,500 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $165,000 | $140,000 | $125,000-$150,000 |
| 4 Bedroom | $228,000 | $210,000 | $175,000-$200,000 |
| 5 Bedroom | $252,500 | $230,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$180 | $768 |
| Superior Protection Discount | -$95 | $854 |
| Fire & Security Discount | -$95 | $854 |
| Hail Resistant Roof Discount | -$19 | $930 |
| Newly Constructed Home Discount | -$237 | $711 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Laclede County | $2,500 | $937 | $3,437 | $681 | $3,181 | $256 |
| Laclede County, MO | $1,000 | $937 | $1,937 | $681 | $1,681 | $256 |
| Plato, MO | $300 | $834 | $1,134 | $606 | $906 | $228 |
| Wright County, MO | $2,500 | $754 | $3,254 | $548 | $3,048 | $206 |
| Niangua, MO | $100 | $1,076 | $1,176 | $782 | $882 | $294 |
| Gasconade, MO | $1,500 | $1,002 | $2,502 | $728 | $2,228 | $274 |
| Fordland, MO | $700 | $866 | $1,566 | $630 | $1,330 | $237 |
| Mountain Grove, MO | $200 | $693 | $893 | $504 | $704 | $189 |
| Licking, MO | $2,500 | $819 | $3,319 | $595 | $3,095 | $224 |
| Hickory County, MO | $400 | $756 | $1,156 | $549 | $949 | $207 |
| Phelps County, MO | $1,500 | $977 | $2,477 | $710 | $2,210 | $267 |
| Home Insurance Company Laclede County, MO | Homeowners Insurance Agency Laclede County, MO | Address | Popularity Score | Distance from Laclede County (miles) |
|---|---|---|---|---|
| Travelers | Deco Insurance Agency | 508 N Main St, Laurie, MO, 65038 | 40.0 | |
| State Farm | Fred Hynes | 533 N Jefferson Ave, Lebanon, MO, 65536-2743 | 4.4 | |
| State Farm | David Coday | 821 Nw 12th Ave, Ava, MO, 65608 | 48.3 | |
| State Farm | Scott Chase | 629 W Elm St, Lebanon, MO, 65536-3527 | 3.9 | |
| Travelers | Mid-Missouri Insurance Agency | 278 N Jefferson, Lebanon, MO, 65536 | 4.2 | |
| State Farm | Bob Hammons | 2953 E Chestnut Expy, Springfield, MO, 65802-2595 | 46.9 | |
| State Farm | Joe Vernon | 120 N Business Highway 54 E, Eldon, MO, 65026-2000 | 47.7 | |
| Travelers | Abp Insurance Agency | 231 W Commercial, Lebanon, MO, 65536 | 4.1 | |
| State Farm | Kathy Mckay | 211 S Bishop Ave Ste 1, Rolla, MO, 65401-4200 | 48.8 | |
| Travelers | Abp Insurance Agency | 231 W Commercial St, Lebanon, MO, 65536 | 4.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Missouri | $145,400 | $1,084 | $730 | $1,550 | $820 |
| Laclede County, MO | $112,700 | $948 | $650 | $1,350 | $700 |
| Laclede County, MO | $112,700 | $948 | $680 | $1,310 | $630 |
| Plato, MO | $73,100 | $844 | $580 | $1,200 | $620 |
| Wright County, MO | $89,500 | $763 | $520 | $1,090 | $570 |
| Niangua, MO | $147,300 | $1,089 | $740 | $1,540 | $800 |
| Gasconade, MO | $120,900 | $1,014 | $720 | $1,390 | $670 |
| Fordland, MO | $81,300 | $877 | $640 | $1,200 | $560 |
| Mountain Grove, MO | $71,000 | $701 | $510 | $970 | $460 |
| Licking, MO | $69,500 | $829 | $560 | $1,170 | $610 |
| Hickory County, MO | $90,200 | $765 | $540 | $1,090 | $550 |
| Phelps County, MO | $126,100 | $989 | $720 | $1,350 | $630 |