Gavop tells you how to get the best homeowners insurance in Owsley County, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $65,000 | $60,000 | $50,000-$75,000 |
| 3 Bedroom | $76,000 | $60,000 | $75,000-$100,000 |
| 4 Bedroom | $89,000 | $70,000 | $75,000-$100,000 |
| 5 Bedroom | $213,500 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$85 | $520 |
| Superior Protection Discount | -$60 | $544 |
| Fire & Security Discount | -$42 | $562 |
| Hail Resistant Roof Discount | -$18 | $586 |
| Newly Constructed Home Discount | -$157 | $447 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Owsley County | $1,500 | $597 | $2,097 | $434 | $1,934 | $163 |
| Owsley County, KY | $2,000 | $597 | $2,597 | $434 | $2,434 | $163 |
| Ravenna, KY | $100 | $618 | $718 | $449 | $549 | $169 |
| Perry County, KY | $2,500 | $612 | $3,112 | $445 | $2,945 | $167 |
| Hazel Green, KY | $300 | $661 | $961 | $480 | $780 | $181 |
| Grassy Creek, KY | $400 | $681 | $1,081 | $495 | $895 | $186 |
| Madison County, KY | $1,000 | $912 | $1,912 | $663 | $1,663 | $249 |
| Salyersville, KY | $200 | $623 | $823 | $453 | $653 | $170 |
| Wrigley, KY | $700 | $658 | $1,358 | $478 | $1,178 | $180 |
| Evarts, KY | $2,500 | $583 | $3,083 | $424 | $2,924 | $159 |
| Home Insurance Company Owsley County, KY | Homeowners Insurance Agency Owsley County, KY | Address | Popularity Score | Distance from Owsley County (miles) |
|---|---|---|---|---|
| Allstate | Paul Maupin | 1476 W Lexington Ave Ste A, Winchester, KY, 40391 | 49.2 | |
| State Farm | Craig Loftis | 145 Plaza Drive, Berea, KY, 40403 | 35.5 | |
| Allstate | Derrick Hensley | 219 Prince Royal Dr Ste 14, Berea, KY, 40403 | 35.5 | |
| State Farm | Tim Green | 3 N Main St, Winchester, KY, 40391 | 47.5 | |
| State Farm | Don Mills | 130 E Main St Ste 4, Richmond, KY, 40475-1653 | 39.9 | |
| Travelers | Cole Insurance Agency Inc | 312 Highland Park Drive, Richmond, KY, 40475 | 38.3 | |
| Allstate | Randy Howell | 100 Saint George St, Richmond, KY, 40475 | 40.5 | |
| State Farm | Teresa Jackson | 912 W Main St, Mount Vernon, KY, 40456-2504 | 36.5 | |
| State Farm | Jim Boone | 19 Linden Ave, Winchester, KY, 40391-1409 | 47.9 | |
| State Farm | Bill Anderson | 814 Bypass Rd, Winchester, KY, 40391-1002 | 49.1 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $620 | $1,250 | $630 |
| Owsley County, KY | $70,000 | $605 | $440 | $860 | $420 |
| Owsley County, KY | $70,000 | $605 | $420 | $860 | $440 |
| Ravenna, KY | $65,300 | $626 | $440 | $860 | $420 |
| Perry County, KY | $73,300 | $619 | $450 | $850 | $400 |
| Hazel Green, KY | $73,900 | $669 | $470 | $920 | $450 |
| Grassy Creek, KY | $78,000 | $689 | $480 | $980 | $500 |
| Madison County, KY | $151,000 | $924 | $660 | $1,280 | $620 |
| Salyersville, KY | $75,700 | $631 | $420 | $890 | $470 |
| Wrigley, KY | $73,300 | $666 | $490 | $930 | $440 |
| Evarts, KY | $58,700 | $590 | $400 | $820 | $420 |