Gavop's guide to buying homeowners insurance in Clintonia, IL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $39,000 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $109,000 | $100,000 | $100,000-$125,000 |
| 3 Bedroom | $97,000 | $90,000 | $100,000-$125,000 |
| 4 Bedroom | $203,000 | $180,000 | $200,000-$250,000 |
| 5 Bedroom | $230,500 | $190,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$142 | $693 |
| Superior Protection Discount | -$75 | $760 |
| Fire & Security Discount | -$84 | $752 |
| Hail Resistant Roof Discount | -$17 | $819 |
| Newly Constructed Home Discount | -$167 | $668 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| De Witt County | $700 | $591 | $1,291 | $429 | $1,129 | $161 |
| Clintonia, IL | $2,500 | $825 | $3,325 | $600 | $3,100 | $226 |
| Willow Branch, IL | $400 | $700 | $1,100 | $508 | $908 | $191 |
| Armington, IL | $1,500 | $556 | $2,056 | $404 | $1,904 | $152 |
| LaPlace, IL | $300 | $456 | $756 | $332 | $632 | $125 |
| Cheney's Grove, IL | $1,000 | $636 | $1,636 | $462 | $1,462 | $174 |
| Dalton City, IL | $500 | $614 | $1,114 | $446 | $946 | $168 |
| Drummer, IL | $1,500 | $693 | $2,193 | $503 | $2,003 | $189 |
| Gridley, IL | $100 | $737 | $837 | $536 | $636 | $201 |
| Indian Creek No. 7, IL | $2,000 | $640 | $2,640 | $465 | $2,465 | $175 |
| May, IL | $500 | $806 | $1,306 | $586 | $1,086 | $220 |
| Okaw, IL | $1,500 | $599 | $2,099 | $435 | $1,935 | $164 |
| Home Insurance Company Clintonia, IL | Homeowners Insurance Agency Clintonia, IL | Address | Popularity Score | Distance from Clintonia (miles) |
|---|---|---|---|---|
| State Farm | Axel Jimenez | 1520 E College Ave Ste E, Normal, IL, 61761-6155 | 22.8 | |
| State Farm | Kurt Lenschow | 2309c Village Green Pl, Champaign, IL, 61822-7686 | 36.3 | |
| Farmers | Loren Zimmerman | 2600 N Knoxville Ave, Peoria, IL, 61604 | 49.6 | |
| Travelers | Goodenow Insurance Agency Inc | 1207 N 8th Street, Springfield, IL, 62702 | 43.7 | |
| Liberty Mutual Independent | Wyman Group | 230 Sw Adams St Ste 501, Peoria, IL, 61602 | 48.1 | |
| Travelers | Peterson Insurance Services Inc | 117 W Main St, Clinton, IL, 61727 | 1.9 | |
| Allstate | Jami Renfrow | 110 S Wood St, Washington, IL, 61571 | 42.9 | |
| Allstate | Christopher Winters | 2707 W Washington St, Springfield, IL, 62702 | 46.8 | |
| State Farm | Larry Welton | 315 W Johnson St, Clinton, IL, 61727-1329 | 1.7 | |
| State Farm | Jeff Burtis | 3109 E Atlanta, Springfield, IL, 62702 | 41.2 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Illinois | $179,700 | $850 | $610 | $1,180 | $570 |
| De Witt County, IL | $98,000 | $598 | $410 | $840 | $430 |
| Clintonia, IL | $80,600 | $835 | $570 | $1,180 | $610 |
| Willow Branch, IL | $118,800 | $708 | $470 | $1,010 | $540 |
| Armington, IL | $76,400 | $563 | $410 | $810 | $400 |
| LaPlace, IL | $53,300 | $462 | $330 | $640 | $310 |
| Cheney's Grove, IL | $98,200 | $644 | $470 | $910 | $440 |
| Dalton City, IL | $91,800 | $621 | $440 | $860 | $420 |
| Drummer, IL | $116,400 | $701 | $500 | $1,000 | $500 |
| Gridley, IL | $132,400 | $746 | $510 | $1,070 | $560 |
| Indian Creek No. 7, IL | $99,500 | $648 | $470 | $890 | $420 |
| May, IL | $162,700 | $816 | $550 | $1,160 | $610 |
| Okaw, IL | $87,600 | $606 | $440 | $860 | $420 |