Gavop shows you how to buy homeowners insurance in Salt River, AZ by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $33,500 | $30,000 | $25,000-$50,000 |
| 2 Bedroom | $86,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $70,000 | $60,000 | $50,000-$75,000 |
| 4 Bedroom | $98,500 | $90,000 | $100,000-$125,000 |
| 5 Bedroom | $110,000 | $100,000 | $125,000-$150,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$120 | $735 |
| Superior Protection Discount | -$86 | $770 |
| Fire & Security Discount | -$86 | $770 |
| Hail Resistant Roof Discount | -$17 | $838 |
| Newly Constructed Home Discount | -$188 | $667 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Maricopa County | $700 | $748 | $1,448 | $543 | $1,243 | $204 |
| Salt River, AZ | $1,500 | $845 | $2,345 | $614 | $2,114 | $231 |
| Carefree, AZ | $200 | $1,953 | $2,153 | $1,419 | $1,619 | $534 |
| Cave Creek, AZ | $1,000 | $1,011 | $2,011 | $735 | $1,735 | $276 |
| Sun Lakes, AZ | $100 | $676 | $776 | $491 | $591 | $185 |
| Deer Valley, AZ | $700 | $744 | $1,444 | $541 | $1,241 | $203 |
| Gila Crossing, AZ | $100 | $598 | $698 | $434 | $534 | $163 |
| Casa Blanca, AZ | $1,500 | $558 | $2,058 | $406 | $1,906 | $153 |
| El Mirage, AZ | $300 | $624 | $924 | $453 | $753 | $170 |
| Citrus Park, AZ | $1,500 | $1,026 | $2,526 | $745 | $2,245 | $280 |
| Black Canyon City, AZ | $100 | $558 | $658 | $406 | $506 | $153 |
| Coolidge, AZ | $700 | $709 | $1,409 | $515 | $1,215 | $194 |
| Home Insurance Company Salt River, AZ | Homeowners Insurance Agency Salt River, AZ | Address | Popularity Score | Distance from Salt River (miles) |
|---|---|---|---|---|
| Farmers | Ryan Scruggs | 9051 W Kelton Ln Ste 5, Peoria, AZ, 85382 | 30.0 | |
| Travelers | All Your Insurance Inc | 2160 E Brown Rd Ste 2, Mesa, AZ, 85213 | 8.7 | |
| State Farm | Brad Dunlap | 8436 E Shea Blvd, Ste C103, Scottsdale, AZ, 85260 | 9.3 | |
| Allstate | Lance Runyan | 6731 E Brown Rd Ste 103, Mesa, AZ, 85205 | 8.9 | |
| Allstate | Steve Froehle | 9699 N Hayden Rd Ste E107, Scottsdale, AZ, 85258 | 9.7 | |
| State Farm | Mike Wilson | 1046 E Mckellips Rd, Mesa, AZ, 85203-2625 | 8.3 | |
| Travelers | Insurance Professionals Group | 3521 E Brown Rd Ste 101, Mesa, AZ, 85213 | 8.4 | |
| Allstate | James Machas | 8402 E Shea Blvd Ste 101, Scottsdale, AZ, 85260 | 9.3 | |
| Allstate | Steven Terry | 10411 E Mcdowell Mountain Ranch Rd Ste 100, Scottsdale, AZ, 85255 | 8.3 | |
| State Farm | Gary Garrett | 15678 N F L W Blvd Ste 105, Scottsdale, AZ, 85260-2093 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Arizona | $193,200 | $743 | $530 | $1,020 | $490 |
| Maricopa County, AZ | $225,000 | $757 | $510 | $1,080 | $570 |
| Salt River, AZ | $35,000 | $855 | $580 | $1,170 | $590 |
| Carefree, AZ | $687,800 | $1,977 | $1,420 | $2,790 | $1,370 |
| Cave Creek, AZ | $466,600 | $1,023 | $750 | $1,420 | $670 |
| Sun Lakes, AZ | $255,300 | $684 | $460 | $940 | $480 |
| Deer Valley, AZ | $316,200 | $753 | $510 | $1,040 | $530 |
| Gila Crossing, AZ | $116,100 | $605 | $440 | $870 | $430 |
| Casa Blanca, AZ | $101,200 | $565 | $410 | $800 | $390 |
| El Mirage, AZ | $136,300 | $631 | $450 | $870 | $420 |
| Citrus Park, AZ | $377,400 | $1,038 | $750 | $1,470 | $720 |
| Black Canyon City, AZ | $101,400 | $565 | $390 | $780 | $390 |
| Coolidge, AZ | $94,200 | $718 | $480 | $1,010 | $530 |