Gavop tells you how to get the best homeowners insurance in Crofton, KY by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $44,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $99,500 | $80,000 | $100,000-$125,000 |
| 3 Bedroom | $134,500 | $120,000 | $125,000-$150,000 |
| 4 Bedroom | $122,500 | $100,000 | $125,000-$150,000 |
| 5 Bedroom | $280,500 | $260,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$96 | $589 |
| Superior Protection Discount | -$62 | $623 |
| Fire & Security Discount | -$68 | $616 |
| Hail Resistant Roof Discount | -$21 | $664 |
| Newly Constructed Home Discount | -$171 | $513 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Christian County | $700 | $799 | $1,499 | $581 | $1,281 | $218 |
| Crofton, KY | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Earlington, KY | $200 | $604 | $804 | $439 | $639 | $165 |
| Pembroke, KY | $1,000 | $806 | $1,806 | $586 | $1,586 | $220 |
| Southeast Lyon, KY | $500 | $980 | $1,480 | $712 | $1,212 | $268 |
| Canton, KY | $1,500 | $869 | $2,369 | $632 | $2,132 | $238 |
| Beaver Dam, KY | $100 | $635 | $735 | $461 | $561 | $174 |
| Auburn, KY | $2,000 | $703 | $2,703 | $511 | $2,511 | $192 |
| Heflin-Beda, KY | $400 | $821 | $1,221 | $597 | $997 | $224 |
| Ohio County, KY | $700 | $676 | $1,376 | $491 | $1,191 | $185 |
| Hartford, KY | $400 | $708 | $1,108 | $515 | $915 | $194 |
| Hebbardsville-Robards, KY | $2,500 | $897 | $3,397 | $652 | $3,152 | $245 |
| Home Insurance Company Crofton, KY | Homeowners Insurance Agency Crofton, KY | Address | Popularity Score | Distance from Crofton (miles) |
|---|---|---|---|---|
| State Farm | Baker Gardner | 101 Ashley Plaza Cir Ste 1, Morgantown, KY, 42261-7236 | 45.2 | |
| State Farm | John Zieba | 230b Madison Square Drive, Madisonville, KY, 42431-2792 | 19.0 | |
| Erie | Nelson Dossett Insurance Llc | 122 N Madisonville Street, Crofton, KY, 42217 | 0.2 | |
| Travelers | Hometown Insurance Agency | 108 S Main St Suite 103, Madisonville, KY, 42431 | 19.4 | |
| Travelers | Morgan Trevathan & Gunn Inc | 106 E 12th St, Benton, KY, 42025 | 49.5 | |
| State Farm | Larry Krouse | 1100 Main St, Benton, KY, 42025-1450 | 49.5 | |
| State Farm | Claude Taylor | 800 N Main St, Beaver Dam, KY, 42320-1549 | 42.0 | |
| Travelers | Brown & Hammack Insurance | Po Box 349, Clay, KY, 42404 | 34.9 | |
| State Farm | Mike Walker | 1600 N Main St, Madisonville, KY, 42431-9020 | 21.0 | |
| State Farm | Perry Cheek | 643 South Main, Madisonville, KY, 42431-3039 | 18.9 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Kentucky | $130,000 | $896 | $650 | $1,250 | $600 |
| Christian County, KY | $112,200 | $809 | $560 | $1,120 | $560 |
| Crofton, KY | $88,400 | $684 | $460 | $970 | $510 |
| Earlington, KY | $62,500 | $611 | $440 | $870 | $430 |
| Pembroke, KY | $107,500 | $816 | $580 | $1,130 | $550 |
| Southeast Lyon, KY | $162,000 | $992 | $670 | $1,400 | $730 |
| Canton, KY | $125,100 | $880 | $620 | $1,220 | $600 |
| Beaver Dam, KY | $94,900 | $643 | $470 | $920 | $450 |
| Auburn, KY | $115,800 | $711 | $480 | $990 | $510 |
| Heflin-Beda, KY | $111,600 | $831 | $600 | $1,150 | $550 |
| Ohio County, KY | $88,300 | $684 | $500 | $940 | $440 |
| Hartford, KY | $84,100 | $717 | $520 | $1,020 | $500 |
| Hebbardsville-Robards, KY | $133,600 | $908 | $610 | $1,260 | $650 |