Gavop shows you how to buy homeowners insurance in McCurtain County, OK by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $27,500 | $20,000 | $25,000-$50,000 |
| 2 Bedroom | $63,000 | $50,000 | $50,000-$75,000 |
| 3 Bedroom | $76,000 | $70,000 | $75,000-$100,000 |
| 4 Bedroom | $99,500 | $90,000 | $75,000-$100,000 |
| 5 Bedroom | $220,000 | $180,000 | $200,000-$250,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$143 | $877 |
| Superior Protection Discount | -$102 | $918 |
| Fire & Security Discount | -$102 | $918 |
| Hail Resistant Roof Discount | -$31 | $990 |
| Newly Constructed Home Discount | -$204 | $816 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| McCurtain County | $2,000 | $1,008 | $3,008 | $733 | $2,733 | $275 |
| McCurtain County, OK | $700 | $1,008 | $1,708 | $733 | $1,433 | $275 |
| Broken Bow, OK | $300 | $819 | $1,119 | $595 | $895 | $224 |
| Millerton, OK | $2,000 | $959 | $2,959 | $697 | $2,697 | $262 |
| Manchester, TX | $100 | $1,382 | $1,482 | $1,004 | $1,104 | $378 |
| Vandervoort, AR | $2,500 | $697 | $3,197 | $506 | $3,006 | $190 |
| Fort Towson, OK | $200 | $1,174 | $1,374 | $853 | $1,053 | $321 |
| Hatfield, AR | $700 | $768 | $1,468 | $558 | $1,258 | $210 |
| Red River County, TX | $100 | $938 | $1,038 | $682 | $782 | $256 |
| Polk County, AR | $700 | $778 | $1,478 | $565 | $1,265 | $213 |
| Detroit, TX | $400 | $1,327 | $1,727 | $964 | $1,364 | $363 |
| Freedom, AR | $2,000 | $906 | $2,906 | $658 | $2,658 | $248 |
| Home Insurance Company McCurtain County, OK | Homeowners Insurance Agency McCurtain County, OK | Address | Popularity Score | Distance from McCurtain County (miles) |
|---|---|---|---|---|
| State Farm | Cameron Goodwin | 206 E Main St, Antlers, OK, 74523-3256 | 49.5 | |
| Farmers | Ron Neal | 28 N Broadway St, Broken Bow, OK, 74728 | 6.4 | |
| State Farm | Laverne Anderson | 306a Second Street Po Box 371, Talihina, OK, 74571 | 46.6 | |
| State Farm | Bob Terry | 902 Ne Lincoln Rd, Idabel, OK, 74745-7346 | 14.7 | |
| State Farm | Kevin Cory | 802 E Jackson St, Hugo, OK, 74743-4222 | 43.0 | |
| Farmers | Al House | 112 W Main St, Antlers, OK, 74523 | 49.6 | |
| Farmers | Dana Rabon | 1114 E Jackson St Ste B, Hugo, OK, 74743 | 42.8 | |
| Allstate | George Taylor | 118 N Broadway St, Hugo, OK, 74743 | 43.5 | |
| Travelers | Weeks Insurance Agencies Inc | 14 N Central Ave, Idabel, OK, 74745 | 15.7 | |
| Travelers | Mussett Brothers Ins | 1312 Se Washington St, Idabel, OK, 74745 | 15.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Oklahoma | $125,800 | $1,489 | $1,000 | $2,040 | $1,040 |
| McCurtain County, OK | $78,000 | $1,020 | $690 | $1,450 | $760 |
| McCurtain County, OK | $78,000 | $1,020 | $680 | $1,450 | $770 |
| Broken Bow, OK | $85,900 | $829 | $610 | $1,180 | $570 |
| Millerton, OK | $64,000 | $971 | $710 | $1,330 | $620 |
| Manchester, TX | $76,000 | $1,399 | $920 | $2,150 | $1,230 |
| Vandervoort, AR | $43,500 | $705 | $500 | $980 | $480 |
| Fort Towson, OK | $88,500 | $1,188 | $820 | $1,680 | $860 |
| Hatfield, AR | $56,500 | $777 | $540 | $1,070 | $530 |
| Red River County, TX | $65,200 | $950 | $630 | $1,460 | $830 |
| Polk County, AR | $87,100 | $787 | $530 | $1,080 | $550 |
| Detroit, TX | $66,300 | $1,343 | $890 | $2,070 | $1,180 |
| Freedom, AR | $83,100 | $917 | $660 | $1,260 | $600 |