Gavop's guide to buying homeowners insurance in Blaine, WA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Blaine, WA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Davit Ct, Oyster Dr, N Golf Course Dr, Bay Ridge Dr, 6th St, Creasey Rd, Ironwood Ct, Woolridge Ave, Richmond Cres, Skyline Dr | $212,000 | $200,000 | $200,000-$250,000 | $134,500 | $110,000 | $150,000-$175,000 |
| Harborview Rd, Parkland Dr, Seawan Pl, Dean Dr, Willeys Lake Rd, Nakat Way, White Rd, Beanblossom Ln, Goldeneye Ln, Kayak Way | $197,000 | $170,000 | $150,000-$175,000 | $150,000 | $120,000 | $125,000-$150,000 |
| Boundary Ln, Snohomish Rd, Belted Kingfisher Rd, Harborview Rd, Harborview Dr, Nemo Ct, Seaview Dr, Ham Rd, Dory Ct, D St | $268,500 | $230,000 | $250,000-$300,000 | $258,500 | $230,000 | $200,000-$250,000 |
| Snow Goose Ln, Seafair Dr, Steller Ln, Kitimat Way, Peace Portal Dr, Statvolt Rd, Seafair Ct, Yellow Fin Ct, Peace Rd, Helweg Rd | $256,000 | $240,000 | $200,000-$250,000 | $276,000 | $250,000 | $200,000-$250,000 |
| Abalone Way, Merganser Ct, Clark St, Clubhouse Point Dr, Fern St, Starfish Ln, Shadow Ridge Ln, Donald Way, Morrison Ave, Hughes Ave | $315,500 | $270,000 | $250,000-$300,000 | $221,000 | $210,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$100 | $564 |
| Superior Protection Discount | -$60 | $604 |
| Fire & Security Discount | -$60 | $604 |
| Hail Resistant Roof Discount | -$13 | $650 |
| Newly Constructed Home Discount | -$159 | $504 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Whatcom County | $700 | $793 | $1,493 | $576 | $1,276 | $217 |
| Blaine, WA | $1,000 | $656 | $1,656 | $476 | $1,476 | $179 |
| Ferndale, WA | $300 | $676 | $976 | $491 | $791 | $185 |
| Geneva, WA | $2,000 | $978 | $2,978 | $711 | $2,711 | $267 |
| Bow, WA | $1,500 | $738 | $2,238 | $536 | $2,036 | $202 |
| San Juan County, WA | $2,500 | $841 | $3,341 | $611 | $3,111 | $230 |
| Clear Lake, WA | $1,500 | $758 | $2,258 | $551 | $2,051 | $207 |
| North Whidbey Island, WA | $100 | $764 | $864 | $555 | $655 | $209 |
| Hamilton, WA | $700 | $551 | $1,251 | $401 | $1,101 | $151 |
| Home Insurance Company Blaine, WA | Homeowners Insurance Agency Blaine, WA | Address | Popularity Score | Distance from Blaine (miles) |
|---|---|---|---|---|
| Travelers | Madrona Point Insurance | 365 North Beach Rd Ste 106, Eastsound, WA, 98245 | 17.1 | |
| Travelers | Rice Insurance Llc | 1400 Broadway, Bellingham, WA, 98225 | 18.2 | |
| Travelers | Guide Insurance Services Inc | 8108 Guide Meridian, Lynden, WA, 98264 | 13.8 | |
| Travelers | Rice Insurance Llc | 1400 Broadway, Bellingham, WA, 98225 | 18.2 | |
| Allstate | Scott Richardson | 1901 N State St Ste A, Bellingham, WA, 98225 | 19.1 | |
| State Farm | Glen Friedl | 1400 King St., Bellingham, WA, 98229-6262 | 19.6 | |
| State Farm | Tim Slesk | 2200 Rimland Dr Ste 104, Bellingham, WA, 98226-6643 | 19.2 | |
| Travelers | Magas Insurance Inc | 2615 Meridian, Bellingham, WA, 98225 | 18.0 | |
| Allstate | Islanders Insurance | 545 Spring Po Box 1160, Friday Harbor, WA, 98250 | 29.8 | |
| State Farm | Jim Harber | 3219 Meridian Street, Bellingham, WA, 98225 | 17.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Washington | $286,800 | $809 | $580 | $1,160 | $580 |
| Whatcom County, WA | $299,800 | $802 | $580 | $1,140 | $560 |
| Blaine, WA | $272,100 | $664 | $480 | $940 | $460 |
| Ferndale, WA | $290,000 | $684 | $490 | $940 | $450 |
| Geneva, WA | $386,800 | $990 | $680 | $1,420 | $740 |
| Bow, WA | $338,900 | $747 | $550 | $1,030 | $480 |
| San Juan County, WA | $452,300 | $851 | $580 | $1,170 | $590 |
| Clear Lake, WA | $253,100 | $767 | $540 | $1,060 | $520 |
| North Whidbey Island, WA | $258,300 | $773 | $560 | $1,070 | $510 |
| Hamilton, WA | $118,300 | $558 | $380 | $760 | $380 |