Gavop's guide to buying homeowners insurance in Medulla, FL covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Medulla, FL - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Stoney Creek Blvd, Appaloosa Ct, Eastbrook Dr, Marimar St, Lis Ln, Sylvia Cir, S Brook Ln, Zella Ln, Pine Tree Ln W, Forest Dr | $163,500 | $150,000 | $125,000-$150,000 | $136,500 | $120,000 | $100,000-$125,000 |
| Thomasville Ln, N Faye Cir, Royal Forest Loop, Boardwalk St, S Dossey Rd, S Garden Dr, Shepherd Oaks St, Serrento Ave, Palo Alto Dr, Antler Trl | $114,500 | $90,000 | $75,000-$100,000 | $99,500 | $90,000 | $100,000-$125,000 |
| Houston St, Pinetree Ln E, Omar Ave, Lakeland Dr S, Market Sq E, Asherwood Rd, Asherwood Ln, Wren Ave, Shepherd Oaks Pass, Irby Ln W | $116,000 | $90,000 | $100,000-$125,000 | $84,000 | $80,000 | $75,000-$100,000 |
| S Gary Ave, Irby Ln E, Farris Dr, Ballentine Ct, Harden Oak Trl, Yellowtop Loop, Lily Ct, Garden Dr, Bowie St, Barlow Loop Rd | $89,500 | $80,000 | $75,000-$100,000 | $96,500 | $90,000 | $75,000-$100,000 |
| Messina Ave, Creekview Ln, Irby Ln N, Newman Cir N, Beauty Ct, Forestwood Dr E, Sparkleberry Way, Velvet Loop, White Tail Loop, Longoak Ct | $244,500 | $200,000 | $250,000-$300,000 | $165,000 | $140,000 | $150,000-$175,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$194 | $826 |
| Superior Protection Discount | -$102 | $918 |
| Fire & Security Discount | -$82 | $939 |
| Hail Resistant Roof Discount | -$20 | $1,000 |
| Newly Constructed Home Discount | -$235 | $786 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Polk County | $2,500 | $1,120 | $3,620 | $814 | $3,314 | $306 |
| Medulla, FL | $2,000 | $1,008 | $3,008 | $733 | $2,733 | $275 |
| Cypress Gardens, FL | $500 | $1,009 | $1,509 | $734 | $1,234 | $276 |
| Davenport, FL | $700 | $1,359 | $2,059 | $988 | $1,688 | $372 |
| Lake Wales, FL | $400 | $1,078 | $1,478 | $783 | $1,183 | $295 |
| Carrollwood, FL | $1,000 | $1,212 | $2,212 | $881 | $1,881 | $331 |
| Kissimmee, FL | $500 | $1,313 | $1,813 | $954 | $1,454 | $359 |
| Connerton, FL | $700 | $2,261 | $2,961 | $1,643 | $2,343 | $618 |
| Pasco County, FL | $200 | $1,203 | $1,403 | $874 | $1,074 | $329 |
| St. Petersburg, FL | $1,500 | $1,004 | $2,504 | $729 | $2,229 | $274 |
| Elfers, FL | $500 | $720 | $1,220 | $523 | $1,023 | $197 |
| Port Richey, FL | $2,000 | $863 | $2,863 | $627 | $2,627 | $236 |
| Home Insurance Company Medulla, FL | Homeowners Insurance Agency Medulla, FL | Address | Popularity Score | Distance from Medulla (miles) |
|---|---|---|---|---|
| Travelers | Lanier Upshaw Inc | 1115 Us Hwy 98 South, Lakeland, FL, 33801 | 5.8 | |
| Allstate | Bill Grodman | 9622 W Linebaugh Ave, Tampa, FL, 33626 | 37.9 | |
| State Farm | Wayne Peace | 2325 S Florida Ave, Lakeland, FL, 33803-7228 | 4.2 | |
| Travelers | First Heritage Insurance Services Inc | 1511 N. West Shore Blvd. Suite 1100, Tampa, FL, 33607 | 33.2 | |
| Travelers | Southshore Insurance Professionals Llc | 1219 Millennium Pkwy Ste 106, Brandon, FL, 33511 | 19.7 | |
| Travelers | Heacock Insurance Group | 100 E Main St, Lakeland, FL, 33801 | 6.1 | |
| Travelers | The Jones Agency Inc | 2098 Shepherd Rd , Mulberry, FL, 33860 | 1.5 | |
| Travelers | Poppell Insurance Inc | 503 W Martin Luther King Blvd, Plant City, FL, 33563 | 9.7 | |
| Travelers | Brightway Insurance | 10710 State Road 54 C102, Trinity, FL, 34655 | 43.2 | |
| Travelers | Gibson & Wirt Inc | 125 E Main St, Bartow, FL, 33830 | 9.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Polk County, FL | $121,100 | $1,134 | $880 | $1,520 | $640 |
| Medulla, FL | $153,200 | $1,020 | $800 | $1,370 | $570 |
| Cypress Gardens, FL | $153,400 | $1,022 | $800 | $1,370 | $570 |
| Davenport, FL | $144,400 | $1,376 | $1,070 | $1,840 | $770 |
| Lake Wales, FL | $114,200 | $1,091 | $850 | $1,460 | $610 |
| Carrollwood, FL | $211,200 | $1,227 | $960 | $1,640 | $680 |
| Kissimmee, FL | $159,400 | $1,329 | $1,040 | $1,780 | $740 |
| Connerton, FL | $285,600 | $2,288 | $1,780 | $3,070 | $1,290 |
| Pasco County, FL | $134,300 | $1,217 | $950 | $1,630 | $680 |
| St. Petersburg, FL | $152,300 | $1,016 | $790 | $1,360 | $570 |
| Elfers, FL | $69,300 | $728 | $570 | $980 | $410 |
| Port Richey, FL | $94,600 | $874 | $680 | $1,170 | $490 |