Gavop tells you how to get the best homeowners insurance in Missoula County, MT by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $87,000 | $70,000 | $75,000-$100,000 |
| 2 Bedroom | $193,000 | $170,000 | $200,000-$250,000 |
| 3 Bedroom | $190,500 | $150,000 | $150,000-$175,000 |
| 4 Bedroom | $352,000 | $320,000 | $300,000-$350,000 |
| 5 Bedroom | $328,000 | $280,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$175 | $916 |
| Superior Protection Discount | -$98 | $993 |
| Fire & Security Discount | -$87 | $1,004 |
| Hail Resistant Roof Discount | -$33 | $1,058 |
| Newly Constructed Home Discount | -$218 | $873 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Missoula County | $700 | $1,078 | $1,778 | $783 | $1,483 | $295 |
| Missoula County, MT | $1,000 | $1,078 | $2,078 | $783 | $1,783 | $295 |
| Seeley Lake-Blackfoot Valley, MT | $500 | $1,131 | $1,631 | $822 | $1,322 | $309 |
| Ravalli, MT | $700 | $730 | $1,430 | $531 | $1,231 | $200 |
| St. Ignatius, MT | $500 | $831 | $1,331 | $604 | $1,104 | $227 |
| Lolo, MT | $700 | $861 | $1,561 | $626 | $1,326 | $235 |
| Dixon, MT | $300 | $597 | $897 | $434 | $734 | $163 |
| Alberton, MT | $2,000 | $962 | $2,962 | $699 | $2,699 | $263 |
| Pablo, MT | $100 | $842 | $942 | $612 | $712 | $230 |
| Riverbend, MT | $1,000 | $1,080 | $2,080 | $785 | $1,785 | $295 |
| Superior, MT | $300 | $943 | $1,243 | $685 | $985 | $258 |
| Woods Bay-Rollins, MT | $700 | $1,314 | $2,014 | $955 | $1,655 | $359 |
| Home Insurance Company Missoula County, MT | Homeowners Insurance Agency Missoula County, MT | Address | Popularity Score | Distance from Missoula County (miles) |
|---|---|---|---|---|
| State Farm | Riley Mcgiboney | 3420 S Reserve St Ste C, Missoula, MT, 59801-7314 | 14.7 | |
| State Farm | Nate Sanders | 2108 Dixon Ave, Missoula, MT, 59801-8226 | 14.5 | |
| Travelers | Paynewest Insurance | 2925 Palmer St Ste B, Missoula, MT, 59808 | 11.8 | |
| State Farm | Darby South | 1015 Mount Ave Ste A, Missoula, MT, 59801-5680 | 13.1 | |
| Farmers | Jeremy Belcourt | 2501 S Catlin St Ste 105, Missoula, MT, 59801 | 13.8 | |
| Farmers | David Clarke | 4404 Expressway Ste 103, Missoula, MT, 59808 | 11.2 | |
| State Farm | Bob King | 105 Sw Higgins Ave Ste 2, Missoula, MT, 59803-1439 | 13.8 | |
| Allstate | Randy Mitchell | 1410 S Reserve St Ste 104, Missoula, MT, 59801 | 13.6 | |
| Farmers | Holly Kingsford | 2825 Stockyard Rd Ste A7, Missoula, MT, 59808 | 11.0 | |
| State Farm | Scott Lucier | 534 N Higgins Ave, Missoula, MT, 59802-4535 | 11.5 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Montana | $209,100 | $1,080 | $820 | $1,410 | $590 |
| Missoula County, MT | $259,600 | $1,091 | $830 | $1,430 | $600 |
| Missoula County, MT | $259,600 | $1,091 | $830 | $1,430 | $600 |
| Seeley Lake-Blackfoot Valley, MT | $244,500 | $1,145 | $870 | $1,500 | $630 |
| Ravalli, MT | $95,900 | $739 | $560 | $970 | $410 |
| St. Ignatius, MT | $120,000 | $841 | $640 | $1,100 | $460 |
| Lolo, MT | $285,800 | $872 | $660 | $1,140 | $480 |
| Dixon, MT | $70,000 | $604 | $460 | $790 | $330 |
| Alberton, MT | $162,100 | $974 | $740 | $1,280 | $540 |
| Pablo, MT | $123,100 | $852 | $650 | $1,120 | $470 |
| Riverbend, MT | $216,400 | $1,093 | $830 | $1,430 | $600 |
| Superior, MT | $154,600 | $954 | $730 | $1,250 | $520 |
| Woods Bay-Rollins, MT | $327,300 | $1,330 | $1,010 | $1,740 | $730 |