Gavop shows you how to buy homeowners insurance in Lake County, CO by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $62,500 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $95,000 | $80,000 | $75,000-$100,000 |
| 3 Bedroom | $128,000 | $110,000 | $100,000-$125,000 |
| 4 Bedroom | $207,000 | $190,000 | $175,000-$200,000 |
| 5 Bedroom | $414,000 | $350,000 | $350,000-$400,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$78 | $791 |
| Home and Two Car | -$139 | $730 |
| Home and Three Car | -$209 | $660 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Lake County | $700 | $858 | $1,558 | $624 | $1,324 | $235 |
| Lake County, CO | $2,000 | $858 | $2,858 | $624 | $2,624 | $235 |
| Copper Mountain, CO | $500 | $2,948 | $3,448 | $2,143 | $2,643 | $806 |
| Red Cliff, CO | $2,500 | $1,486 | $3,986 | $1,080 | $3,580 | $406 |
| Minturn-Red Cliff, CO | $300 | $1,683 | $1,983 | $1,223 | $1,523 | $460 |
| Summit County, CO | $700 | $1,038 | $1,738 | $754 | $1,454 | $284 |
| Park County, CO | $100 | $968 | $1,068 | $703 | $803 | $265 |
| Eagle, CO | $700 | $1,100 | $1,800 | $799 | $1,499 | $301 |
| Lake George, CO | $500 | $1,271 | $1,771 | $923 | $1,423 | $347 |
| Mulford, CO | $700 | $2,617 | $3,317 | $1,902 | $2,602 | $715 |
| Smeltertown, CO | $300 | $1,182 | $1,482 | $859 | $1,159 | $323 |
| Home Insurance Company Lake County, CO | Homeowners Insurance Agency Lake County, CO | Address | Popularity Score | Distance from Lake County (miles) |
|---|---|---|---|---|
| State Farm | Cathy Thompson | 27 Main Street, Edwards, CO, 81632-8111 | 32.9 | |
| State Farm | Justin Storms | 559 Us Highway 24 S, Buena Vista, CO, 81211-9834 | 28.1 | |
| State Farm | Todd Fugate | 590 Hwy 133, Carbondale, CO, 81623-1884 | 48.7 | |
| Allstate | Arrow Insurance | Po Box 5000, Frisco, CO, 80443 | 29.7 | |
| State Farm | Will Comerford | 0050 Chambers Ave Ste D, Eagle, CO, 81631 | 40.3 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 40.2 | |
| State Farm | Wayne Harris | 227 Cody Ln Unit 201, Basalt, CO, 81621-7601 | 38.2 | |
| State Farm | Jim Galt | 124 Main Street Ste 206, Dillon, CO, 80435 | 33.5 | |
| Travelers | Allen Insurance Agency Inc | 237 Broadway, Eagle, CO, 81631 | 40.2 | |
| State Farm | Rob Nelson | 619 Main Street, Frisco, CO, 80443 | 29.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Colorado | $286,100 | $1,436 | $1,010 | $1,880 | $870 |
| Lake County, CO | $197,600 | $869 | $610 | $1,140 | $530 |
| Lake County, CO | $197,600 | $869 | $610 | $1,140 | $530 |
| Copper Mountain, CO | $695,300 | $2,984 | $2,090 | $3,910 | $1,820 |
| Red Cliff, CO | $311,800 | $1,504 | $1,050 | $1,970 | $920 |
| Minturn-Red Cliff, CO | $521,100 | $1,704 | $1,190 | $2,230 | $1,040 |
| Summit County, CO | $547,700 | $1,051 | $740 | $1,380 | $640 |
| Park County, CO | $262,300 | $980 | $690 | $1,280 | $590 |
| Eagle, CO | $462,500 | $1,113 | $780 | $1,460 | $680 |
| Lake George, CO | $223,800 | $1,286 | $900 | $1,680 | $780 |
| Mulford, CO | $587,000 | $2,649 | $1,850 | $3,470 | $1,620 |
| Smeltertown, CO | $187,500 | $1,196 | $840 | $1,570 | $730 |