Gavop's guide to buying homeowners insurance in Sudbury, MA covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $166,500 | $140,000 | $150,000-$175,000 |
| 2 Bedroom | $462,000 | $390,000 | $400,000-$500,000 |
| 3 Bedroom | $478,000 | $430,000 | $400,000-$500,000 |
| 4 Bedroom | $464,500 | $390,000 | $400,000-$500,000 |
| 5 Bedroom | $913,500 | $750,000 | $800,000-$900,000 |
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Home and One Car | -$83 | $954 |
| Home and Two Car | -$176 | $860 |
| Home and Three Car | -$249 | $788 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Middlesex County | $700 | $1,295 | $1,995 | $941 | $1,641 | $354 |
| Sudbury, MA | $700 | $1,024 | $1,724 | $744 | $1,444 | $280 |
| Newton, MA | $300 | $1,291 | $1,591 | $938 | $1,238 | $353 |
| Ayer, MA | $700 | $844 | $1,544 | $614 | $1,314 | $231 |
| Nahant, MA | $300 | $2,264 | $2,564 | $1,646 | $1,946 | $619 |
| Marblehead, MA | $200 | $1,030 | $1,230 | $749 | $949 | $281 |
| Providence, RI | $2,000 | $1,002 | $3,002 | $728 | $2,728 | $274 |
| South Woodstock, CT | $500 | $1,074 | $1,574 | $780 | $1,280 | $293 |
| Holland, MA | $2,000 | $972 | $2,972 | $707 | $2,707 | $266 |
| Ocean Grove, MA | $100 | $984 | $1,084 | $715 | $815 | $269 |
| East Brooklyn, CT | $1,000 | $1,039 | $2,039 | $755 | $1,755 | $284 |
| Home Insurance Company Sudbury, MA | Homeowners Insurance Agency Sudbury, MA | Address | Popularity Score | Distance from Sudbury (miles) |
|---|---|---|---|---|
| Travelers | Cochrane And Porter Insurance Agency Inc | 981 Worcester St, Wellesley, MA, 2482 | 7.4 | |
| Travelers | Mid State Insurance Agency | 93 Stafford St Ste 2, Worcester, MA, 1603 | 23.7 | |
| Liberty Mutual Independent | Wayside Insurance Agency Inc | 60 Nicholas Road, Framingham, MA, 1701 | 3.9 | |
| Travelers | Lopriore Insurance Agency | 426 Main St Ste 2, Stoneham, MA, 2180 | 17.7 | |
| Travelers | Corcoran & Havlin Insurance | 287 Linden St, Wellesley, MA, 2482 | 8.8 | |
| Travelers | Welsh & Parker Insurance | 131 Coolidge Street 131 Coolidge Street, Hudson, MA, 1749 | 9.4 | |
| Liberty Mutual Independent | Risman Insurance Agency Inc | 689 Fellsway, Medford, MA, 2155 | 17.4 | |
| Travelers | Richard W Squeri Agcy Inc | 981 Worcester Street, Wellesley, MA, 2482 | 7.4 | |
| Travelers | Old Heritage Insurance Agency | 324 Main Street, Reading, MA, 1867 | 18.7 | |
| Travelers | State Fund Insurance Agency | 100 Summer St 16 Ste 1601, Boston, MA, 2110 | 18.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Massachusetts | $352,600 | $1,410 | $1,020 | $1,990 | $970 |
| Middlesex County, MA | $453,300 | $1,311 | $890 | $1,810 | $920 |
| Sudbury, MA | $668,500 | $1,037 | $760 | $1,470 | $710 |
| Newton, MA | $845,100 | $1,307 | $930 | $1,790 | $860 |
| Ayer, MA | $295,200 | $855 | $580 | $1,210 | $630 |
| Nahant, MA | $548,900 | $2,292 | $1,630 | $3,230 | $1,600 |
| Marblehead, MA | $611,100 | $1,043 | $710 | $1,490 | $780 |
| Providence, RI | $181,100 | $1,014 | $720 | $1,400 | $680 |
| South Woodstock, CT | $211,300 | $1,087 | $740 | $1,530 | $790 |
| Holland, MA | $214,300 | $984 | $720 | $1,390 | $670 |
| Ocean Grove, MA | $219,100 | $996 | $690 | $1,360 | $670 |
| East Brooklyn, CT | $200,200 | $1,052 | $720 | $1,450 | $730 |