Gavop shows you how to buy homeowners insurance in Thonotosassa, FL by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $42,500 | $40,000 | $25,000-$50,000 |
| 2 Bedroom | $113,000 | $90,000 | $125,000-$150,000 |
| 3 Bedroom | $100,000 | $80,000 | $100,000-$125,000 |
| 4 Bedroom | $247,500 | $230,000 | $200,000-$250,000 |
| 5 Bedroom | $293,500 | $250,000 | $250,000-$300,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$159 | $775 |
| Superior Protection Discount | -$84 | $850 |
| Fire & Security Discount | -$84 | $850 |
| Hail Resistant Roof Discount | -$19 | $916 |
| Newly Constructed Home Discount | -$215 | $719 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $5,794 |
| Physical Damage | $2,319 |
| Hail Damage | $4,665 |
| Wind Damage | $6,624 |
| Expensive Claims | |
| Fire | $45,123 |
| Smoke | $16,553 |
| Home Insurance Company Thonotosassa, FL | Homeowners Insurance Agency Thonotosassa, FL | Address | Popularity Score | Distance from Thonotosassa (miles) |
|---|---|---|---|---|
| Travelers | Southshore Insurance Professionals Llc | 1219 Millennium Pkwy Ste 106, Brandon, FL, 33511 | 7.8 | |
| State Farm | Maria Maranda | 607 W Lumsden Rd, Brandon, FL, 33511-5911 | 8.2 | |
| Travelers | Focus Insurance Group | 1503 S Us Hwy 301 Ste 2, Tampa, FL, 33619 | 8.3 | |
| Travelers | Community Insurance Group Inc | 505 Westbrook Ave, Brandon, FL, 33511 | 7.5 | |
| Travelers | Florida Insurance Center Inc | 414 N Alexander St , Plant City, FL, 33563 | 9.8 | |
| Travelers | Paul James Insurance | 18101 Highwoods Preserve Pkwy 18101 Highwoods Preserve Pkwy, Tampa, FL, 33647 | 7.6 | |
| Travelers | Community Insurance Group Inc | 505 Westbrook Ave, Brandon, FL, 33511 | 7.5 | |
| Travelers | Affinity Insurance | 8010 N 56th Street, Tampa, FL, 33617 | 6.1 | |
| State Farm | Everett Nolte | 1214 Oakfield Dr, Brandon, FL, 33511-4918 | 7.5 | |
| Travelers | Moore-Terihay Agency Inc | 1315 Providence Rd, Brandon, FL, 33511 | 8.8 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Florida | $178,700 | $1,605 | $1,250 | $2,150 | $900 |
| Hillsborough County, FL | $179,500 | $1,449 | $1,130 | $1,940 | $810 |
| Thonotosassa, FL | $135,100 | $934 | $730 | $1,250 | $520 |
| Zephyrhills North, FL | $48,900 | $728 | $570 | $980 | $410 |
| Crystal Lake, FL | $61,300 | $683 | $530 | $920 | $390 |
| Safety Harbor, FL | $239,200 | $1,089 | $850 | $1,460 | $610 |
| Moon Lake, FL | $54,100 | $763 | $600 | $1,020 | $420 |
| Tarpon Springs, FL | $209,700 | $1,220 | $950 | $1,640 | $690 |
| Winter Haven-Auburndale, FL | $103,900 | $1,103 | $860 | $1,480 | $620 |
| Timber Pines, FL | $137,200 | $944 | $740 | $1,270 | $530 |
| Loughman, FL | $180,800 | $1,619 | $1,260 | $2,170 | $910 |
| Sumter County, FL | $239,800 | $1,351 | $1,050 | $1,810 | $760 |
| Babson Park, FL | $117,900 | $1,198 | $930 | $1,610 | $680 |