Gavop's guide to buying homeowners insurance in Middle, NJ covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Bundling Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Newly Constructed Home | -$191 | $606 |
| 30 year old | +$12 | $809 |
| 40 year old | +$21 | $818 |
| 50 year old | +$30 | $827 |
| Above 50 year old | +$38 | $835 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$112 | $686 |
| Superior Protection Discount | -$72 | $725 |
| Fire & Security Discount | -$88 | $709 |
| Hail Resistant Roof Discount | -$16 | $781 |
| Newly Constructed Home Discount | -$215 | $582 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Cape May County | $2,000 | $977 | $2,977 | $710 | $2,710 | $267 |
| Middle, NJ | $2,500 | $788 | $3,288 | $572 | $3,072 | $215 |
| Lower, NJ | $300 | $767 | $1,067 | $557 | $857 | $210 |
| Deerfield, NJ | $1,500 | $805 | $2,305 | $585 | $2,085 | $220 |
| Newfield, NJ | $200 | $838 | $1,038 | $609 | $809 | $229 |
| Cheswold, DE | $2,000 | $510 | $2,510 | $370 | $2,370 | $139 |
| Lower Alloways Creek, NJ | $300 | $917 | $1,217 | $666 | $966 | $251 |
| Georgetown, DE | $1,000 | $623 | $1,623 | $453 | $1,453 | $170 |
| Farmington, DE | $200 | $600 | $800 | $436 | $636 | $164 |
| Salem County, NJ | $2,000 | $793 | $2,793 | $576 | $2,576 | $217 |
| Woodstown, NJ | $200 | $914 | $1,114 | $664 | $864 | $250 |
| Ocean City, MD | $2,000 | $825 | $2,825 | $600 | $2,600 | $225 |
| Home Insurance Company Middle, NJ | Homeowners Insurance Agency Middle, NJ | Address | Popularity Score | Distance from Middle (miles) |
|---|---|---|---|---|
| Travelers | The Mcmahon Agency Inc | 2131 Asbury Ave, Ocean City, NJ, 8226 | 17.7 | |
| Travelers | Dagostino Agency | 105 N White Horse Pike, Hammonton, NJ, 8037 | 38.5 | |
| Allstate | David Risley | 526 Sea Isle Blvd, Ocean View, NJ, 8230 | 8.1 | |
| Farmers | Frank Conroy | 3600 E Landis Ave Ste 23, Vineland, NJ, 8361 | 27.6 | |
| Allstate | George Eggers | 1181 E Landis Ave Ste 4, Vineland, NJ, 8360 | 28.3 | |
| Allstate | James Lucidonio | 120 S White Horse Pike Ste B3, Hammonton, NJ, 8037 | 38.1 | |
| Liberty Mutual Independent | A D Martin Commercial Insurance Services | 32 S Main St, Mullica Hill, NJ, 8062 | 48.7 | |
| State Farm | Rodney Stevenson | 385 N Route 73, West Berlin, NJ, 08091-2501 | 49.8 | |
| Travelers | M L Ruberton Agency Llc | 401 12th St # 638, Hammonton, NJ, 8037 | 37.2 | |
| Travelers | New Roads Insurance | 354 North Delsea Dr, Glassboro, NJ, 8028 | 45.0 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| New Jersey | $321,100 | $1,081 | $780 | $1,490 | $710 |
| Cape May County, NJ | $295,500 | $989 | $720 | $1,360 | $640 |
| Middle, NJ | $250,700 | $797 | $530 | $1,120 | $590 |
| Lower, NJ | $236,300 | $776 | $540 | $1,110 | $570 |
| Deerfield, NJ | $180,400 | $815 | $550 | $1,160 | $610 |
| Newfield, NJ | $195,900 | $848 | $620 | $1,200 | $580 |
| Cheswold, DE | $114,600 | $516 | $410 | $690 | $280 |
| Lower Alloways Creek, NJ | $239,000 | $928 | $660 | $1,290 | $630 |
| Georgetown, DE | $198,400 | $631 | $500 | $840 | $340 |
| Farmington, DE | $156,300 | $607 | $480 | $810 | $330 |
| Salem County, NJ | $185,800 | $802 | $540 | $1,150 | $610 |
| Woodstown, NJ | $237,100 | $925 | $660 | $1,280 | $620 |
| Ocean City, MD | $290,700 | $835 | $660 | $1,050 | $390 |