Gavop's guide to buying homeowners insurance in Fallon, NV covers how to get the right coverage, optimize deductibles, identify the best agents, understand claim requirements, avail discount options, compare cheap quotes and research reviews.
| Fallon, NV - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 2 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Charlys Way, Briggs Ln, Sunshine Loop, Boyer Rd, Hicks Rd, Chumley Dr, Dodge Ln, Jonathan Cir, Blue Sage Dr, E Fairview St | $176,500 | $160,000 | $175,000-$200,000 | $194,000 | $170,000 | $150,000-$175,000 |
| Gary Ln, Sherman St, Violets Rd, W Front St, S W Park St, State Rte 118, Fischer Pl, Lucas Rd, Erins Way, Copperwood Dr | $119,500 | $110,000 | $100,000-$125,000 | $130,000 | $110,000 | $150,000-$175,000 |
| N Taylor St, Helens Way, Boundary Rd, Horseshoe Way, Airport Rd, Agency Rd, Thompson Ln, Union Ln, E Center St, E Corkill Ln | $232,500 | $190,000 | $200,000-$250,000 | $154,000 | $130,000 | $150,000-$175,000 |
| Lattin Rd, Phritzie Ln, E Stillwater Ave, Norcutt Ln, Rivers Edge Dr, Bench Rd, Sarah Rd, Hornby Rd, Juniper Trl, S Carson St | $156,500 | $140,000 | $175,000-$200,000 | $105,500 | $90,000 | $100,000-$125,000 |
| N Laverne St, Caleb Dr, Henley Ct, Arvilla Ln, Cemetery Rd, Pasture Rd, Lenore Dr, Peach Tree Rd, Medallion Ln, State Rte 121 | $217,000 | $210,000 | $200,000-$250,000 | $174,000 | $140,000 | $175,000-$200,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$133 | $565 |
| Superior Protection Discount | -$70 | $628 |
| Fire & Security Discount | -$70 | $628 |
| Hail Resistant Roof Discount | -$21 | $677 |
| Newly Constructed Home Discount | -$146 | $551 |
| Claim Type | Average Claim Cost |
|---|---|
| General Claims | |
| Water Damage | $6,216 |
| Physical Damage | $2,488 |
| Hail Damage | $4,618 |
| Wind Damage | $6,051 |
| Expensive Claims | |
| Fire | $43,782 |
| Smoke | $16,553 |
| Home Insurance Company Fallon, NV | Homeowners Insurance Agency Fallon, NV | Address | Popularity Score | Distance from Fallon (miles) |
|---|---|---|---|---|
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 6.3 | |
| Travelers | Les Hiibel Insurance Services Inc | 335 W Williams, Fallon, NV, 89406 | 6.5 | |
| Travelers | Hendrix Insurance Agency | 1525 W Williams Ave Ste B, Fallon, NV, 89406 | 6.6 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 6.3 | |
| Allstate | Shawna Honea | 959 W Williams Ave, Fallon, NV, 89406 | 6.5 | |
| Allstate | Shawna Honea | 1380 Hwy 95a N Ste 7, Fernley, NV, 89408 | 28.6 | |
| State Farm | Brad Stokes | 2260 Reno Hwy Ste A, Fallon, NV, 89406-5603 | 6.9 | |
| Farmers | Shirley Steel | 1375 Newlands Dr E Ste 2, Fernley, NV, 89408 | 28.6 | |
| State Farm | Bill Fraser | 11 Sierra St, Yerington, NV, 89447-2634 | 34.5 | |
| Liberty Mutual Independent | E H Hursh Inc | 295 S Maine St, Fallon, NV, 89406 | 6.3 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Nevada | $216,400 | $641 | $470 | $890 | $420 |
| Churchill County, NV | $169,100 | $697 | $500 | $990 | $490 |
| Fallon, NV | $169,200 | $697 | $500 | $1,000 | $500 |
| Silver Springs, NV | $97,400 | $680 | $460 | $930 | $470 |
| Fernley, NV | $164,900 | $692 | $500 | $980 | $480 |
| Schurz, NV | $44,100 | $296 | $220 | $410 | $190 |
| Wadsworth, NV | $75,900 | $398 | $290 | $560 | $270 |
| Stagecoach, NV | $99,300 | $458 | $330 | $650 | $320 |
| Yerington, NV | $103,800 | $686 | $470 | $950 | $480 |
| Walker River, NV | $45,700 | $301 | $200 | $430 | $230 |
| Dixie Valley, NV | $140,600 | $540 | $370 | $750 | $380 |
| Virginia City, NV | $283,100 | $725 | $500 | $1,000 | $500 |
| Pine Nut, NV | $577,000 | $1,580 | $1,060 | $2,180 | $1,120 |