Gavop shows you how to buy homeowners insurance in Hollins, VA by estimating coverage, choosing the right deductible, contacting the best agents, understanding claim requirements, comparing cheap rates, using discount options and reading reviews.
| Bedrooms | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage |
|---|---|---|---|
| 1 Bedroom | $77,000 | $60,000 | $50,000-$75,000 |
| 2 Bedroom | $175,500 | $160,000 | $150,000-$175,000 |
| 3 Bedroom | $221,500 | $180,000 | $250,000-$300,000 |
| 4 Bedroom | $434,000 | $350,000 | $400,000-$500,000 |
| 5 Bedroom | $548,000 | $450,000 | $500,000-$600,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$115 | $606 |
| Superior Protection Discount | -$65 | $657 |
| Fire & Security Discount | -$65 | $657 |
| Hail Resistant Roof Discount | -$14 | $707 |
| Newly Constructed Home Discount | -$144 | $577 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Roanoke County | $1,500 | $819 | $2,319 | $595 | $2,095 | $224 |
| Hollins, VA | $2,000 | $713 | $2,713 | $518 | $2,518 | $195 |
| Amsterdam, VA | $500 | $822 | $1,322 | $597 | $1,097 | $225 |
| Boones Mill, VA | $700 | $764 | $1,464 | $555 | $1,255 | $209 |
| Blackwater, VA | $200 | $657 | $857 | $478 | $678 | $180 |
| Locust Grove, VA | $2,500 | $648 | $3,148 | $471 | $2,971 | $177 |
| Iron Gate, VA | $400 | $383 | $783 | $279 | $679 | $105 |
| Callaghan, VA | $1,000 | $549 | $1,549 | $399 | $1,399 | $150 |
| Fairlawn, VA | $400 | $782 | $1,182 | $569 | $969 | $214 |
| Oak Level, VA | $700 | $501 | $1,201 | $364 | $1,064 | $137 |
| Fieldale, VA | $300 | $414 | $714 | $301 | $601 | $113 |
| Cedar Creek, VA | $2,500 | $727 | $3,227 | $528 | $3,028 | $199 |
| Home Insurance Company Hollins, VA | Homeowners Insurance Agency Hollins, VA | Address | Popularity Score | Distance from Hollins (miles) |
|---|---|---|---|---|
| State Farm | Josh Morris | 1451 W Main St, Salem, VA, 24153-3120 | 9.0 | |
| Erie | Bill Meador Insurance Agency | 2896 Northview Drive Sw, Roanoke, VA, 24015 | 6.8 | |
| Nationwide | Wm Adkins Agency Inc | 3565 Electric Rd Ste G, Roanoke, VA, 24018-4449 | 8.5 | |
| State Farm | Lew Thompson | 5929 Williamson Rd, Roanoke, VA, 24012-1243 | 1.4 | |
| Erie | Andy Mathews Agency | 4069 Waterlick Road, Forest, VA, 24551 | 36.9 | |
| State Farm | Eric Fletcher | 701 Broad St, Altavista, VA, 24517-1831 | 38.6 | |
| State Farm | Don Bishop | 917 S Colorado St, Salem, VA, 24153-6354 | 7.7 | |
| State Farm | Holt Woodbury Jr | 5175 Peters Crk Rd Nw, Roanoke, VA, 24019-3809 | 2.7 | |
| Travelers | George B Taylor Inc | 1840 Graves Mill Road, Lynchburg, VA, 24502 | 37.9 | |
| State Farm | Patrick Mcdonald | 3321 Brambleton Ave Sw, Roanoke, VA, 24018-6524 | 7.7 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,320 | $630 |
| Roanoke County, VA | $192,100 | $829 | $570 | $1,170 | $600 |
| Hollins, VA | $193,900 | $722 | $480 | $1,030 | $550 |
| Amsterdam, VA | $288,400 | $832 | $570 | $1,190 | $620 |
| Boones Mill, VA | $157,800 | $773 | $560 | $1,070 | $510 |
| Blackwater, VA | $164,900 | $665 | $470 | $920 | $450 |
| Locust Grove, VA | $123,200 | $656 | $440 | $900 | $460 |
| Iron Gate, VA | $70,400 | $388 | $270 | $550 | $280 |
| Callaghan, VA | $100,500 | $556 | $410 | $800 | $390 |
| Fairlawn, VA | $164,900 | $792 | $570 | $1,100 | $530 |
| Oak Level, VA | $91,000 | $507 | $370 | $700 | $330 |
| Fieldale, VA | $75,300 | $419 | $310 | $580 | $270 |
| Cedar Creek, VA | $145,600 | $736 | $530 | $1,020 | $490 |