Gavop tells you how to get the best homeowners insurance in Smithfield, VA by getting the correct coverage, picking the right deductible, showing the best agents, comparing the cheapest rates, showing real customer reviews, etc.
| Smithfield, VA - Neighbourhoods, Census Blocks & Streets | 3 Bedroom | 4 Bedroom | ||||
|---|---|---|---|---|---|---|
| Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | Average Home Value | Estimated Replacement Value | Recommended Home Insurance Coverage | |
| Red Oak Ct, W Creek Pl, Widgeon Ct, Pinehurst Dr, Camoustie, Middle St, Manchester Ct, Kings Landing Ln, Kerr Pl, Davis Ln | $190,500 | $180,000 | $200,000-$250,000 | $342,000 | $320,000 | $300,000-$350,000 |
| State Rte 681, Kenmere Ln, State Rte 637, Water Oak Dr, State Rte 626, Pinewood Dr, Warwick St, Bethany Church Rd, Barcroft Dr, Eagle Nest Ln | $221,000 | $180,000 | $175,000-$200,000 | $381,500 | $320,000 | $300,000-$350,000 |
| State Rte 699, Washington St, Clay St, Bethel Church Ln, State Rte 647, Berryman Ct, Heptinstall Ave, Jones Dr, Quaker Pt, Days Point Ln | $239,000 | $210,000 | $200,000-$250,000 | $387,500 | $340,000 | $400,000-$500,000 |
| Meadow Dr, Cypress Way, Longview Cir, Deer Spring Ln, State Rte 1401, Spivey Ln, Deer Run Dr, State Rte 709, Redhouse Rd, Quaker Rd | $301,000 | $280,000 | $300,000-$350,000 | $223,000 | $180,000 | $200,000-$250,000 |
| State Rte 1004, North Carolina Ave, State Rte 602, State Rte 1303, Goose Hill Way, Ramsey Rd, Whites Point Way, Magnet Dr, State Rte 709, State Rte 600 | $253,500 | $210,000 | $250,000-$300,000 | $356,000 | $300,000 | $300,000-$350,000 |
| Type | Discount ($) | Premium After Discount ($) |
|---|---|---|
| Multipolicy Discount | -$147 | $670 |
| Superior Protection Discount | -$74 | $744 |
| Fire & Security Discount | -$74 | $744 |
| Hail Resistant Roof Discount | -$25 | $793 |
| Newly Constructed Home Discount | -$188 | $629 |
| Low Deductible ($500) | High Deductible ($2500) | |||||
|---|---|---|---|---|---|---|
| Place | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Isle of Wight County | $2,000 | $895 | $2,895 | $651 | $2,651 | $245 |
| Smithfield, VA | $700 | $808 | $1,508 | $587 | $1,287 | $221 |
| Yorktown, VA | $200 | $1,473 | $1,673 | $1,071 | $1,271 | $403 |
| Camptown, VA | $1,000 | $480 | $1,480 | $349 | $1,349 | $131 |
| Chesapeake, VA | $100 | $909 | $1,009 | $660 | $760 | $248 |
| Gloucester County, VA | $1,000 | $863 | $1,863 | $627 | $1,627 | $236 |
| Reynoldson, NC | $400 | $898 | $1,298 | $653 | $1,053 | $245 |
| Mathews County, VA | $700 | $759 | $1,459 | $552 | $1,252 | $208 |
| Cape Charles, VA | $100 | $1,034 | $1,134 | $752 | $852 | $283 |
| Hunters Mill, NC | $2,500 | $768 | $3,268 | $558 | $3,058 | $210 |
| Newland, NC | $400 | $623 | $1,023 | $453 | $853 | $170 |
| Crawford, NC | $2,000 | $810 | $2,810 | $589 | $2,589 | $221 |
| Home Insurance Company Smithfield, VA | Homeowners Insurance Agency Smithfield, VA | Address | Popularity Score | Distance from Smithfield (miles) |
|---|---|---|---|---|
| Allstate | Nelson Kelley | 12472 Warwick Blvd, Newport News, VA, 23606 | 9.6 | |
| Nationwide | J D Auvil Inc | 15064 Carrollton Blvd Ste N, Carrollton, VA, 23314-3579 | 5.3 | |
| State Farm | Deborah Womack | 730 High St, Portsmouth, VA, 23704-3426 | 19.4 | |
| Allstate | Roberts Insurance & Financial Services Inc. | 3115 Wstrn Brnch Blvd Ste 105, Chesapeake, VA, 23321 | 13.9 | |
| Liberty Mutual Independent | Lindberg & Associates Insurance Llc | 233 Wythe Creek Rd Ste 202, Poquoson, VA, 23662 | 15.4 | |
| Travelers | Colonial Insurance Agency Inc | 954 West 21st Street, Norfolk, VA, 23517 | 18.6 | |
| State Farm | Sherry Vincent | 15423 Carrollton Blvd, Carrollton, VA, 23314-2307 | 6.0 | |
| Nationwide | Villanueva Agency Ltd | 11024 Warwick Blvd, Newport News, VA, 23601-3229 | 9.2 | |
| Travelers | Ford Agency Inc | 111 W Poythress St, Hopewell, VA, 23860 | 43.7 | |
| Allstate | Robert Osburn | 1296 Battlefld Blvd S Ste 107, Chesapeake, VA, 23322 | 29.4 |
| Place | Typical Home Value | Typical Home Insurance Costs | 25th Percentile | 75th Percentile | Potential Savings & Difference between 25th & 75th Percentile |
|---|---|---|---|---|---|
| Virginia | $255,800 | $952 | $690 | $1,360 | $670 |
| Isle of Wight County, VA | $249,100 | $906 | $630 | $1,240 | $610 |
| Smithfield, VA | $274,100 | $817 | $550 | $1,150 | $600 |
| Yorktown, VA | $470,000 | $1,491 | $1,070 | $2,120 | $1,050 |
| Camptown, VA | $87,100 | $486 | $340 | $680 | $340 |
| Chesapeake, VA | $260,900 | $920 | $630 | $1,270 | $640 |
| Gloucester County, VA | $224,100 | $874 | $640 | $1,210 | $570 |
| Reynoldson, NC | $165,100 | $909 | $650 | $1,300 | $650 |
| Mathews County, VA | $227,200 | $769 | $520 | $1,080 | $560 |
| Cape Charles, VA | $332,400 | $1,047 | $700 | $1,500 | $800 |
| Hunters Mill, NC | $132,200 | $777 | $540 | $1,100 | $560 |
| Newland, NC | $101,400 | $631 | $450 | $870 | $420 |
| Crawford, NC | $242,100 | $820 | $560 | $1,120 | $560 |